VANDERVEE
ActiveThe computed 12-month bankruptcy probability of VANDERVEE is 2.0% (moderate). The 2025 annual accounts show equity of €100k and a net result of €69k. Its solvency ranks better than 62% of 4472 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency77▲+23
Growth78
Track record82
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity ample (current ratio 2.16 against 1.18 in 2024; short-term debt: 36.2% and cash: 75.7% of total assets), and 47.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.4%
Return on assets
36.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€100k▲ 229%
2024 · €30k
2024: €30k
2024 → 2025
Total assets
€190k▲ 84.2%
2024 · €103k
2024: €103k
2024 → 2025
Net result
€69k▲ 114%
2024 · €32k
2024: €32k
2024 → 2025
Working capital
€80k▲ 734%
2024 · €10k
2024: €10k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€30k-€100k▲ 229%
Operating result€40k-€95k▲ 134%
Net result€32k-€69k▲ 114%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 134% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €190k
Fixed assets
€42k▲ 0.3%
Current assets
€148k▲ 141%
Equity and liabilities €190k
Equity
€100k▲ 229%
Debt
€90k▲ 24.2%
The debt ratio falls from 70.6% to 47.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€113k▲
2024 · €55k
Cash flow
€88k▲
2024 · €47k
Solvency
52.4%▲
2024 · 29.4%
Current ratio
2.16▲
2024 · 1.18
Quick ratio
2.14▲
2024 · 1.16
Debt / equity
0.91▼
2024 · 2.41
ROE
69.6%▼
2024 · 106.6%
ROA
36.4%▲
2024 · 31.3%
Interest coverage
43.49▲
2024 · 42.78
Debt
€90k▲
2024 · €73k
Debt ≤ 1 year
€69k▲
2024 · €52k
Debt > 1 year
€20k▼
2024 · €21k
Income taxes
€23k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€103k€190k▲
Fixed assets21/28€42k€42k▲
Tangible fixed assets22/27€42k€42k▲
Land and buildings22€5k€5k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€13k€8k▼
Leasing and similar rights25€20k€28k▲
Current assets29/58€62k€148k▲
Stocks and contracts in progress3€1k€1k▼
Stocks30/36€1k€1k▼
Amounts receivable within one year40/41€4k€2k▼
Trade receivables40€1k€636▼
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€56k€144k▲
Deferred charges and accrued income490/1€755€839▲
Equity and liabilities
Total equity and liabilities10/49€103k€190k▲
Equity10/15€30k€100k▲
Contributions10/11€3k€3k=
Reserves13€27k€97k▲
Distributable reserves133€27k€97k▲
Amounts payable17/49€73k€90k▲
Amounts payable after more than one year17€21k€20k▼
Financial debts170/4€21k€20k▼
Amounts payable within one year42/48€52k€69k▲
Current portion of amounts payable after more than one year42€16k€17k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€8k€23k▲
Taxes450/3€8k€23k▲
Other amounts payable47/48€25k€26k▲
Accrued charges and deferred income492/3€241€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€18k▲
Other operating charges640/8€1k€955▼
Gross operating margin9900€56k€114k▲
Operating profit (loss)9901€40k€95k▲
Financial income75/76B€295€295▲
Recurring financial income75€295€295▲
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€39k€92k▲
Income taxes67/77€7k€23k▲
Profit (loss) for the period9904€32k€69k▲
Profit (loss) for the period to be appropriated9905€32k€69k▲
Appropriation of the result
Profit (loss) to be appropriated9906€32k€69k▲
Transfer to equity691/2€27k€69k▲
To other reserves6921€27k€69k▲
Profit to be distributed694/7€5k-
Directors or managers695€5k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hyacintenlaan 73550 Heusden-ZolderGround area
1,041 m²
Building footprint
148 m²
Volume, LiDAR
1,175 m³
Parcel 71462C0068/00B004, Flanders · tallest building 20.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vandervee
since 20232.353.202.083
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71462C0068/00B004 | Flanders | 1,041 m² | 1 · 148 m² | 20.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0635.710.482
Beringen · Eq €99k
Clair-Office
BE 0413.487.838
Frameries · Eq €100k
ABRAHAM CLEAN
BE 0479.561.565
Anderlecht · Eq €99k
CERTIFICATION ET CONTROLE
BE 0843.370.755
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Of 7,012 companies in sector 81220 we hold annual accounts for 2,415. 2,010 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2023
Fiscal year end31-12
Activities, NACEBEL
81220Other building cleaning and industrial cleaning
43240Other construction installation
43299Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:steven.vandervee@telenet.be