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Complete company report
Generated 29-07-2026
Active BE 0502.657.463Private limited company

DEF-UNI

Kleine Dries(D) 8 ·8600 Diksmuide, Belgium· 13 yrs active
Sector: Financial services (64210)
Conclusion Checked

DEF-UNI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 13 yrs
Board 1
Locations 1
Publications 7
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Established
Founded in 2013, 13 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 12-06-2025 2025-00138796
31-12-2023 micro 25-06-2024 2024-00164183
31-12-2022 micro 09-05-2023 2023-00084700
31-12-2021 micro 22-03-2022 2022-08300332
31-12-2020 micro 05-07-2021 2021-31200159
31-12-2019 verkort 10-07-2020 2020-28600011
31-12-2018 verkort 22-08-2019 2019-49300209
31-12-2017 verkort 21-06-2018 2018-21300488
31-12-2016 verkort 19-06-2017 2017-18600479
31-12-2015 verkort 23-06-2016 2016-21600517
Directors & mandates 2 directors
Current directors & mandates
  • DEFRAEYE Hendrik Gilbert Gentiel
    Director
    State Gazette act 22345446 (11-07-2022)
    Current
    04-07-2022 → present
    2 events
    • 04-07-2022 Mandate renewed· Director
    • 04-07-2022 Resigned· Manager
Former directors (1)
  • Hendrik Defraeye
    Director
    State Gazette act 24115555 (01-08-2024)
    Former
    - → 08-07-2024
    2 events
    • 08-07-2024 Resigned· Director
    • 11-05-2022 Resigned· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Statutory auditor 1 auditor
Statutory auditor IRE/IBR number Tenure
Figurad Bedrijfsrevisoren bvCurrent
Company auditor · represented by Dieter Biebaut
 - 26-04-2023 → present
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.
Legal Structure
NACE primary Financial services(64210)
Legal form Private limited company(610)
Incorporation22-01-2013
StatusActive
Postal code8600
Establishment units 1 location
Def-Uni
Kleine Dries(D) 8, 8600 DiksmuideIsolatiewerkzaamheden
since 20132.218.343.280
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
32472B0671/00P000 Flanders 1.7 ha 1 · 2,708 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 17 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
24-10-2025
State Gazette act Director changes
v3.2
12-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
01-08-2024
State Gazette act Director changes
v3.2
25-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
09-05-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
28-04-2023
State Gazette act Statutes amendment
v3.2
2022
11-07-2022
State Gazette act Registered-office change
v3.2
22-06-2022
State Gazette act Director changes
v3.2
22-03-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
05-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
10-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
22-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
21-06-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
19-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
20-01-2017
State Gazette act Capital & shares
v3.2
2016
23-06-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2013
04-02-2013
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 7 acts
Capital history · 1
20-01-2017
v3.2
Address history · 1
11-07-2022
v3.2
All acts · 7 updated 9 months ago
2025
24-10-2025 BV Gallimar appointed as director Director changes
  • BV Gallimar, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "BV Gallimar",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-08-01",
      "evidence_quote": "De algemene vergadering beslist tot de benoeming van BV Gallimar, met zetel te 8420 De Haan Bosduivenlaan 13, als niet-statutaire bestuurder, en dit met ingang op 01/08/2025."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0502.657.463",
    "name_full": "DEF-UNI",
    "legal_form": "BV"
  }
}
2024
01-08-2024 1 director appointed, 1 resigning Director changes
  • BV DEFRACOM, Bestuurder
  • Hendrik Defraeye, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Hendrik Defraeye",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2024-07-08",
      "evidence_quote": "De algemene vergadering beslist tot het ontslag van Hendrik Defraeye, met woonplaats te 8630 Veurne Noordstraat 51, als niet-statutaire bestuurder, en dit met ingang op 08/07/2024."
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "BV DEFRACOM",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2024-07-08",
      "evidence_quote": "De algemene vergadering beslist tot de benoeming van BV DEFRACOM, met zetel te 8630 Veurne Noordstraat 51, als niet-statutaire bestuurder, en dit met ingang op 08/07/2024."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0502.657.463",
    "name_full": "DEF-UNI",
    "legal_form": "BV"
  }
}
2023
28-04-2023 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": true,
    "effective_date": "2023-04-26",
    "legal_form_change": false
  },
  "bedrijfsrevisor": {
