Turnover
≈ €43,000 estimated
The micro format states no turnover.
DE 3
Lifetime
20 annual accounts with figures on one time axis, 21 filings since 2005peak €19,620 (2023)
€12,281▼ 29.4%
lowest -€3,815 (2021)
-€263▼ €1,029
peak €72,663 (2024)
€72,399▼ 0.4%
€135,445▲ 7.7%
Board6 names since 2019
1 directorWim DELPORTE
Owners2 names in the annual accounts
100%Del-Floor
Documentsfilings and deeds
23-07-20268 days before the deadline
2025micro format
Gross margin from €17,385 to €12,281Loss of €263Investments €38,000Cash from €9 to €67
Key points
from the 2025 annual accountsInvestments
€38,000 4.2 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 20.6% higher than in 2024.
Filings
21 annual accounts since 2005
The last five annual accounts were filed 6 to 34 days before the end of the period.
Checked score
82
Excellent
Financially stronger than 37% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024lowest value
02-2025: 0.2%● unchanged vs 01-2025lowest value
03-2025: 0.2%● unchanged vs 02-2025lowest value
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.4%▲ +0.2 percentage points vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026highest value
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 0.29, cash €67
lowers risk
Size: total assets €207,844
Founded in 2004
Sector: Real estate activities (NACE 68)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 53% of them on solvency, 14% on liquidity, 40% on profitability and 43% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 12,322 companies had the same profile as DE 3 has now. Each dot stands for 31 companies, two years later.
90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DE 3 itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for DE 3. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.29 (0.46 in 2024), below 1. Short-term debt is 65.2% and cash 0% of total assets. 65.2% of the assets are financed with debt and provisions.
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 days early
2024
34 days early
2023
7 days early
2022
6 days early
2021
25 days early
2020
8 days early
2019
18 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0867292935
New director
Wim DELPORTE appointed, SOENENS Elsje resigned · Director discharge: SOENENS Elsje · General meeting of 27-09-2024 · Gazette deed
Registered office moved from Aalter to Wervik
New registered office: Menensesteenweg 2 te 8940 WERVIK · Previous registered office: Langendamdreef 37 te 9880 AALTER · Appointments: Wim DELPORTE (director) and Elsje SOENENS (director) · General meeting of 17-05-2021 · Gazette deed
New director
Stefan DEDRIE appointed, Swen VINCKE resigned · Director discharge: Swen VINCKE · General meeting of 13-03-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DE 3 Wervik | €207,844 | €12,281 | 34.8% | - |
| MAËL Ghent | €193,128 | €14,900 | 29.0% | - |
| SAM Jabbeke | €177,412 | €12,302 | 99.3% | - |
| BEST - SOCKS Middelkerke | €230,343 | €14,519 | 38.1% | - |
| MZL ESTATE Arlon | €168,995 | €12,128 | 11.9% | - |
| I.B.C.M Lasne | €224,704 | €8,472 | 23.7% | - |
| Neoimmo Waremme | €258,832 | €12,127 | 49.2% | - |
These companies have the same main activity as DE 3: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €169,000 and €259,000, founded between 1994 and 2009.
Official details
Source: KBO- Status
- Active since 17-09-2004Normal situation
- Activity
- Renting and operating of own or leased non-residential real estate, excluding landNACE 68203
- Establishment unit
- 2.194.649.1508940 Wervik, since 17-09-2004
- Financial year end
- 31 December
- Peppol
- Reachable since 07-03-2025
Annual accounts 2025
- €207,844▲ 4.7%
- Filing
- Filed on 23-07-2026, 8 days before the end of the filing period
Insights on DE 3
DE 3 files the micro format. That format states no turnover. The gross margin fell from €17,522 in 2006 to €12,281 in 2025.
The balance sheet grew most from 2022 to 2024 through fixed assets.
Del-Floor holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DE 3
- What is the company number of DE 3?
- The company number of DE 3 is 0867.292.935. The VAT number is the same number with BE in front: BE 0867.292.935.
- Where is DE 3 based?
- The registered office is at Menensesteenweg 2, 8940 Wervik.Company details
- What does DE 3 do?
- According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
- What is the legal form of DE 3?
- DE 3 is a private limited company (BV).
- When was DE 3 founded?
- DE 3 was founded on 17-09-2004.
- Is DE 3 still active?
- Yes, DE 3 is an active enterprise in the KBO register.
- What is the turnover of DE 3?
- The turnover in financial year 2025 is ≈ €43,000. This figure is estimated from the gross margin of €12,281 and 31 comparable companies (NACE 68203). It probably lies between €17,000 and €96,000. It is a rough estimate.Financials
- Is DE 3 profitable?
- In financial year 2025, DE 3 made a loss of €263.
- Where can I find the annual accounts of DE 3?
- DE 3 filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DE 3 due?
- DE 3 must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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