SARVA

Active

Private limited companyfounded 1990active for 35 yearsRue de Plainevaux 39, 4100 Seraing, BelgiumKBO/BCE: BE 0442.126.988

Summary

SARVA has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €126,224 and a net result of €12,125. Equity is growing by about 3.3% per year across the filed financial years. Its solvency ranks better than 89% of 16,816 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow Report Compare

SARVAActiveChecked score 92/100

Risk analysis Report Compare

Activity

Cafés and bars

NACE 56301

4th oldest company in Seraing, Accommodation and food service sector1 site

Size

€164,441total assets 2025

Equity: €126,224
Profit: €12,125

Turnover not published (micro format)

Financial health

92 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.2%

Structure

Accounts filed 12 days late0 of 4 deeds read

Why 92raises riskSector: Food and beverage service activities (NACE 56)lowers riskFounded in 1990Liquidity: current ratio 4.00, cash €48,252Equity €126,224 (76.8% of total assets)Show the evidence

Checked score

Score 2025

92 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 74% of its sector peers (NACE 56, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100+7

equity 76.8% of total assets

Liquidity 79+8

short-term debt 23.1% · cash 29.3%

Profitability 78+67

return on assets 7.4%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,755 companies, NACE 56, micro)

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.5%▲ +0.2 percentage points vs 10-2025highest value 12-2025: 0.1%▼ -0.4 percentage points vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.2%▲ +0.1 percentage points vs 09-2026

Credit of up to €11,000 on 30-day terms is acceptable

Liquidity ample (current ratio 4.0, compared with 3.18 in 2024, above the usual 1.5; short-term debt: 23.1% and cash: 29.3% of total assets), and 23.2% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 94% on solvency, 82% on liquidity, 62% on profitability and 57% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Founded in 1990

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 4.00, cash €48,252

NBB · annual accounts

Sector: Food and beverage service activities (NACE 56)

KBO

Equity €126,224 (76.8% of total assets)

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 12-11-2025, 12 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

12 days late

2024

1 day early

2023

6 days late

2022

29 days late

2021

24 days late

2020

24 days late

2019

13 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days after the deadline; the sector median (NACE 56) for financial year 2024 is 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 12 November (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

31-03-2026 year end24-10-2026 today31-10-2026 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

12-11-2025 Annual accounts filedfinancial year 2025 · micro…
31-03-2025 Back to profitnet €12,125
30-10-2024 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: Among the best 12% on solvencysector median 29.7% · 16,816 companies 76.8% View
Active since 1990founded 05-11-1990 35 years View
Total assets 20256 financial years filed €164,441 View

By topic

Financials

Financial year: 2025
Total assets: €164,441
Profit: €12,125
Solvency: 76.8%

Total assets▼ 1.8%

Net result

20192025

Go to Financials

Timeline

Events: 38
Since: 1994
Next accounts: by 31-10-2026

31-03-2024Weakest financial year
06-11-2023Annual accounts filed
29-11-2022Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Cafés and barsNACE 56301
Founded: 05-11-1990
Year ends: 31-03
Peppol: Reachable for e-invoices

Go to Company details

Key facts about SARVA

What is the company number of SARVA?: 0442.126.988. In Belgium the VAT number is the company number with BE in front: BE 0442.126.988.
Where is SARVA based?: The registered office is at Rue de Plainevaux 39, 4100 Seraing.Company details
What does SARVA do?: According to the KBO register, the main activity is cafés and bars (NACE 56301).
What is the legal form of SARVA?: Private limited company (BV).
When was SARVA founded?: On 05-11-1990.
Is SARVA still active?: Yes, SARVA is an active enterprise in the KBO register.
How many employees does SARVA have?: On average 0.3 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
What is the turnover of SARVA?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is SARVA profitable?: In financial year 2025, SARVA made a profit of €12,125.
Where can I find the annual accounts of SARVA?: SARVA filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SARVA due?: By 31-10-2026, for financial year 2026.Timeline