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DECOLLE

Active
Private limited companyfounded 2024active for 1 yearLenclos 84, 6740 Etalle, BelgiumKBO/BCE: BE 1016.622.455
Summary

The computed 12-month bankruptcy probability of DECOLLE is 4.9% (elevated). The 2025 annual accounts show equity of €9,952 and a net result of -€48. Its solvency ranks better than 28% of 17,001 sector peers (NACE 56, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Overview

Official details

Source: KBO
Status
Active since 26-11-2024 Normal situation
Activity
Event catering NACE 56210and 2 others
Establishment unit
2.366.712.403 6740 Etalle, since 26-11-2024
Financial year end
31 December
Peppol
Reachable since 16-12-2025

Board and ownership

Board

Financial position

37 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
4.9%
Annual accounts 2025
Gross margin
€53,311
Turnover
≈ €190,000
estimated
Loss
€48
Equity
€9,952
Total assets
€314,122
Staff
≈ 1.4 FTE
estimated
  • 2025 accounts filed 31 days after the deadline
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Founded in 2024Last filed accounts filed 31 days late; 1 of the last 3 accounts lateEquity €9,952 (3.2% of total assets)Show the evidence

Checked score

Score 2025
37 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 33% of micro companies in food and beverage service (NACE 56)
Financial strength
Weak
Solvency 28
equity 3.2% of total assets
Liquidity 43
short-term debt 29.7% · cash 4.4%
Profitability 42
return on assets 0.0%
Bankruptcy probability within 12 months
4.9% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,783 companies, NACE 56, micro)
Last 24 months 12-2025: 3.9%lowest value 01-2026: 3.9%● unchanged vs 12-2025lowest value 02-2026: 4.1%▲ +0.2 percentage points vs 01-2026 03-2026: 4.4%▲ +0.3 percentage points vs 02-2026 04-2026: 4.5%▲ +0.1 percentage points vs 03-2026 05-2026: 4.8%▲ +0.3 percentage points vs 04-2026 06-2026: 4.8%● unchanged vs 05-2026 07-2026: 5.3%▲ +0.5 percentage points vs 06-2026highest value 08-2026: 5.2%▼ -0.1 percentage points vs 07-2026 09-2026: 4.8%▼ -0.4 percentage points vs 08-2026 10-2026: 4.9%▲ +0.1 percentage points vs 09-2026 11-2026: 4.9%● unchanged vs 10-2026
No publishable credit limit, so credit only on tighter terms
Liquidity is insufficient, with a current ratio of 0.4, below 1. Short-term debt is 29.7% and cash 4.4% of total assets. 96.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 28% of them on solvency, 38% on liquidity and 32% on profitability.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Equity €9,952 (3.2% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
31 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Financials

Financials · financial year 2025, micro format

2025 annual accounts filed 31 days after the deadline Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00484400.

Annual accounts 2025 filed on 31-08-2026 at the NBB

Turnover
≈ €190,000
Estimated: probably between €140,000 and €240,000
Total assets
€314,122
Net result
-€48
Working capital
-€55,849

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €314,122
Fixed assets €276,784
Current assets €37,337
Equity and liabilities €314,122
Equity €9,952
Debt €304,169
Debt's share of the balance-sheet total is 96.8%.
Key figures and ratios
2025 value
EBITDA
€18,592
Cash flow
€11,834
Current ratio
0.40
Quick ratio
0.35
Debt to equity
30.56
ROE
-0.5%
ROA
0.0%
Interest coverage
2.77
Debt ≤ 1 year
€93,186
Debt > 1 year
€210,447
Income taxes
€37
Staff costs
€33,803

Investments

fixed assets acquired
Item2025
Tangible fixed assets€288,441
Financial fixed assets€225
Depreciation and write-downs of the year€11,882

