VANHOUTTE GUIDO
ActiveSummary
VANHOUTTE GUIDO has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43k and a net result of €-18k. Equity is shrinking by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 42% of 1544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▲+2
Solvency49▼-2
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.87 against 1.2 in 2024; short-term debt: 59.8% and cash: 31.6% of total assets), and 76.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.8%
Return on assets
-9.8%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-18k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 d early
2024
42 d early
2023
1 d early
2022
on the day
2021
39 d early
2020
40 d early
2019
42 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€43k▼ 29.2%
2024 · €61k
2019: €55k
2020: €70k
2021: €95k
2022: €88k
2023: €88k
2024: €61k
2019 → 2025
Total assets
€182k▼ 22.4%
2024 · €234k
2019: €181k
2020: €175k
2021: €235k
2022: €232k
2023: €275k
2024: €234k
2019 → 2025
Net result
€-18k▲ 34.1%
2024 · €-27k
2019: €10k
2020: €15k
2021: €24k
2022: €14k
2023: €281
2024: €-27k
2019 → 2025
Working capital
€-14k
2024 · €25k
2019: €33k
2020: €58k
2021: €61k
2022: €49k
2023: €89k
2024: €25k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€95k-€88k▼ 7.3%€88k▲ 0.3%€61k▼ 30.7%€43k▼ 29.2%
Operating result€33k-€21k▼ 38.7%€8k▼ 62.7%€-22k€-15k▲ 32.6%
Net result€24k-€14k▼ 43.8%€281▼ 97.9%€-27k€-18k▲ 34.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €15k in 2025 against €22k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €182k
Fixed assets
€87k ▲ 2.6%
Current assets
€94k ▼ 36.7%
Equity and liabilities €182k
Equity
€43k ▼ 29.2%
Debt
€139k ▼ 20.1%
Debt's share of the balance-sheet total rises from 74.0% to 76.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-197▲
2024 · €-9k
Cash flow
€-3k▲
2024 · €-14k
Current ratio
0.87▼
2024 · 1.20
Quick ratio
0.56▼
2024 · 0.93
Debt to equity
3.21▲
2024 · 2.84
ROE
-41.2%▲
2024 · -44.3%
ROA
-9.8%▲
2024 · -11.5%
Interest coverage
-0.06▲
2024 · -1.71
Debt ≤ 1 year
€109k▼
2024 · €124k
Debt > 1 year
€21k▼
2024 · €46k
Income taxes
€138▼
2024 · €139
Staff costs
€108k▲
2024 · €101k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€234k€182k▼
Fixed assets21/28€85k€87k▲
Tangible fixed assets22/27€85k€87k▲
Land and buildings22€65k€30k▼
Plant, machinery and equipment23€16k€51k▲
Furniture and vehicles24€4k€6k▲
Current assets29/58€149k€94k▼
Stocks and contracts in progress3€34k€34k▲
Stocks30/36€34k€34k▲
Amounts receivable within one year40/41€4k€2k▼
Trade receivables40€2k€1k▼
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58€108k€57k▼
Deferred charges and accrued income490/1€4k€844▼
Equity and liabilities
Total equity and liabilities10/49€234k€182k▼
Equity10/15€61k€43k▼
Contributions10/11€25k€25k=
Reserves13€85k€85k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€83k€83k=
Profit (loss) carried forward14€-49k€-67k▼
Amounts payable17/49€173k€139k▼
Amounts payable after more than one year17€46k€21k▼
Financial debts170/4€46k€21k▼
Amounts payable within one year42/48€124k€109k▼
Current portion of amounts payable after more than one year42€41k€35k▼
Trade debts44€46k€38k▼
Suppliers440/4€46k€38k▼
Taxes, remuneration and social security45€18k€18k▼
Taxes450/3€889€50▼
Remuneration and social security454/9€17k€18k▲
Other amounts payable47/48€19k€18k▼
Accrued charges and deferred income492/3€3k€9k▲
Income statement
Code20242025
Remuneration, social security and pensions62€101k€108k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€15k▲
Other operating charges640/8€4k€5k▲
Gross operating margin9900€96k€113k▲
Operating profit (loss)9901€-22k€-15k▲
Financial income75/76B€475€620▲
Recurring financial income75€475€620▲
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€-27k€-18k▲
Income taxes67/77€139€138▼
Profit (loss) for the period9904€-27k€-18k▲
Profit (loss) for the period to be appropriated9905€-27k€-18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-49k€-67k▼
Profit (loss) brought forward from the previous period14P€-22k€-49k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €-27k ▼9713%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €24k ▲58.3%
Operating result €33k, net result €24k, both a record.
2020
22-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vierwegstraat 858800 RoeselareGround area
217 m²
Building footprint
108 m²
Volume, LiDAR
660 m³
Parcel 36502B1175/00S000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VANHOUTTE GUIDO BVBA
since 19972.082.911.979
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36502B1175/00S000 | Flanders | 217 m² | 1 · 108 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 29,370 EUR awarded · 29,370 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 8,089 EUR | 8,089 EUR |
| 2024 | 1 | 7,468 EUR | 7,468 EUR |
| 2023 | 1 | 8,301 EUR | 8,301 EUR |
| 2022 | 1 | 5,512 EUR | 5,512 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Recognitions · licences · registrations
Food safety, FASFC
1 siteRoeselare2.082.911.979
Similar companies · same sector, comparable size
DELI ETTERBEEK
BE 0439.973.489
Etterbeek · Eq €43,304
BAKKERIJ 'T RAUW
BE 0655.903.211
Mol · Eq €43,877
POPJA
BE 0799.262.875
Hoogstraten · Eq €43,919
BOULANGERIE ERIC GOURDIN
BE 0896.037.795
Beloeil · Eq €43,938
MDAB
BE 0678.918.143
Sint-Jans-Molenbeek · Eq €44,291
Of 511 companies in sector 10711 we hold annual accounts for 329. 201 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-1997
Fiscal year end30-06
Activities, NACEBEL 2025
10711Manufacture of food products
10712Artisanal bread and fresh pastry making
10520Manufacture of food products
10820Manufacture of cocoa, chocolate and sugar confectionery
46360Wholesale trade
47110Non-specialised retail sale with food, beverages or tobacco predominating
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.