Summary
Dedecker & Pinter is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €68,519 and a net result of €66,063. Equity has been shrinking by about 11% per year since 2019. Its solvency ranks better than 47% of 1,853 sector peers (NACE 66, financial year 2025). The company has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 10-04-2000 Normal situation
- Activity
- Insurance agents and brokers NACE 66220
- Establishment units
- 2.099.804.530 2600 Antwerpen, since 25-09-2000
- 2.248.727.541 2640 Mortsel, since 01-01-2016
- Financial year end
- 30 September
- Peppol
- Reachable since 25-08-2025
Board and ownership
- PINTÉRA CONSULTINGDirector · until 2023
- SCHEUNISMarkDirector · until 2023
- SCHEUNISPeterDirector · until 2023
- PINTÉRA CONSULTING73.92%2025 annual accounts of PINTÉRA CONSULTING
- Deta Consulting & Management BVBAconsolidatesannual accounts 30-09-2014
- STEFAN DEDECKER26.08%30-06-2025 annual accounts of STEFAN DEDECKER
Financial position
- Profit
- €66,063
- ▲ 27.4%
- Equity
- €68,519
- ▼ 31.4%
- Total assets
- €193,593
- ▲ 4.5%
- Employees on 30-09-2025
- 2
- =
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
The company filed its last 7 accounts on average 58 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
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Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 13-04-2026 PDF all 25 filings
Every figure per financial year
The operating result for 2025 is 62% higher than in 2024 and the highest since 2021. It is the second rise in a row, after the fall in 2023.
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Staff
| Item | 30-09-2022 | 30-09-2023 | 30-09-2024 | 30-09-2025 |
|---|---|---|---|---|
| Employees at the balance-sheet date | 3 | 2 | 2 | 2 |
| full-time | 3 | 2 | 2 | 1 |
| part-time | 0 | 0 | 0 | 1 |
| in full-time equivalents | 3 | 2 | 2 | 1.9 |
| Average over the year, in full-time equivalents | 3 | 2.3 | 2 | 1.9 |
| On a permanent contract | 3 | 2 | 2 | 2 |
| Joined | - | 0 | - | - |
| Left | - | 1 | - | - |
Source: social balance sheet in the 2022 to 2025 annual accounts
Investments
| Item | 30-09-2022 | 30-09-2023 | 30-09-2024 | 30-09-2025 |
|---|---|---|---|---|
| Tangible fixed assets | €1,102 | - | €1,188 | €1,263 |
| Depreciation and write-downs of the year | €20,704 | €13,610 | €13,639 | €10,554 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2022 · 1 entry · €2,450 awarded · €2,450 paid| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €14,063 | €0 | - | - |
| Remuneration, social security and pensions62 | - | - | - | €163,704 | €155,881 | €154,305 | €137,025 | ▼ 11.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21,974 | €21,974 | €19,526 | €20,704 | €13,610 | €13,639 | €10,554 | ▼ 22.6% |
| Other operating charges640/8 | - | - | - | €8,494 | €6,794 | €12,261 | €5,208 | ▼ 57.5% |
| Non-recurring operating charges66A | - | - | - | €0 | - | - | - | - |
| Gross operating margin9900 | €265,966 | €236,348 | €264,861 | €254,989 | €224,029 | €239,317 | €248,427 | ▲ 3.8% |
| Operating profit (loss)9901 | €91,768 | €61,054 | €71,429 | €62,087 | €47,744 | €59,111 | €95,640 | ▲ 61.8% |
| Financial income75/76B | - | - | - | €620 | €17 | €32 | €1 | ▼ 97.9% |
| Recurring financial income75 | €9 | €76 | €49 | €620 | €17 | €32 | €1 | ▼ 97.9% |
| Financial charges65/66B | - | - | - | €699 | €871 | €579 | €296 | ▼ 48.9% |
| Recurring financial charges65 | €821 | €897 | €926 | €699 | €871 | €579 | €296 | ▼ 48.9% |
| Profit (loss) for the period before taxes9903 | €90,956 | €60,232 | €70,520 | €62,007 | €46,890 | €58,564 | €95,345 | ▲ 62.8% |
| Income taxes67/77 | €21,778 | €10,432 | €12,294 | €20,886 | €14,526 | €6,702 | €29,282 | ▲ 337% |
| Profit (loss) for the period9904 | €69,178 | €49,801 | €58,226 | €41,122 | €32,364 | €51,862 | €66,063 | ▲ 27.4% |