Source: notes to the 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 47 lines
Balance sheet Code2025
Assets
Total assets20/58€314,122
Fixed assets21/28€276,784
Tangible fixed assets22/27€276,559
Land and buildings22€221,297
Plant, machinery and equipment23€32,701
Furniture and vehicles24€22,561
Financial fixed assets28€225
Current assets29/58€37,337
Stocks and contracts in progress3€5,141
Stocks30/36€5,141
Amounts receivable within one year40/41€16,927
Trade receivables40€16,849
Other amounts receivable41€78
Cash at bank and in hand54/58€13,714
Deferred charges and accrued income490/1€1,556
Equity and liabilities
Total equity and liabilities10/49€314,122
Equity10/15€9,952
Contributions10/11€10,000
Profit (loss) carried forward14-€48
Amounts payable17/49€304,169
Amounts payable after more than one year17€210,447
Financial debts170/4€210,447
Amounts payable within one year42/48€93,186
Current portion of amounts payable after more than one year42€19,253
Trade debts44€11,854
Suppliers440/4€11,854
Taxes, remuneration and social security45€6,424
Taxes450/3€2,386
Remuneration and social security454/9€4,037
Other amounts payable47/48€55,655
Accrued charges and deferred income492/3€536
Income statement Code2025
Non-recurring operating income76A€2
Remuneration, social security and pensions62€33,803
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,882
Other operating charges640/8€914
Non-recurring operating charges66A€1
Gross operating margin9900€53,311
Operating profit (loss)9901€6,711
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€6,723
Recurring financial charges65€6,723
Profit (loss) for the period before taxes9903-€11
Income taxes67/77€37
Profit (loss) for the period9904-€48
Profit (loss) for the period to be appropriated9905-€48
Appropriation of the result
Profit (loss) to be appropriated9906-€48

The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.

Line2025
Non-recurring operating income76A€2
Remuneration, social security and pensions62€33,803
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,882
Other operating charges640/8€914
Non-recurring operating charges66A€1
Gross operating margin9900€53,311
Operating profit (loss)9901€6,711
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€6,723
Recurring financial charges65€6,723
Profit (loss) for the period before taxes9903-€11
Income taxes67/77€37
Profit (loss) for the period9904-€48
Profit (loss) for the period to be appropriated9905-€48
Line2025
Assets
Total assets20/58€314,122
Fixed assets21/28€276,784
Tangible fixed assets22/27€276,559
Land and buildings22€221,297
Plant, machinery and equipment23€32,701
Furniture and vehicles24€22,561
Financial fixed assets28€225
Current assets29/58€37,337
Stocks and contracts in progress3€5,141
Stocks30/36€5,141
Amounts receivable within one year40/41€16,927
Trade receivables40€16,849
Other amounts receivable41€78
Cash at bank and in hand54/58€13,714
Deferred charges and accrued income490/1€1,556
Equity and liabilities
Total equity and liabilities10/49€314,122
Equity10/15€9,952
Contributions10/11€10,000
Profit (loss) carried forward14-€48
Amounts payable17/49€304,169
Amounts payable after more than one year17€210,447
Financial debts170/4€210,447
Amounts payable within one year42/48€93,186
Current portion of amounts payable after more than one year42€19,253
Trade debts44€11,854
Suppliers440/4€11,854
Taxes, remuneration and social security45€6,424
Taxes450/3€2,386
Remuneration and social security454/9€4,037
Other amounts payable47/48€55,655
Accrued charges and deferred income492/3€536
Line2025
Profit (loss) for the period9904-€48
+ Depreciation and write-downs630€11,882
Operating cash flow (approximation)€11,834

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 280 companies had the same profile as DECOLLE has now. Two years later, 95.7% were still going and 1.1% had gone bankrupt.

  • Micro
  • under 2 years old
  • solvency under 10%
  • a small loss
95.7% was still going
3.2% stopped otherwise
1.1% went bankrupt

The bankruptcy probability of DECOLLE itself is higher: 4.9% within 12 months. It rests on far more data about DECOLLE than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 280 companies, not a prediction for DECOLLE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 31-08-2026 2026-00484400 PDF

Board & ownership

Directors

Directors
1 director, no change since 2024
DECOLLE Simon Valéry David
Director (not named in the articles) · since 26-11-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 31-08-2026
Current

Owners and capital

Shareholders

At incorporation act of 28-11-2024 ↗

Capital transactions

Capital over time
  1. 28-11-2024 Incorporation · €10,000 · 100 shares

Articles of association

Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Articles of association, deed of 28-11-2024 (in French)

Network & group

DECOLLE shares no director with another company.

