DECRIMAN
ActiveSummary
DECRIMAN has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.46M and a net result of €200k. Equity is growing by ~18.1% per year across the filed fiscal years. Its solvency ranks better than 47% of 480 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▼-3
Solvency68▲+12
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity short (current ratio 0.38 against 0.15 in 2024; short-term debt: 19.3% and cash: 5.1% of total assets), and 57.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.5%
Return on assets
3.5%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
6 d early
2023
30 d late
2022
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.46M▲ 44.8%
2024 · €1.70M
2022: €1.45M
2023: €1.45M
2024: €1.70M
2022 → 2025
Total assets
€5.78M▲ 4.3%
2024 · €5.54M
2022: €5.59M
2023: €5.51M
2024: €5.54M
2022 → 2025
Net result
€200k▼ 18.9%
2024 · €247k
2022: €993k
2023: €355k
2024: €247k
2022 → 2025
Working capital
€-693k▲ 33.2%
2024 · €-1.04M
2022: €-543k
2023: €-907k
2024: €-1.04M
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€1.45M-€1.45M=€1.70M▲ 17.0%€2.46M▲ 44.8%
Operating result€86k-€467k▲ 442%€406k▼ 13.2%€106k▼ 73.9%
Net result€993k-€355k▼ 64.2%€247k▼ 30.5%€200k▼ 18.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 74% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.78M
Fixed assets
€5.35M =
Current assets
€424k ▲ 129%
Equity and liabilities €5.78M
Equity
€2.46M ▲ 44.8%
Debt
€3.32M ▼ 13.6%
Debt's share of the balance-sheet total falls from 69.3% to 57.5%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
0.38▲
2024 · 0.15
Debt to equity
1.35▼
2024 · 2.26
ROE
8.2%▼
2024 · 14.5%
ROA
3.5%▼
2024 · 4.5%
Debt ≤ 1 year
€1.12M▼
2024 · €1.22M
Debt > 1 year
€2.17M▼
2024 · €2.58M
Income taxes
€11k▼
2024 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€5.54M€5.78M▲
Fixed assets21/28€5.35M€5.35M=
Financial fixed assets28€5.35M€5.35M=
Current assets29/58€185k€424k▲
Amounts receivable within one year40/41€73k€128k▲
Trade receivables40€72k€127k▲
Other amounts receivable41€1k€1k=
Cash at bank and in hand54/58€112k€295k▲
Equity and liabilities
Total equity and liabilities10/49€5.54M€5.78M▲
Equity10/15€1.70M€2.46M▲
Contributions10/11€500k€1.06M▲
Reserves13€1.20M€1.40M▲
Distributable reserves133€1.20M€1.40M▲
Amounts payable17/49€3.84M€3.32M▼
Amounts payable after more than one year17€2.58M€2.17M▼
Financial debts170/4€2.58M€2.17M▼
Amounts payable within one year42/48€1.22M€1.12M▼
Current portion of amounts payable after more than one year42€383k€407k▲
Trade debts44€398k€445k▲
Suppliers440/4€398k€445k▲
Taxes, remuneration and social security45€87k€74k▼
Taxes450/3€87k€74k▼
Other amounts payable47/48€354k€191k▼
Accrued charges and deferred income492/3€39k€30k▼
Income statement
Code20242025
Other operating charges640/8€62€1k▲
Gross operating margin9900€406k€107k▼
Operating profit (loss)9901€406k€106k▼
Financial income75/76B€181€170k▲
Recurring financial income75€181€170k▲
Financial charges65/66B€76k€64k▼
Recurring financial charges65€76k€64k▼
Profit (loss) for the period before taxes9903€329k€212k▼
Income taxes67/77€82k€11k▼
Profit (loss) for the period9904€247k€200k▼
Profit (loss) for the period to be appropriated9905€247k€200k▼
Appropriation of the result
Profit (loss) to be appropriated9906€247k€200k▼
Transfer to equity691/2€247k€200k▼
To other reserves6921€247k€200k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Weakest financial yearnet €200k ▼18.9%
Net result drops to €200k, the lowest in the series.
31-03
Financial
Equity above €2MEq €2.46M ▲44.8%
4 profitable years in a row build equity to €2.46M.
2024
25-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gestelsedijk 613920 LommelGround area
2,364 m²
Building footprint
261 m²
Volume, LiDAR
1,291 m³
Parcel 72342A0187/02H002, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DECRIMAN
since 20212.316.877.068
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72342A0187/02H002 | Flanders | 2,364 m² | 1 · 261 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Motulus
BE 0633.531.150
Antwerpen · Eq €2,303,549
DARGENT
BE 0832.040.165
Brugge · Eq €2,652,873
BE CENTRAL
BE 0670.901.290
Brussel · Eq €2,734,730
LAURETUM
BE 0832.877.236
Jabbeke · Eq €2,207,821
Service d'Information sur les Etudes et les Professions
BE 0413.704.109
Liège · Eq €2,206,178
Of 3,152 companies in sector 63920 we hold annual accounts for 1,523. 357 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-05-2021
Fiscal year end31-03
Activities, NACEBEL 2025
63920Other information service activities
70200Business and other management consultancy
82100Office administrative and support services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.