| Profit (loss) for the period to be appropriated9905 | €69,178 | €49,801 | €58,226 | €41,122 | €32,364 | €51,862 | €66,063 | ▲ 27.4% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €391,836 | €376,470 | €401,621 | €352,981 | €273,111 | €185,206 | €193,593 | ▲ 4.5% |
| Fixed assets21/28 | €107,610 | €85,636 | €89,072 | €69,469 | €37,346 | €24,894 | €15,603 | ▼ 37.3% |
| Intangible fixed assets21 | €50,792 | €45,149 | €39,505 | €33,862 | €17,248 | €13,799 | €10,349 | ▼ 25.0% |
| Tangible fixed assets22/27 | €56,818 | €40,487 | €49,567 | €35,608 | €20,097 | €11,096 | €5,254 | ▼ 52.6% |
| Land and buildings22 | - | - | - | €8,862 | €4,807 | €752 | €0 | ▼ 100% |
| Plant, machinery and equipment23 | - | - | - | €422 | €29 | €794 | €1,417 | ▲ 78.4% |
| Furniture and vehicles24 | - | - | - | €26,324 | €15,262 | €9,550 | €3,837 | ▼ 59.8% |
| Current assets29/58 | €284,226 | €290,834 | €312,549 | €283,511 | €235,765 | €160,311 | €177,990 | ▲ 11.0% |
| Amounts receivable within one year40/41 | €178,698 | €185,894 | €190,965 | €199,943 | €164,918 | €121,125 | €136,090 | ▲ 12.4% |
| Other amounts receivable41 | - | - | - | €199,943 | €164,918 | €121,125 | €136,090 | ▲ 12.4% |
| Cash at bank and in hand54/58 | €101,970 | €101,374 | €116,971 | €77,084 | €68,862 | €32,049 | €37,895 | ▲ 18.2% |
| Deferred charges and accrued income490/1 | - | - | - | €6,484 | €1,986 | €7,137 | €4,005 | ▼ 43.9% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €391,836 | €376,470 | €401,621 | €352,981 | €273,111 | €185,206 | €193,593 | ▲ 4.5% |
| Equity10/15 | €209,944 | €222,745 | €243,071 | €284,192 | €198,037 | €99,898 | €68,519 | ▼ 31.4% |
| Contributions10/11 | €75,000 | €75,000 | €75,000 | €75,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | - | - | - | €75,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | - | - | - | €75,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €8,048 | €8,048 | €8,048 | €8,048 | €4,692 | €6,519 | €6,519 | = |
| Non-distributable reserves130/1 | - | - | - | €7,500 | €4,372 | €6,200 | €6,200 | = |
| Legal reserve130 | - | - | - | €7,500 | €4,372 | €6,200 | €6,200 | = |
| Tax-exempt reserves132 | - | - | - | €548 | €319 | €319 | €319 | = |
| Profit (loss) carried forward14 | €126,896 | €139,697 | €160,023 | €201,144 | €131,345 | €31,379 | €0 | ▼ 100% |
| Amounts payable17/49 | €181,892 | €153,725 | €158,550 | €68,788 | €75,074 | €85,307 | €125,074 | ▲ 46.6% |
| Amounts payable after more than one year17 | €57,898 | €40,803 | €38,060 | €16,769 | €3,383 | €0 | - | - |
| Financial debts170/4 | - | - | - | €16,769 | €3,383 | €0 | - | - |
| Amounts payable within one year42/48 | €84,150 | €75,923 | €83,490 | €52,019 | €71,691 | €85,307 | €125,074 | ▲ 46.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | €21,291 | €11,753 | €3,383 | €0 | ▼ 100% |
| Financial debts43 | - | - | - | €4,023 | €3,821 | €4,074 | €3,644 | ▼ 10.6% |
| Credit institutions430/8 | - | - | - | €4,023 | €3,821 | €4,074 | €3,644 | ▼ 10.6% |
| Trade debts44 | €2,330 | €2,333 | €3,664 | €4,819 | €5,130 | €7,063 | €4,897 | ▼ 30.7% |
| Suppliers440/4 | - | - | - | €4,819 | €5,130 | €7,063 | €4,897 | ▼ 30.7% |
| Taxes, remuneration and social security45 | - | - | - | €21,887 | €14,330 | €20,786 | €19,092 | ▼ 8.2% |
| Taxes450/3 | - | - | - | €4,886 | €0 | €4,195 | €4,282 | ▲ 2.1% |
| Remuneration and social security454/9 | - | - | - | €17,001 | €14,330 | €16,591 | €14,810 | ▼ 10.7% |
| Other amounts payable47/48 | - | - | - | €0 | €36,656 | €50,000 | €97,442 | ▲ 94.9% |
| Accrued charges and deferred income492/3 | - | - | - | €0 | - | - | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €69,178 | €49,801 | €58,226 | €41,122 | €32,364 | €51,862 | €66,063 | ▲ 27.4% |
| + Depreciation and write-downs630 | €21,974 | €21,974 | €19,526 | €20,704 | €13,610 | €13,639 | €10,554 | ▼ 22.6% |
| Operating cash flow (approximation) | €91,152 | €71,774 | €77,752 | €61,826 | €45,974 | €65,501 | €76,617 | ▲ 17.0% |
