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Les secrets du Chef

Active
Private limited companyfounded 2006active for 20 yearsRue Charlemagne 22, 1348 Ottignies-Louvain-la-Neuve, BelgiumKBO/BCE: BE 0883.164.016
Summary

The computed 12-month bankruptcy probability of Les secrets du Chef is 2.5% (moderate). The 2025 annual accounts show equity of €41,795 and a net result of -€23,168. Equity is shrinking by about 7.4% per year across the filed financial years. Its solvency ranks better than 16% of 4,929 sector peers (NACE 47, financial year 2025). The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110Retail trade NACE 47553
3 sites
Size
€833,893total assets 2025
Staff
16.8 FTE
Equity
€41,795
Loss
-€23,168
Financial health
50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.5%
Structure
Accounts on time0 of 4 deeds read
Why 50raises riskEquity €41,795 (5.0% of total assets)Size: 16.8 FTE, total assets €833,8932 of the last 3 lateLiquidity: current ratio 1.08, cash €12,650Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 11% of its sector peers (NACE 47, small)
Financial strength · tick = 2024
Weak
Solvency 30-3
equity 5.0% of total assets
Liquidity 3-3
short-term debt 88.7% · cash 1.5%
Profitability 26+25
return on assets -2.8%
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,692 companies, NACE 47, small)
Last 24 months 11-2024: 1.9% 12-2024: 1.8%▼ -0.1 percentage points vs 11-2024 01-2025: 1.8%● unchanged vs 12-2024 02-2025: 1.8%● unchanged vs 01-2025 03-2025: 1.8%● unchanged vs 02-2025lowest value 04-2025: 2.1%▲ +0.3 percentage points vs 03-2025 05-2025: 2.7%▲ +0.6 percentage points vs 04-2025 06-2025: 3.1%▲ +0.4 percentage points vs 05-2025highest value 07-2025: 2.4%▼ -0.7 percentage points vs 06-2025 08-2025: 2.4%● unchanged vs 07-2025 09-2025: 2.4%● unchanged vs 08-2025 10-2025: 2.4%● unchanged vs 09-2025 11-2025: 2.4%● unchanged vs 10-2025 12-2025: 2.4%● unchanged vs 11-2025 01-2026: 2.4%● unchanged vs 12-2025 02-2026: 2.4%● unchanged vs 01-2026 03-2026: 2.4%● unchanged vs 02-2026 04-2026: 2.7%▲ +0.3 percentage points vs 03-2026 05-2026: 3.1%▲ +0.4 percentage points vs 04-2026 06-2026: 2.5%▼ -0.6 percentage points vs 05-2026 07-2026: 2.5%● unchanged vs 06-2026 08-2026: 2.5%● unchanged vs 07-2026 09-2026: 2.5%● unchanged vs 08-2026 10-2026: 2.5%● unchanged vs 09-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.08, compared with 1.09 in 2024, below the usual 1.5; short-term debt: 88.7% and cash: 1.5% of total assets), and 95% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 16% on solvency, 3% on liquidity, 15% on profitability and 11% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
raises riskneutral
raises risk · Equity €41,795 (5.0% of total assets)
NBB · annual accounts
raises risk · Size: 16.8 FTE, total assets €833,893
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · 2 of the last 3 late
NBB · filings
raises risk · Liquidity: current ratio 1.08, cash €12,650
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€23,168
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 4929 sector peers (2025).
NBB · sector comparison
Position among 4929 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
31 days late
2023
31 days late
2022
2 days early
2021
30 days late
2020
on the day
2019
99 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 27 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 30 May (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end15-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Weakest financial yearnet -€117,384

Key points

  • Risk: 4 loss-making years in a rowloss financial year 2025 -€23,168 View
  • Positive: Result rose in 2025from -€117,384 to -€23,168 ▲ 80.3% View
  • Caution: Among the weakest 16% on solvencysector median 36.2% · 4,929 companies 5.0% View

By topic

Financials

Financial year
2025
Total assets
€833,893
Loss
-€23,168
Solvency
5.0%
Total assets▲ 1.7%
Net result
20192025
Go to Financials

Timeline

Events
22
Since
2008
Next accounts
by 30-04-2027
  1. 31-05-2024Annual accounts filed
  2. 28-04-2023Annual accounts filed
  3. 30-05-2022Annual accounts filed
Go to Timeline

Company details

Sites
3
Legal form
Private limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
25-08-2006
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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