DEFEVER-VANPARYS
ActiveDEFEVER-VANPARYS has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €185k and a net result of €23k. Equity is growing by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 90% of 13091 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-1
Solvency100▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 1.65 against 1.29 in 2024; short-term debt: 19.8% and cash: 25.8% of total assets), and 21.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.9%
Return on assets
9.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
26 d late
2023
30 d late
2022
26 d late
2021
30 d late
2020
27 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€185k▲ 13.9%
2024 · €162k
2018: €116k
2019: €125k
2020: €142k
2021: €94k
2022: €119k
2023: €137k
2024: €162k
2018 → 2025
Total assets
€234k▲ 1.6%
2024 · €230k
2018: €220k
2019: €236k
2020: €248k
2021: €235k
2022: €262k
2023: €225k
2024: €230k
2018 → 2025
Net result
€23k▼ 10.3%
2024 · €25k
2018: €11k
2019: €9k
2020: €17k
2021: €24k
2022: €26k
2023: €18k
2024: €25k
2018 → 2025
Working capital
€30k▲ 106%
2024 · €15k
2018: €16k
2019: €27k
2020: €34k
2021: €-21k
2022: €-13k
2023: €-2k
2024: €15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€94k-€119k▲ 27.2%€137k▲ 14.8%€162k▲ 18.4%€185k▲ 13.9%
Operating result€40k-€41k▲ 3.0%€29k▼ 28.7%€39k▲ 33.8%€35k▼ 11.6%
Net result€24k-€26k▲ 5.6%€18k▼ 30.9%€25k▲ 43.0%€23k▼ 10.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €234k
Fixed assets
€158k▼ 4.8%
Current assets
€76k▲ 18.3%
Equity and liabilities €234k
Equity
€185k▲ 13.9%
Debt
€49k▼ 27.6%
The debt ratio falls from 29.6% to 21.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€48k▼
2024 · €52k
Cash flow
€36k▼
2024 · €38k
Solvency
78.9%▲
2024 · 70.4%
Current ratio
1.65▲
2024 · 1.29
Quick ratio
1.56▲
2024 · 1.17
Debt / equity
0.27▼
2024 · 0.42
ROE
12.2%▼
2024 · 15.5%
ROA
9.7%▼
2024 · 10.9%
Interest coverage
37.89▲
2024 · 25.17
Debt
€49k▼
2024 · €68k
Debt ≤ 1 year
€46k▼
2024 · €50k
Debt > 1 year
€3k▼
2024 · €18k
Income taxes
€11k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€230k€234k▲
Fixed assets21/28€166k€158k▼
Tangible fixed assets22/27€166k€158k▼
Land and buildings22€149k€143k▼
Plant, machinery and equipment23€1k€6k▲
Furniture and vehicles24€15k€9k▼
Current assets29/58€65k€76k▲
Stocks and contracts in progress3€6k€4k▼
Stocks30/36€6k€4k▼
Amounts receivable within one year40/41€13k€11k▼
Trade receivables40€7k€3k▼
Other amounts receivable41€6k€7k▲
Cash at bank and in hand54/58€44k€60k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€230k€234k▲
Equity10/15€162k€185k▲
Contributions10/11€19k€19k=
Reserves13€143k€166k▲
Distributable reserves133€143k€166k▲
Amounts payable17/49€68k€49k▼
Amounts payable after more than one year17€18k€3k▼
Financial debts170/4€18k€3k▼
Amounts payable within one year42/48€50k€46k▼
Current portion of amounts payable after more than one year42€20k€15k▼
Trade debts44€10k€10k▲
Suppliers440/4€10k€10k▲
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€5k€6k▲
Other amounts payable47/48€15k€15k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▲
Other operating charges640/8€5k€5k▼
Gross operating margin9900€57k€52k▼
Operating profit (loss)9901€39k€35k▼
Financial income75/76B€199€301▲
Recurring financial income75€199€301▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€37k€34k▼
Income taxes67/77€12k€11k▼
Profit (loss) for the period9904€25k€23k▼
Profit (loss) for the period to be appropriated9905€25k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€23k▼
Transfer to equity691/2€25k€23k▼
To other reserves6921€25k€23k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Equity above €150kEq €162k ▲18.4%
7 profitable years in a row build equity to €162k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
31-12
Financial
Highest result since 2018net €26k ▲5.6%
Operating result €41k, net result €26k, both a record.
31-12
Financial
Equity above €100kEq €119k ▲27.2%
5 profitable years in a row build equity to €119k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Weakest financial yearnet €9k ▼18.9%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwpoort · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albert I laan 1778620 NieuwpoortGround area
171 m²
Building footprint
188 m²
Volume, LiDAR
1,255 m³
Parcel 38402D0073/00B000, Flanders · tallest building 17.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bon Bon Karamel - Normandie
since 19972.042.390.527
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38402D0073/00B000 | Flanders | 171 m² | 1 · 187 m² | 17.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteNieuwpoort2.042.390.527
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Of 14,028 companies in sector 56301 we hold annual accounts for 4,894. 3,192 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-1989
Fiscal year end31-12
Activities, NACEBEL
52240
56301Cafés and bars
47221Retail sale of meat and meat products, excluding game and poultry
47241Retail sale of bread and pastry (bakery outlets)
47271Retail trade
47291Retail trade
52220
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.