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Nowa Systems

Active
Private limited companyfounded 2024active for 2 yearsLeeuwstraat 59, 9800 Deinze, BelgiumKBO/BCE: BE 1005.042.932
Summary

The computed 12-month bankruptcy probability of Nowa Systems is 1.6% (moderate). The 2025 annual accounts show equity of €25,904 and a net result of €5,904. Its solvency ranks better than 31% of 34,855 sector peers (NACE 43, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

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Nowa SystemsActiveChecked score 55/100
Risk analysis ReportCompare

Overview

Activity
Installation of electric heating, air conditioning, cooling and ventilation
NACE 43222
1 site
Size
≈ €150,000turnover 2025, estimated
Equity
€25,904
Profit
€5,904
Turnover estimated from the gross margin
Financial health
55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.6%
Structure
2025 accounts 4 days early
Why 55raises riskFounded in 2024Size: total assets €87,183Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 1.28, cash €11,917Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 36% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength
Average
Solvency 55
equity 29.7% of total assets
Liquidity 35
short-term debt 61.5% · cash 13.7%
Profitability 77
return on assets 6.8%
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 02-2025: 1.9% 03-2025: 1.9%● unchanged vs 02-2025 04-2025: 2.0%▲ +0.1 percentage points vs 03-2025 05-2025: 2.3%▲ +0.3 percentage points vs 04-2025 06-2025: 2.4%▲ +0.1 percentage points vs 05-2025 07-2025: 2.7%▲ +0.3 percentage points vs 06-2025 08-2025: 2.7%● unchanged vs 07-2025 09-2025: 3.0%▲ +0.3 percentage points vs 08-2025 10-2025: 2.9%▼ -0.1 percentage points vs 09-2025 11-2025: 2.9%● unchanged vs 10-2025 12-2025: 3.2%▲ +0.3 percentage points vs 11-2025 01-2026: 3.3%▲ +0.1 percentage points vs 12-2025highest value 02-2026: 1.7%▼ -1.6 percentage points vs 01-2026 03-2026: 1.7%● unchanged vs 02-2026 04-2026: 1.7%● unchanged vs 03-2026 05-2026: 1.7%● unchanged vs 04-2026 06-2026: 1.7%● unchanged vs 05-2026 07-2026: 1.7%● unchanged vs 06-2026 08-2026: 1.7%● unchanged vs 07-2026 09-2026: 1.6%▼ -0.1 percentage points vs 08-2026 10-2026: 1.6%● unchanged vs 09-2026lowest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.28, below the usual 1.5; short-term debt: 61.5% and cash: 13.7% of total assets), and 70.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 31% on solvency, 23% on liquidity and 53% on profitability.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €87,183
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.28, cash €11,917
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
4 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointments: SCHELSTRAETE Koen Walter Warnix…

Key points

  • Board3 directors in office 3 View
  • Total assets 2025first financial year filed €87,183 View
  • Active since 2024founded 22-01-2024 2 years View

By topic

Financials

Financial year
2025
Total assets
€87,183
Profit
€5,904
Solvency
29.7%
Go to Financials

Board & ownership

Board
3 members
  • HAUTTEKEETE LindsayDirector
  • SCHELSTRAETE Koen Walter WarnixDirector
  • SCHELSTRAETE KwintenDirector
Go to Board & ownership

Company details

Sites
1
Legal form
Private limited company
Activity
Installation of electric heating, air conditioning, cooling and…NACE 43222
Founded
22-01-2024
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
20
Annual meeting
Last Friday of December at 16:00
Purpose
“Onderneming voor sanitaire inrichtingen,het plaatsen en aansluiten van gas- en…” (deed in Dutch)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about Nowa Systems

What is the company number of Nowa Systems?
1005.042.932. In Belgium the VAT number is the company number with BE in front: BE 1005.042.932.
Where is Nowa Systems based?
The registered office is at Leeuwstraat 59, 9800 Deinze.Company details
What does Nowa Systems do?
According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
What is the legal form of Nowa Systems?
Private limited company (BV).
When was Nowa Systems founded?
On 22-01-2024.
Is Nowa Systems still active?
Yes, Nowa Systems is an active enterprise in the KBO register.
What is the turnover of Nowa Systems?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Nowa Systems profitable?
In financial year 2025, Nowa Systems made a profit of €5,904.
Where can I find the annual accounts of Nowa Systems?
Nowa Systems filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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