| Investment in fixed assets (approximation) | - | €0 | -€22,961 | -€1,102 | €18,514 | -€1,188 | -€1,263 | ▼ 6.3% |
| Change in cash | - | -€596 | €15,597 | -€39,887 | -€8,222 | -€36,813 | €5,846 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 25 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | abbreviated format | 13-04-2026 | 2026-00077981 | |
| 30-09-2024 | abbreviated format | 25-03-2025 | 2025-00054366 | |
| 30-09-2023 | abbreviated format | 15-02-2024 | 2024-00031184 | |
| 30-09-2022 | abbreviated format | 03-02-2023 | 2023-00021288 | |
| 30-09-2021 | abbreviated format | 28-01-2022 | 2022-04300151 | |
| 30-09-2020 | abbreviated format | 17-03-2021 | 2021-07800142 | |
| 30-09-2019 | abbreviated format | 03-03-2020 | 2020-06400139 | |
| 30-09-2018 | abbreviated format | 04-02-2019 | 2019-04400199 | |
| 30-09-2017 | abbreviated format | 23-04-2018 | 2018-10500150 | |
| 30-09-2016 | abbreviated format | 07-03-2017 | 2017-05900257 |
Board & ownership
Directors
Owners and capital
Shareholders
4 ownersChain of control
- Deta Consulting & Management BVBA
- PINTÉRA CONSULTING
- Dedecker & Pinter
Owners 4
- PINTÉRA CONSULTINGparentEquity €555,301 Profit of €47,264 in 2025 (profit of €96,677 in 2024)73.92%
- Deta Consulting & Management BVBAconsolidating parentEquity €217,008 Profit of €3,624 in 2025 (profit of €9,481 in 2024)consolidates
- Equity €45,059 Profit of €26,459 in 2025 (profit of €41,725 in 2024)26.08%
- Sourceact 27-01-2023Equity €282,973 Profit of €27,547 in 2025 (loss of €33,480 in 2024) Checked score 968.51%
Capital transactions
- Stefan Dedecker BV (BE 0507.658.705) 242 shares · 26.1%
- Pintéra Consulting BV (BE 0824.615.113) 686 shares · 73.9%
- shares transferred 387 shares
- Mark Scheunis 154 shares · 16.6%
- Peter Scheunis 154 shares · 16.6%
- SCHEUNIS VERZEKERINGEN BV (BE 0453.632.376) 79 shares · 8.5%
- STEFAN DEDECKER BV (BE 0507.658.705) 141 shares · 15.2%
- PINTÉRA CONSULTING BV (BE 0824.615.113) 400 shares · 43.1%
- 11-05-2023 Capital reduction of €31,281.16 · to €62,000
- 27-01-2023 Capital stated in the deed · €75,000 · 928 shares
Mandate history
- Board
- Other function
- began earlier
- end not dated
| Name | Functions and periods |
|---|---|
| PINTÉRA CONSULTING |
|
| SCHEUNISMark |
|
| SCHEUNISPeter |
|
| STEFAN DEDECKER |
|
Network & group
Acquisitions and mergers
1 transactionCompanies at the same address
1 other companyConnections & network
The network starts from the shareholders of Dedecker & Pinter. Every company they also own or run is a node.
Timeline
Acts, filings and financial milestones
11-05
Gazette deed
Demerger: Axioma Verzekeringen splits off to SCHEUNIS & COCompany renamed from AxiomaVerzekeringen to Dedecker&Pinter · Resignations: SCHEUNISMark, SCHEUNISPeter and 2 others · Reappointments: Stefan Dedecker BV (niet statutairebestuurder) and Pintéra Consulting BV (niet statutairebestuurder)30 points ▸
- General meeting, 28-02-2023
- Capital increase
- Other provision, “kosteloos afschrift konden verkrijgen, kennisneming en bespreking voorstel tot partiële splitsing en wettelijk voorafgaandelijk over te maken documenten” (deed in Dutch)
- Other provision, “alle bij partiële splitsing betrokken vennootschappen sedert datum voorstel partiële splitsing, verzaking belangrijke wijzigingen in actief of passief” (deed in Dutch)
- Demerger, “partiële splitsing door overneming zonder ontbinding, overdracht verzekeringsactiviteit kantoor Merksem en hierop betrekking hebbende activa en passiva” (deed in Dutch)
- Stefan Dedecker BV holds 242 shares (26.06%)
- Pintéra Consulting BV holds 686 shares (73.94%)
- Share transfer
- Share issue, “onmiddellijknagoedkeuringengoevergang, aandelenregisterVerkrijgendeVennootschap” (deed in Dutch)
- Kind of shares
- Accounting effect, 01-10-2022
- Other provision, “juridischeinwerkingtredingsplitsing, heden” (deed in Dutch)
- The act holds 18 more points.
