DEESSE
ActiveDEESSE has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €973k and a net result of €21k. Equity is growing by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 40% of 4501 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▼-5
Solvency52▲+8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.1 in 2024; short-term debt: 5.9% and cash: 3.7% of total assets), and 72.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.5%
Return on assets
0.6%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
98 d early
2023
37 d early
2022
14 d early
2021
39 d early
2020
32 d early
2019
100 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€21k▼ 66.1%
2024 · €61k
2018: €129k
2019: €126k
2020: €166k
2021: €126k
2022: €118k
2023: €12k
2024: €61k
2018 → 2025
Working capital
€74k▲ 213%
2024 · €24k
2018: €-24k
2019: €-68k
2020: €141k
2021: €224k
2022: €309k
2023: €121k
2024: €24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€761k-€879k▲ 15.5%€892k▲ 1.4%€953k▲ 6.9%€973k▲ 2.2%
Operating result€269k-€269k▲ 0.3%€150k▼ 44.5%€251k▲ 68.0%€169k▼ 32.6%
Net result€126k-€118k▼ 6.3%€12k▼ 89.5%€61k▲ 392%€21k▼ 66.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.55M
Fixed assets
€3.26M▼ 29.9%
Current assets
€284k▲ 13.6%
Equity and liabilities €3.55M
Equity
€973k▲ 2.2%
Debt
€2.57M▼ 34.9%
The debt ratio falls from 80.6% to 72.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€247k▼
2024 · €379k
Cash flow
€98k▼
2024 · €189k
Solvency
27.5%▲
2024 · 19.4%
Current ratio
1.35▲
2024 · 1.10
Quick ratio
1.35▲
2024 · 1.10
Debt / equity
2.64▼
2024 · 4.14
ROE
2.1%▼
2024 · 6.4%
ROA
0.6%▼
2024 · 1.2%
Interest coverage
1.74▼
2024 · 2.21
Debt
€2.57M▼
2024 · €3.95M
Debt ≤ 1 year
€210k▼
2024 · €226k
Debt > 1 year
€2.36M▼
2024 · €3.72M
Income taxes
€8k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.90M€3.55M▼
Fixed assets21/28€4.65M€3.26M▼
Tangible fixed assets22/27€4.65M€3.26M▼
Land and buildings22€4.65M€3.25M▼
Plant, machinery and equipment23€410€5k▲
Furniture and vehicles24€355€32▼
Financial fixed assets28€3k€3k=
Current assets29/58€250k€284k▲
Amounts receivable after more than one year29€41k€29k▼
Other amounts receivable291€41k€29k▼
Amounts receivable within one year40/41€29k€60k▲
Trade receivables40€19k€9k▼
Other amounts receivable41€10k€50k▲
Cash at bank and in hand54/58€157k€131k▼
Deferred charges and accrued income490/1€23k€64k▲
Equity and liabilities
Total equity and liabilities10/49€4.90M€3.55M▼
Equity10/15€953k€973k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€891k€912k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€885k€906k▲
Amounts payable17/49€3.95M€2.57M▼
Amounts payable after more than one year17€3.72M€2.36M▼
Financial debts170/4€1.20M€969k▼
Other amounts payable178/9€2.52M€1.39M▼
Amounts payable within one year42/48€226k€210k▼
Current portion of amounts payable after more than one year42€192k€173k▼
Financial debts43€10k€10k▲
Credit institutions430/8€10k€10k▲
Trade debts44€8k€2k▼
Suppliers440/4€8k€2k▼
Taxes, remuneration and social security45€16k€25k▲
Taxes450/3€14k€23k▲
Remuneration and social security454/9€2k€2k=
Income statement
Code20242025
Non-recurring operating income76A-€12k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€128k€77k▼
Other operating charges640/8€24k€22k▼
Non-recurring operating charges66A€88€146k▲
Gross operating margin9900€403k€415k▲
Operating profit (loss)9901€251k€169k▼
Financial income75/76B€817€1k▲
Recurring financial income75€817€1k▲
Financial charges65/66B€171k€142k▼
Recurring financial charges65€171k€142k▼
Profit (loss) for the period before taxes9903€81k€29k▼
Income taxes67/77€20k€8k▼
Profit (loss) for the period9904€61k€21k▼
Profit (loss) for the period to be appropriated9905€61k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€61k€21k▼
Transfer to equity691/2€61k€21k▼
To other reserves6921€61k€21k▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €12k ▼89.5%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €166k ▲32.5%
Operating result €326k, net result €166k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.90
Current ratio from 0.55 to 1.90.
31-12
Financial
Equity above €500kEq €635k ▲35.5%
3 profitable years in a row build equity to €635k.
22-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
06-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Westkapellestraat 4098300 Knokke-HeistGround area
3,094 m²
Building footprint
960 m²
Volume, LiDAR
16,088 m³
2 parcels, Flanders · tallest building 26.6 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Zeedijk-Het Zoute 716, 8300 Knokke-Heist
since 20002.060.996.909
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31039F0062/00L000 | Flanders | 2,316 m² | 1 · 245 m² | 5.5 m · 1 fl. |
| 31334B0598/00_000 | Flanders | 778 m² | 1 · 715 m² | 26.6 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Usines Jean Warnimont
BE 0400.712.542
Anderlecht · Eq €973k
GESTE VL
BE 0674.953.912
Herselt · Eq €973k
PROMOTIONS FW
BE 0544.371.423
Etalle · Eq €974k
Van den Berghe Invest
BE 0427.355.670
Aalst · Eq €972k
VAN RIE IGNACE
BE 0476.142.514
Maldegem · Eq €971k
Of 9,133 companies in sector 68201 we hold annual accounts for 6,762. 4,838 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded04-02-1993
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
70201
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.