DecoArt Design

Active

Private limited companyfounded 20242 yrs activeGaucheretplein 5, 1030 Schaarbeek, BelgiumKBO/BCE: BE 1008.077.151

The computed 12-month bankruptcy probability of DecoArt Design is 4.6% (elevated). The 2025 annual accounts show equity of €38k and a net result of €38k. Its solvency ranks better than 38% of 4444 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

56 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency55

Growth-

Track record67

Bankruptcy probability, 12 months

4.6% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days only on tighter terms

Liquidity ample (current ratio 1.63; short-term debt: 61.2% and cash: 16.8% of total assets), but 70.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 81

Relative position

BE, all sectors

reference

Sector 81

higher

← fewer bankruptcies more bankruptcies →

Filed after the deadline

The financial year that closed on 28-02-2025 was due by 30-09-2025 and was filed on 03-10-2025, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

3 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€175k

EBIT margin

27.5%

Net result

€38k

Working capital

€50k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Equity and liabilities €128k

29.8%

70.2%

Equity €38k

Debt €90k

Debt finances 70.2% of the balance-sheet total.

Key figures and ratios

2025 value

Solvency

29.8%

Current ratio

1.63

Quick ratio

1.63

Debt / equity

2.36

ROE

100.0%

ROA

29.8%

Debt

€90k

Debt ≤ 1 year

€79k

Debt > 1 year

€12k

Income taxes

€10k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€128k

Current assets29/58€128k

Amounts receivable within one year40/41€107k

Trade receivables40€79k

Other amounts receivable41€28k

Cash at bank and in hand54/58€22k

Equity and liabilities

Total equity and liabilities10/49€128k

Equity10/15€38k

Profit (loss) carried forward14€38k

Amounts payable17/49€90k

Amounts payable after more than one year17€12k

Financial debts170/4€12k

Amounts payable within one year42/48€79k

Trade debts44€67k

Suppliers440/4€13k

Bills of exchange payable441€54k

Taxes, remuneration and social security45€12k

Taxes450/3€12k

Income statement Code2025

Turnover70€175k

Goods, raw materials, services and sundry goods60/61€127k

Gross operating margin9900€48k

Operating profit (loss)9901€48k

Financial charges65/66B€214

Recurring financial charges65€214

Profit (loss) for the period before taxes9903€48k

Income taxes67/77€10k

Profit (loss) for the period9904€38k

Profit (loss) for the period to be appropriated9905€38k

Appropriation of the result

Profit (loss) to be appropriated9906€38k

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Gazette 1Filings 1

2026

10-08

State Gazette act Resignations & appointments

General meeting · Director appointment · Director resignation4 facts ▸

General meeting, 01/06/2026
Director appointment, STAICU OVIDIU COSMIN (administrateur)
Director resignation, COSOTCHI BOGDAN (administrateur)
Director discharge, COSOTCHI BOGDAN

2025

03-10

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 3 days late

State Gazette actNBB filing

Directors · office · real estate

Directors

2 directors, no change since 2026

STAICU OVIDIU COSMIN

Director · since 01-06-2026

Current

01-06-2026 STAICU OVIDIU COSMIN: Appointed as Director

01-06-2026 COSOTCHI BOGDAN: Resigned as Director

Location & real-estate footprint

Registered office, Schaarbeek · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Gaucheretplein 51030 Schaarbeek

Ground area

202 m²

Building footprint

171 m²

Volume, LiDAR

3,198 m³

Parcel 21910E0033/00Y010, Brussels · tallest building 22.2 m, ±6 floors. Linked by address, not a title deed.

1 establishment unit

DecoArt Design

Gaucheretplein 5, 1030 SchaarbeekManufacture of metal structures and parts of structures

since 20242.358.463.938

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21910E0033/00Y010	Brussels	202 m²	1 · 171 m²	22.2 m · 6 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,008 companies in sector 81220 we hold annual accounts for 2,416. 1,970 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded05-04-2024

Fiscal year end28-02

Activities, NACEBEL

43992Specialised construction activities

81220Other building cleaning and industrial cleaning

43130Specialised construction activities

43230Insulation installation

43291Specialised construction activities

81210General cleaning of buildings

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.