Decoplan

Active

Private limited companyfounded 20242 years activeHanewijk 9, 3118 Rotselaar, BelgiumKBO/BCE: BE 1012.940.217

Summary

Decoplan has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €24,103 and a net result of €7,227. Its solvency ranks better than 40% of 169 sector peers (NACE 41, fiscal year 2026). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisWatch Report Compare

DecoplanActiveChecked score 70/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

€49,838total assets 2026

Equity: €24,103
Profit: €7,227

Turnover not published (abridged schema)

Financial health

70 Healthy Checked score 2026

Bankruptcy probability, 12 months: 0.8%

Structure

Accounts 44 days early0 of 1 deed read

Why 70- Founded in 2024- Sector Construction of residential and non-residential buildings (NACE 41)- Size: total assets €49,838+ Liquidity: current ratio 1.62, cash €39,813Show the evidence

Checked score

Score 2026

70 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 71% of its sector peers (NACE 41, micro)

Every signal that weighs is under Signals.

Financial strength · tick = 2025

Strong

Solvency 73+19

equity 48.4% of total assets

Liquidity 74+12

short-term debt 51.6% · cash 79.9%

Profitability 87-12

return on assets 14.5%

Bankruptcy probability, 12 months

0.8% Low

0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,362 companies)

Last 24 months 09-2025: 3.6%highest value 10-2025: 3.6%● unchanged vs 09-2025highest value 11-2025: 1.5%▼ -2.1 percentage points vs 10-2025 12-2025: 1.5%● unchanged vs 11-2025 01-2026: 1.5%● unchanged vs 12-2025 02-2026: 1.5%● unchanged vs 01-2026 03-2026: 1.5%● unchanged vs 02-2026 04-2026: 1.6%▲ +0.1 percentage points vs 03-2026 05-2026: 1.6%● unchanged vs 04-2026 06-2026: 1.6%● unchanged vs 05-2026 07-2026: 1.7%▲ +0.1 percentage points vs 06-2026 08-2026: 1.8%▲ +0.1 percentage points vs 07-2026 09-2026: 1.8%● unchanged vs 08-2026 10-2026: 0.8%▼ -1.0 percentage point vs 09-2026lowest value

Credit up to €1,500 at 30 days acceptable

Liquidity ample (current ratio 1.62 against 0.76 in 2025; short-term debt: 51.6% and cash: 79.9% of total assets), but 51.6% of the assets are financed with debt.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 57% on solvency, 78% on liquidity, 71% on profitability and 77% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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