DECUYPER INSTALLATIES
ActiveThe computed 12-month bankruptcy probability of DECUYPER INSTALLATIES is 3.1% (moderate). The 2024 annual accounts show equity of €7k and a net result of €4k. Its solvency ranks better than 13% of 36376 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability75
Solvency33
Growth-
Track record67
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.62; short-term debt: 62.1% and cash: 0.1% of total assets), and 91.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
8.4%
Return on assets
4.7%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 36376 sector peers (2024).
NBB · sector comparisonPosition among 36376 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€7k
Total assets
€80k
Net result
€4k
Working capital
€-19k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €80k
Fixed assets
€49k
Current assets
€31k
Equity and liabilities €80k
Equity
€7k
Debt
€73k
Debt finances 91.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€11k
Cash flow
€10k
Solvency
8.4%
Current ratio
0.62
Quick ratio
0.57
Debt / equity
10.87
ROE
55.2%
ROA
4.7%
Interest coverage
11.97
Debt
€73k
Debt ≤ 1 year
€49k
Debt > 1 year
€23k
Income taxes
€362
Staff costs
€286
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€80k
Fixed assets21/28€49k
Tangible fixed assets22/27€49k
Plant, machinery and equipment23€337
Furniture and vehicles24€39k
Other tangible fixed assets26€10k
Current assets29/58€31k
Stocks and contracts in progress3€3k
Stocks30/36€3k
Amounts receivable within one year40/41€27k
Trade receivables40€20k
Other amounts receivable41€7k
Cash at bank and in hand54/58€98
Deferred charges and accrued income490/1€966
Equity and liabilities
Total equity and liabilities10/49€80k
Equity10/15€7k
Contributions10/11€3k
Reserves13€4k
Distributable reserves133€4k
Amounts payable17/49€73k
Amounts payable after more than one year17€23k
Financial debts170/4€23k
Amounts payable within one year42/48€49k
Current portion of amounts payable after more than one year42€7k
Trade debts44€30k
Suppliers440/4€30k
Taxes, remuneration and social security45€4k
Taxes450/3€4k
Other amounts payable47/48€8k
Income statement
Code2024
Remuneration, social security and pensions62€286
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k
Other operating charges640/8€874
Gross operating margin9900€13k
Operating profit (loss)9901€5k
Financial charges65/66B€949
Recurring financial charges65€949
Profit (loss) for the period before taxes9903€4k
Income taxes67/77€362
Profit (loss) for the period9904€4k
Profit (loss) for the period to be appropriated9905€4k
Appropriation of the result
Profit (loss) to be appropriated9906€4k
Transfer to equity691/2€4k
To other reserves6921€4k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Damme · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veldstraat 10G8340 DammeGround area
1,156 m²
Building footprint
152 m²
Parcel 31026D0084/00R000, Flanders. Linked by address, not a title deed.
1 establishment unit
DECUYPER INSTALLATIES
since 20242.358.296.464
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31026D0084/00R000 | Flanders | 1,156 m² | 1 · 152 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BEL RENOVE
BE 0462.335.652
Chaumont-Gistoux · Eq €7k
A.H.L.
BE 0739.896.501
Sint-Niklaas · Eq €7k
CRM MASUY
BE 1029.529.294
Cerfontaine · Eq €7k
ARS HEATING
BE 1003.854.384
Jette · Eq €7k
PUITS CHAUFFAGE
BE 1017.486.844
Amay · Eq €7k
Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 1,964 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2024
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
43230Insulation installation
43291Specialised construction activities
43990Other specialised construction activities
43999Specialised construction activities
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.