    "quote": "Verslag opgesteld door de bedrijfsrevisor, \u201CFIGURAD Bedrijfsrevisoren\u201D BV, vertegenwoordigd door Dieter Biebaut, bedrijfsrevisor, dd. 17 april 2023.",
    "firm_kbo": null,
    "firm_name": "FIGURAD Bedrijfsrevisoren BV",
    "ibr_number": null,
    "individual_name": "Dieter Biebaut"
  },
  "subject_company": {
    "kbo": "0502.657.463",
    "name_full": "DEF-UNI",
    "legal_form": "BV"
  },
  "signature_regime": null,
  "special_mandates": [
    {
      "quote": "Aan het accountantskantoor \u201CDECUPERE, NEUDT \u0026 PARTNERS\u201D BV, te 8600 Diksmuide, Grote Markt 41, voor het vervullen van alle formaliteiten inzake het rechtspersonenregister, BTW-administratie, sociaal verzekeringsfonds, sociale secretariaten en andere fiscale- en diverse administraties, met mogelijkheid tot indeplaatsstelling.",
      "holder_kbo": null,
      "holder_name": "DECUPERE, NEUDT \u0026 PARTNERS BV",
      "scope_categories": [
        "KBO",
        "tax",
        "filing"
      ],
      "with_substitution": true
    },
    {
      "quote": "Aan ondergetekende notaris Christophe VANDEURZEN om de huidige statuten te co\u00F6rdineren en de nodige administratieve formaliteiten te vervullen voor de publicatie in de Bijlagen tot het Belgisch Staatsblad.",
      "holder_kbo": null,
      "holder_name": "Christophe VANDEURZEN",
      "scope_categories": [
        "filing",
        "publication"
      ],
      "with_substitution": false
    }
  ],
  "governance_change": {
    "admin_delegated_added": []
  }
}
2022
11-07-2022 Registered office moved Registered-office change
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0502.657.463",
    "name_full": "ENERGY INSULATIONS",
    "legal_form": "BVBA"
  }
}
22-06-2022 Hendrik DEFRAEYE resigns as director Director changes
  • Hendrik DEFRAEYE, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Hendrik DEFRAEYE",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2022-05-11",
      "evidence_quote": "Uit de notulen van de bijzondere algemene vergadering van 11 mei 2022 blijkt het ontslag van de heer Bob DEFRAEYE als niet-statutaire bestuurder met onmiddellijke ingang."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0502.657.463",
    "name_full": "ENERGY INSULATIONS",
    "legal_form": "BVBA"
  }
}
2017
20-01-2017 Capital increase of €24,750 to €64,750 Capital & shares
  • €40.000 → €64.750
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "capital_increase",
      "amount": 24750.0,
      "currency": "EUR",
      "after_eur": 64750.0,
      "delta_eur": 24750.0,
      "before_eur": 40000.0,
      "amount_type": "kapitaal_effectief",
      "effective_date": "2016-12-30",
      "evidence_quote": "het maatschappelijk kapitaal van de overnemende vennootschap B met vierentwintigduizend zevenhonderdvijftig euro (24.750,00 \u20AC) te verhogen om het van veertigduizend euro (40.000,00 \u20AC) op vierenzestigduizend zevenhonderdvijftig euro (64.750,00 \u20AC) te brengen",
      "contribution_type": "in_kind"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0502.657.463",
    "name_full": "ENERGY INSULATIONS",
    "legal_form": "BVBA"
  }
}
2013
04-02-2013 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "8680 Koekelare, Bergstraat 2B",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1964-05-15",
        "name": "DEFRAEYE Bob J\u00E9r\u00F4me Jacques",
        "niss": null,
        "address": "8680 Koekelare, Bergstraat 2/B"
      },
      "share_class": "naam",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 21000,
      "holder_person_name": "DEFRAEYE Bob J\u00E9r\u00F4me Jacques",
      "is_subscriber_only": false,
      "n_shares_subscribed": 210,
      "amount_subscribed_eur": 21000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1990-08-29",
        "name": "DEFRAEYE Hendrik Gilbert Gentiel",
        "niss": null,
        "address": "8680 Koekelare, Bergstraat 2B"
      },
      "share_class": "naam",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 19000,
      "holder_person_name": "DEFRAEYE Hendrik Gilbert Gentiel",
      "is_subscriber_only": false,
      "n_shares_subscribed": 190,
      "amount_subscribed_eur": 19000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 40000,
  "subject_company": {
    "kbo": "0502.657.463",
    "name_full": "ENERGY INSULATIONS",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2013-01-18",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van terreinen68204Verhuur en exploitatie van terreinen68204Verhuur en lease van personenauto's en lichte bestelwagens (< 3,5 ton)77110Verhuur en lease van personenauto’s en andere lichte motorvoertuigen77110Verhuur en lease van vrachtwagens en overige motorvoertuigen (> 3,5 ton)77120Verhuur en lease van vrachtwagens77120
Primary activity highlighted.
Names & trade names
Legal nameNL DEF-UNI
Registered office
Kleine Dries(D) 8
8600 Diksmuide, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative