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DECRAMER

Active
Private limited company (pre-2019)founded 200223 yrs activeMeenseweg 271, 8900 Ieper, BelgiumKBO/BCE: BE 0478.700.344
Summary

DECRAMER has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €260,958 and a net result of -€4,279. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 77% of 1858 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisWatch ReportCompare
DECRAMERActiveChecked score 82/100
Risk analysis ReportCompare

Overview

Activity
Manufacture of food products
NACE 10711Artisanal bread and fresh pastry making NACE 10712NACE 15811
1 site
Size
€412,350total assets 2025
Staff
1.3 FTE
Equity
€260,958
Loss
-€4,279
Turnover not published (abridged schema)
Financial health
82 Excellent Checked score 2025
Bankruptcy chance 12 m
0.5%
Structure
Accounts 23 d early
Why 82- Sector Manufacture of food products (NACE 10)- 1 of the last 3 late+ Founded in 2002+ Equity €260,958 (63.3% of total assets)Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Better than 47% of its sector peers (NACE 10, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 88+1
equity 63.3% of total assets
Liquidity 52+4
short-term debt 23.8% · cash 8.8%
Profitability 36+31
return on assets -1.0%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,069 companies)
Last 24 months 11-2024: 1.9% 12-2024: 1.9%▼ -0.6% vs 11-2024 01-2025: 2.0%▲ +1.0% vs 12-2024highest value 02-2025: 1.9%▼ -1.8% vs 01-2025 03-2025: 1.8%▼ -8.2% vs 02-2025 04-2025: 1.9%▲ +7.3% vs 03-2025 05-2025: 1.8%▼ -2.9% vs 04-2025 06-2025: 1.8%● 0.0% vs 05-2025 07-2025: 1.8%● 0.0% vs 06-2025 08-2025: 1.8%● 0.0% vs 07-2025 09-2025: 1.8%● 0.0% vs 08-2025 10-2025: 1.8%▼ -0.5% vs 09-2025 11-2025: 1.8%● 0.0% vs 10-2025 12-2025: 1.8%▼ -0.5% vs 11-2025 01-2026: 1.9%▲ +2.2% vs 12-2025 02-2026: 1.9%▼ -0.2% vs 01-2026 03-2026: 1.9%▲ +0.1% vs 02-2026 04-2026: 1.9%▲ +4.2% vs 03-2026 05-2026: 0.5%▼ -73.8% vs 04-2026 06-2026: 0.5%● 0.0% vs 05-2026 07-2026: 0.5%● 0.0% vs 06-2026 08-2026: 0.5%● 0.0% vs 07-2026 09-2026: 0.5%● 0.0% vs 08-2026 10-2026: 0.5%▼ -0.6% vs 09-2026lowest value
  • Sector Manufacture of food products (NACE 10) raises the probability
  • 1 of the last 3 late raises the probability
  • Founded in 2002 lowers the probability for this profile
  • Equity €260,958 (63.3% of total assets) lowers the probability
Credit up to €21,000 at 30 days acceptable
Liquidity ample (current ratio 2.86 against 3.69 in 2024; short-term debt: 23.8% and cash: 8.8% of total assets), and 36.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 10, micro). Better than this share of them on solvency 77%, liquidity 53%, profitability 23%, growth against the median 35%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Manufacture of food products (NACE 10)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Founded in 2002
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €260,958 (63.3% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€4,279
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 07-04-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 d early
2024
30 d early
2023
31 d late
2022
31 d early
2021
25 d early
2020
1 d early
2019
6 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 5 April (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close05-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Weakest financial yearnet -€48,498

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€4,279 View
  • Positive: Among the best 12% on equitysector median €51,911 · 1,861 companies €260,958 View
  • Total assets 20256 fiscal years filed €412,350 View

By topic

Financials

Fiscal year
2025
Total assets
€412,350
Loss
-€4,279
Solvency
63.3%
Total assets▼ 3.5%
Net result
20192025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 30-04-2027
  1. 07-04-2026Annual accounts filed
  2. 31-03-2025Annual accounts filed
  3. 30-09-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Manufacture of food productsNACE 10711
Founded
30-10-2002
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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