Companies at the same address

4 other companies

Connections & network

1 current director
Depth

The network starts from the directors of DECOLLE. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts 2025 filedNBB
micro format · 31 days late
2024
28-11
Gazette deed Incorporation
Starting capital €10,000 · Appointment: DECOLLE Simon Valéry David (director) · Founder13 points ▸
  • Incorporation, 26-11-2024
  • Founder, DECOLLE Simon Valéry David
  • Other provision, “plan financier, remis au notaire” (deed in French)
  • Founding capital, €10,000
  • Bank account, “compte spécial, société en formation” (deed in French)
  • Declaration, “attestation du dépôt”, 10000 (deed in French)
  • General meeting, “immédiatement après constitution, associé unique représentant intégralité capital social” (deed in French)
  • Registered office clause, “6740 Etalle,Lenclos numéro 84” (deed in French)
  • Other provision, “traiteur.decolle@gmail.com, site internet et adresse électronique” (deed in French)
  • Board rule, 1
  • Director appointment, DECOLLE Simon Valéry David (director (not named in the articles))
  • Pre-incorporation commitments, “takeover, engagements,obligations,activités entreprises au nom et pour compte société en formation” (deed in French)
  • The act holds 1 more point.

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Company details

Register details

Identity

KBO record
Name DECOLLE in French
Enterprise number 1016.622.455
Legal form Private limited company
Status Active, normale toestand
Founded 26-11-2024
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 28-11-2024 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région wallonne, transfert en tout endroit de la Région de Bruxelles-Capitale ou de la région de langue française de Belgique par simple…”
deed of 28-11-2024 (in French)

Registered office and establishments

Registered office Lenclos 84, 6740 Etalle, Belgium
Establishment unit DECOLLE, Lenclos 84, 6740 Etalle since 26-11-2024 · unit number 2.366.712.403
E-mail traiteur.decolle@gmail.com
Phone +32486029661

Activities

NACEBEL 2025
VAT activities
56210 Event catering main activity
10712 Artisanal bread and fresh pastry making
10820 Manufacture of cocoa, chocolate and sugar confectionery
Social security (RSZ) activities
56210 Event catering main activity
Codes under NACEBEL 2008
VAT activities
56210 Catering main activity
10712 Artisanal bread and fresh pastry making
10820 Manufacture of cocoa, chocolate and sugar confectionery
Social security (RSZ) activities
56210 Catering main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Toutes opérations se rapportant directement ou indirectement à la fabrication et au commerce en gros et en détail de la pâtisserie de la…”
8 activities
  1. Toutes opérations se rapportant directement ou indirectement à la fabrication et au commerce en gros et en détail de la pâtisserie de la boulangerie,de la confiserie,de la chocolaterie,de le fabrication de glace,de biscuiterie,au sens au plus large du terme
  2. Toutes activités relatives à vente de nourriture et de produits alimentaires
  3. Toutes activités en rapport direct ou indirect avec la restauration en général et le secteur Horeca,l’organisation de banquets et réceptions,le service traiteur,y compris l’organisation,la gestion et l’exploitation de restaurants,cafétarias,débits de boissons,ainsi que toutes opérations de tourisme,d’hôtellerie,de divertissements et de loisirs
  4. L’exploitation,sous sa propre enseigne ou par voie de franchise ou licence de tout snack-bar,cafétaria,sandwicherie,service de cuisine rapide ou de petite restauration,de tout service traiteur et/ou d’un ou plusieurs restaurants,ainsi que la livraison à domicile et la vente ambulante
  5. La mise à disposition de personnel et à la mise à disposition de personnel en extra,à moyen ou long terme dans tous les domaines et notamment,dans le secteur HORECA(traiteur,restaurant,hôtel,événementiel)
  6. L’exploitation de salles pour l’organisation d’activités permanentes ou temporaires
  7. Le secteur événementiel dans le sens le plus large
  8. Toutes activités en rapport direct ou indirect avec l'importation,l'exportation,la conception,la fabrication,la commercialisation,l'achat,la vente en gros,demi-gros ou détail de tous produits alimentaires,alcool,vins,de toutes marchandises et de tous biens meubles ou immeubles dont le négoce n'est pas réglementé et d'une manière générale tout bien ou produit commercial admis sur le marché et notamment celles se rapportant à ses activités prévantées
deed of 28-11-2024 (in French)

Invoicing and payment

VAT number BE 1016.622.455
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1016622455
Other Peppol ID 9925:BE1016622455
Registered 16-12-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 4 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 18:00
deed of 28-11-2024 (in French)

Recognitions · licences · registrations

Food safety, FASFC

1 site
Etalleunit number 2.366.712.403
2 permissions
Authorisation · Bakkerij · since 15-01-2025
Authorisation · Traiteur · since 15-01-2025

Sites & property

Location
registered office establishment The establishment unit on the map
5 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
205 m²
Building footprint
122 m²
Building volume
1,162 m³
Cadastral parcel Region Area Buildings Height / floors
85009A1326/00R000 Wallonia 205 m² 1 · 122 m² 11.4 m · 3