DEFLEM
ActiveSummary
DEFLEM has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,977 and a net result of €1,184. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 42% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability50▼-40
Solvency76▼-10
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 1.87 against 3.5 in 2024; short-term debt: 22.2% and cash: 7.6% of total assets), and 49.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.6%
Return on assets
1.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 05-03-2026, 56 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
56 d early
2024
42 d early
2023
11 d early
2022
20 d early
2021
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 26 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€38,977▼ 46.5%
2024 · €72,793
Total assets
€77,103▼ 35.4%
2024 · €119,369
Net result
€1,184▼ 94.2%
2024 · €20,267
Working capital
€14,912▼ 68.9%
2024 · €48,007
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€35,929-€39,492▲ 9.9%-€4,016€27,227€6,316▼ 76.8%
Net result€27,899-€30,221▲ 8.3%-€8,594€20,267€1,184▼ 94.2%
Equity€30,899-€61,120▲ 97.8%€52,526▼ 14.1%€72,793▲ 38.6%€38,977▼ 46.5%
Total assets€59,932-€113,939▲ 90.1%€104,051▼ 8.7%€119,369▲ 14.7%€77,103▼ 35.4%
Debt€29,033-€52,819▲ 81.9%€51,525▼ 2.5%€46,575▼ 9.6%€38,125▼ 18.1%
Working capital€6,416-€52,578▲ 720%€28,087▼ 46.6%€48,007▲ 70.9%€14,912▼ 68.9%
Staff (FTE)0.6
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 77% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €77,103
Fixed assets
€45,037 ▼ 13.7%
Current assets
€32,066 ▼ 52.3%
Equity and liabilities €77,103
Equity
€38,977 ▼ 46.5%
Debt
€38,125 ▼ 18.1%
Debt's share of the balance-sheet total rises from 39.0% to 49.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€13,441▼
2024 · €34,971
Cash flow
€8,309▼
2024 · €28,012
Current ratio
1.87▼
2024 · 3.50
Debt to equity
0.98▲
2024 · 0.64
ROE
3.0%▼
2024 · 27.8%
ROA
1.5%▼
2024 · 17.0%
Interest coverage
3.47▼
2024 · 7.29
Debt ≤ 1 year
€17,154▼
2024 · €19,199
Debt > 1 year
€20,971▼
2024 · €27,376
Income taxes
€1,257▼
2024 · €2,163
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,047 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
2.0%
went bankrupt
3.7%
stopped otherwise
94%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,047 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €7,661 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,074 | €6,796 | €6,016 | €7,744 | €7,125 | ▼ 8.0% |
| Other operating charges640/8 | €5,264 | €7,382 | €3,157 | €1,233 | €1,436 | ▲ 16.4% |
| Non-recurring operating charges66A | - | - | €797 | €0 | - | - |
| Gross operating margin9900 | €46,267 | €53,670 | €13,616 | €36,204 | €14,877 | ▼ 58.9% |
| Operating profit (loss)9901 | €35,929 | €39,492 | -€4,016 | €27,227 | €6,316 | ▼ 76.8% |
| Financial income75/76B | - | - | €577 | €0 | €0 | - |
| Recurring financial income75 | - | - | €577 | €0 | €0 | - |
| Financial charges65/66B | €14 | €971 | €4,895 | €4,796 | €3,875 | ▼ 19.2% |
| Recurring financial charges65 | €14 | €971 | €4,895 | €4,796 | €3,875 | ▼ 19.2% |
| Profit (loss) for the period before taxes9903 | €35,916 | €38,522 | -€8,334 | €22,430 | €2,441 | ▼ 89.1% |
| Income taxes67/77 | €8,017 | €8,300 | €260 | €2,163 | €1,257 | ▼ 41.9% |
| Profit (loss) for the period9904 | €27,899 | €30,221 | -€8,594 | €20,267 | €1,184 | ▼ 94.2% |
| Profit (loss) for the period to be appropriated9905 | €27,899 | €30,221 | -€8,594 | €20,267 | €1,184 | ▼ 94.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €59,932 | €113,939 | €104,051 | €119,369 | €77,103 | ▼ 35.4% |
| Fixed assets21/28 | €24,483 | €23,402 | €58,585 | €52,162 | €45,037 | ▼ 13.7% |
| Tangible fixed assets22/27 | €24,483 | €23,402 | €58,585 | €52,162 | €45,037 | ▼ 13.7% |
| Plant, machinery and equipment23 | - | €2,892 | €2,280 | €2,791 | €1,914 | ▼ 31.4% |