27-01
Gazette deed
Demerger proposal: AXIOMA VERZEKERINGEN splits off to SCHEUNIS & COPermanent representatives: Stefan Dedecker and Alexander Pinter · Capital · Shareholding102 points ▸
- Demerger, “disproportionele partiële splitsing door overneming, deel van het vermogen,zowel rechten als verplichtingen” (deed in Dutch)
- Capital, €75,000
- Mark Scheunis holds 154 shares (16.59%), mentioned 2 times in the deed
- Peter Scheunis holds 154 shares (16.59%), mentioned 2 times in the deed
- SCHEUNIS VERZEKERINGEN BV holds 79 shares (8.51%), mentioned 3 times in the deed
- STEFAN DEDECKER BV holds 141 shares (15.19%), mentioned 2 times in the deed
- PINTÉRA CONSULTING BV holds 400 shares (43.1%), mentioned 2 times in the deed
- Board composition, Mark Scheunis (director), mentioned 2 times in the deed
- Board composition, Peter Scheunis (director), mentioned 2 times in the deed
- Board composition, STEFAN DEDECKER BV (director)
- Board composition, PINTÉRA CONSULTING BV (director)
- Permanent representative, Stefan Dedecker, mentioned 2 times in the deed
- The act holds 90 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
1 former office
- 2170 Antwerpen-Merksem until the act of 11-05-2023
Activities
NACEBEL 2025Codes under NACEBEL 2008
Codes under NACEBEL 2003
13 activities
- Optreden als bemiddelaar,zelf voor eigen rekening als voor rekening van derden voor alle contracten van (her)verzekeringen onder meer voor verzekeringsmaatschappij DVV Verzekeringen N.V.gevestigd te 1000 Brussel,Livingstonelaan 6,overeenkomstig het contract en de bijvoegsels van de bemiddelingsovereenkomst die zal worden gesloten tussen de genoemde verzekeringsmaatschappij en de onderhavige vennootschap,voor alle contracten van lening(hypothecaire,persoonlijke,financieringen,leasing e.a.).
- Het management,adviseren,consulteren,begeleiden,leiden,optreden als bestuurder van en in alle vennootschappen en ondernemingen.
- Het verlenen van diensten aan bedrijven en personen,waarin ondermeer begrepen,het verstrekken van adviezen,het optreden als tussenpersoon,agent,commissionair,enzovoorts.
- Het nemen van participaties onder eender welke vorm in alle bestaande of nog op te richten vennootschappen en ondernemingen.
- Het beheren van vennootschappen en ondernemingen,welke ook hun doel weze,met inbegrip van de uitoefening van de functies van bestuurder,gedelegeerd bestuurder en vereffenaar van vennootschappen.
- In verband met onroerende goederen:verwerven,kopen,verkopen,ruilen,huren,verhuren,bouwen,onderhouden,beheren,in hypotheek geven en ontvangen.
- In verband met roerende goederen,lichamelijke en onlichamelijke:verwerven,kopen,verkopen,ruilen,huren,verhuren,onderhouden,beheren,in pand geven en ontvangen.
- Het optreden als franchisenemer en franchisegever.
- De vennootschap handelt voor eigen rekening,in consignatie,in commissie,als tussenpersoon of als vertegenwoordiger.
- Zij kan deelnemen of zich op andere wijze interesseren in allerhande vennootschappen,ondernemingen,groeperingen of organisaties.
- Zij mag haar onroerende goederen in hypotheek stellen en al haar andere goederen met uitzondering van de verzekeringsportefeuille,in pand stellen en zij mag aval verlenen voor alle leningen,kredietopeningen en alle verdere verbintenissen,zowel voor haarzelf als deze voor alle derden.
- De vennootschap mag leningen verrichten aan derden.
- De vennootschap mag alle roerende en onroerende,industriële,commerciële of financiële verrichtingen doorvoeren die in verband staan met haar doel en alle handelingen stellen die rechtstreeks of onrechtstreeks de verwezenlijking ervan kunnen bevorderen,eveneens door deelneming in andere vennootschappen of bedrijvigheden onder alle mogelijke vormen.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11303C0239/00A003 | Flanders | 630 m² | 1 · 102 m² | 13.4 m · 4 |
| 11513C0302/00R006 | Flanders | 567 m² | 1 · 204 m² | 10.7 m · 3 |