SCHUITEN COPYRIGHT
ActiveSCHUITEN COPYRIGHT has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €763k and a net result of €157k. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 48% of 953 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+5
Solvency74▼-26
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 1.88 against 9.15 in 2024; short-term debt: 38.4% and cash: 21.7% of total assets), but 51.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.7%
Return on assets
10%
Age of the figures
15 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
3 d late
2023
20 d late
2022
5 d early
2021
11 d early
2020
9 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€763k▼ 32.7%
2024 · €1.13M
2019: €555k
2020: €841k
2021: €953k
2022: €1.08M
2023: €1.12M
2024: €1.13M
2019 → 2025
Total assets
€1.57M▲ 7.7%
2024 · €1.46M
2019: €637k
2020: €1.04M
2021: €1.01M
2022: €1.17M
2023: €1.23M
2024: €1.46M
2019 → 2025
Net result
€157k▲ 91.8%
2024 · €82k
2019: €64k
2020: €286k
2021: €112k
2022: €130k
2023: €106k
2024: €82k
2019 → 2025
Working capital
€529k▼ 39.6%
2024 · €876k
2019: €588k
2020: €852k
2021: €951k
2022: €840k
2023: €888k
2024: €876k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€953k-€1.08M▲ 13.7%€1.12M▲ 3.0%€1.13M▲ 1.6%€763k▼ 32.7%
Operating result€131k-€162k▲ 24.2%€134k▼ 17.3%€101k▼ 25.0%€222k▲ 121%
Net result€112k-€130k▲ 17.0%€106k▼ 19.1%€82k▼ 22.2%€157k▲ 91.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 121% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.57M
Fixed assets
€438k▼ 7.4%
Current assets
€1.13M▲ 15.0%
Equity and liabilities €1.57M
Equity
€763k▼ 32.7%
Debt
€806k▲ 150%
The debt ratio rises from 22.1% to 51.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€288k▲
2024 · €131k
Cash flow
€223k▲
2024 · €112k
Solvency
48.7%▼
2024 · 77.9%
Current ratio
1.88▼
2024 · 9.15
Quick ratio
1.88▼
2024 · 9.15
Debt / equity
1.06▲
2024 · 0.28
ROE
20.6%▲
2024 · 7.2%
ROA
10.0%▲
2024 · 5.6%
Interest coverage
28.40▼
2024 · 66.37
Debt
€806k▲
2024 · €322k
Debt ≤ 1 year
€602k▲
2024 · €107k
Debt > 1 year
€203k▼
2024 · €215k
Income taxes
€71k▲
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.46M€1.57M▲
Fixed assets21/28€473k€438k▼
Intangible fixed assets21€9k€7k▼
Tangible fixed assets22/27€464k€431k▼
Land and buildings22€252k€219k▼
Furniture and vehicles24€3k€10k▲
Other tangible fixed assets26€208k€202k▼
Financial fixed assets28€120€0▼
Current assets29/58€983k€1.13M▲
Amounts receivable after more than one year29€669k€625k▼
Other amounts receivable291€669k€625k▼
Amounts receivable within one year40/41€89k€163k▲
Trade receivables40€17k€65k▲
Other amounts receivable41€71k€98k▲
Cash at bank and in hand54/58€225k€341k▲
Deferred charges and accrued income490/1€668€1k▲
Equity and liabilities
Total equity and liabilities10/49€1.46M€1.57M▲
Equity10/15€1.13M€763k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€1.07M€702k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€1.07M€696k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€322k€806k▲
Amounts payable after more than one year17€215k€203k▼
Financial debts170/4€215k€203k▼
Amounts payable within one year42/48€107k€602k▲
Current portion of amounts payable after more than one year42€13k€12k▼
Financial debts43€10k€2k▼
Credit institutions430/8€10k€2k▼
Trade debts44€2k€7k▲
Suppliers440/4€2k€7k▲
Taxes, remuneration and social security45€6k€43k▲
Taxes450/3€6k€43k▲
Other amounts payable47/48€77k€539k▲
Accrued charges and deferred income492/3€7€10▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€66k▲
Other operating charges640/8€4k€2k▼
Gross operating margin9900€135k€290k▲
Operating profit (loss)9901€101k€222k▲
Financial income75/76B€17k€16k▼
Recurring financial income75€17k€16k▼
Financial charges65/66B€2k€10k▲
Recurring financial charges65€2k€10k▲
Profit (loss) for the period before taxes9903€116k€228k▲
Income taxes67/77€34k€71k▲
Profit (loss) for the period9904€82k€157k▲
Profit (loss) for the period to be appropriated9905€82k€157k▲
Appropriation of the result
Profit (loss) to be appropriated9906€82k€157k▲
Transfer from equity791/2€64k€528k▲
Transfer to equity691/2€82k€157k▲
To other reserves6921€82k€157k▲
Profit to be distributed694/7€64k€528k▲
Return on contributions (dividend)694€64k€528k▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
20-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €1MEq €1.08M ▲13.7%
4 profitable years in a row build equity to €1.08M.
20-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Liquidity quadruplescurrent ratio 21.92
Current ratio from 6.12 to 21.92; short-term debt falls from €166k to €45k.
22-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Highest result since 2019net €286k ▲349%
Operating result €378k, net result €286k, both a record.
2019
26-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2018
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
14-03-2018
Resigned as Director
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Volxemlaan 302-3041190 VorstGround area
5,184 m²
Building footprint
1,476 m²
Volume, LiDAR
19,134 m³
2 parcels, Brussels · tallest building 21.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Sleeckxlaan 38 4, 1030 Schaarbeek
since 19932.064.369.044
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21007A0063/00S009 | Brussels | 5,009 m² | 1 · 1,300 m² | 21.3 m · 4 fl. |
| 21015A0432/00F003 | Brussels | 175 m² | 1 · 176 m² | 18.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
REPROPRINT
BE 0450.085.047
Sint-Martens-Latem · Eq €763k
DRIFOSETT PRINTING
BE 0893.114.434
Evere · Eq €782k
SOALI
BE 0402.828.726
Ottignies-Louvain-la-Neuve · Eq €731k
Post Press De Melle
BE 0543.274.135
Turnhout · Eq €729k
ALLCHIM
BE 0439.207.090
Schoten · Eq €802k
Of 2,856 companies in sector 18130 we hold annual accounts for 831. 425 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-09-1993
Fiscal year end30-06
Activities, NACEBEL
18130Pre-press and pre-media services
22240
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.