| Furniture and vehicles24 | €24,483 | €20,510 | €1,383 | €349 | €0 | ▼ 100% |
| Other tangible fixed assets26 | - | - | €54,922 | €49,023 | €43,123 | ▼ 12.0% |
| Current assets29/58 | €35,449 | €90,537 | €45,466 | €67,206 | €32,066 | ▼ 52.3% |
| Amounts receivable within one year40/41 | €27,224 | €38,193 | €16,650 | €23,956 | €18,369 | ▼ 23.3% |
| Trade receivables40 | €27,224 | €36,189 | €16,500 | €23,849 | €14,460 | ▼ 39.4% |
| Other amounts receivable41 | - | €2,004 | €150 | €107 | €3,910 | ▲ 3,541% |
| Cash at bank and in hand54/58 | €7,500 | €33,239 | €14,003 | €33,503 | €5,893 | ▼ 82.4% |
| Deferred charges and accrued income490/1 | €725 | €19,105 | €14,813 | €9,747 | €7,804 | ▼ 19.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €59,932 | €113,939 | €104,051 | €119,369 | €77,103 | ▼ 35.4% |
| Equity10/15 | €30,899 | €61,120 | €52,526 | €72,793 | €38,977 | ▼ 46.5% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Reserves13 | €27,899 | €58,120 | €49,526 | €69,793 | €35,977 | ▼ 48.5% |
| Distributable reserves133 | €27,899 | €58,120 | €49,526 | €69,793 | €35,977 | ▼ 48.5% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | - |
| Amounts payable17/49 | €29,033 | €52,819 | €51,525 | €46,575 | €38,125 | ▼ 18.1% |
| Amounts payable after more than one year17 | - | €14,277 | €33,509 | €27,376 | €20,971 | ▼ 23.4% |
| Financial debts170/4 | - | €14,277 | €33,509 | €27,376 | €20,971 | ▼ 23.4% |
| Amounts payable within one year42/48 | €29,033 | €37,959 | €17,379 | €19,199 | €17,154 | ▼ 10.7% |
| Current portion of amounts payable after more than one year42 | - | - | €5,868 | €6,133 | €6,405 | ▲ 4.4% |
| Financial debts43 | - | - | - | €25 | €0 | ▼ 100% |
| Credit institutions430/8 | - | - | - | €25 | €0 | ▼ 100% |
| Trade debts44 | €203 | €21,400 | €5,076 | €638 | €4,065 | ▲ 537% |
| Suppliers440/4 | €203 | €21,400 | €5,076 | €638 | €4,065 | ▲ 537% |
| Taxes, remuneration and social security45 | €9,388 | €8,377 | €3,453 | €8,134 | €5,411 | ▼ 33.5% |
| Taxes450/3 | €9,388 | €8,377 | €2,801 | €8,134 | €5,411 | ▼ 33.5% |
| Remuneration and social security454/9 | - | - | €653 | €0 | - | - |
| Other amounts payable47/48 | €19,442 | €8,182 | €2,981 | €4,269 | €1,273 | ▼ 70.2% |
| Accrued charges and deferred income492/3 | - | €583 | €637 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €27,899 | €30,221 | -€8,594 | €20,267 | €1,184 | ▼ 94.2% |
| + Depreciation and write-downs630 | €5,074 | €6,796 | €6,016 | €7,744 | €7,125 | ▼ 8.0% |
| Operating cash flow (approximation) | €32,972 | €37,017 | -€2,578 | €28,012 | €8,309 | ▼ 70.3% |
| Investment in fixed assets (approximation) | - | -€5,716 | -€41,199 | -€1,321 | €0 | ▲ 100% |
| Change in cash | - | €25,739 | -€19,236 | €19,500 | -€27,610 | ▼ 242% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €20,267
Net result €20,267 after one loss-making year.
19-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet -€8,594
Net result drops to -€8,594, the lowest in the series; recovery starts the following year.
10-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2021net €30,221 ▲8.3%
Operating result €39,492, net result €30,221, both a record.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2020
Ground area
1,547 m²
Building footprint
161 m²
Volume, LiDAR
879 m³
Parcel 24472E0275/00W000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DEFLEM
since 20202.310.747.757
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24472E0275/00W000 | Flanders | 1,547 m² | 1 · 161 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,396. 14,953 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-11-2020
Fiscal year end30-09
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID
0208:0758519511
Also
9925:BE0758519511
Registered
24-11-2023
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.