Deco-DC
ActiveSummary
Deco-DC has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42k and a net result of €24k. Equity is shrinking by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 24% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability84▼-12
Solvency47▼-33
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 2.34 in 2024; short-term debt: 44.8% and cash: 28.6% of total assets), and 78% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22%
Return on assets
12.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 27965 sector peers (2025).
NBB · sector comparisonPosition among 27965 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
7 d early
2023
6 d early
2022
28 d early
2021
30 d early
2020
15 d early
2019
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€226k
EBIT margin
21.7%
Net result
€24k▼ 39.6%
2024 · €39k
2018: €35k
2019: €45k▲ +30.1% vs 2018highest in 8 years
2020: €19k▼ -57.3% vs 2019
2021: €22k▲ +15.7% vs 2020
2022: €25k▲ +11.7% vs 2021
2023: €2k▼ -92.6% vs 2022lowest in 8 years
2024: €39k▲ +2030% vs 2023
2025: €24k▼ -39.6% vs 2024
2018 → 2025
Working capital
€3k▼ 96.4%
2024 · €80k
2018: €113k
2019: €163k▲ +44.4% vs 2018highest in 8 years
2020: €118k▼ -27.5% vs 2019
2021: €117k▼ -1.3% vs 2020
2022: €90k▼ -23.3% vs 2021
2023: €101k▲ +12.8% vs 2022
2024: €80k▼ -20.7% vs 2023
2025: €3k▼ -96.4% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€149k-€134k▼ 10.0%€132k▼ 1.4%€99k▼ 25.0%€42k▼ 57.4%
2021: €149khighest in 5 years
2022: €134k▼ -10.0% vs 2021
2023: €132k▼ -1.4% vs 2022
2024: €99k▼ -25.0% vs 2023
2025: €42k▼ -57.4% vs 2024lowest in 5 years
Operating result€28k-€26k▼ 7.1%€2k▼ 90.7%€49k▲ 1,965%€31k▼ 37.0%
2021: €28k
2022: €26k▼ -7.1% vs 2021
2023: €2k▼ -90.7% vs 2022lowest in 5 years
2024: €49k▲ +1965% vs 2023highest in 5 years
2025: €31k▼ -37.0% vs 2024
Net result€22k-€25k▲ 11.7%€2k▼ 92.6%€39k▲ 2,030%€24k▼ 39.6%
2021: €22k
2022: €25k▲ +11.7% vs 2021
2023: €2k▼ -92.6% vs 2022lowest in 5 years
2024: €39k▲ +2030% vs 2023highest in 5 years
2025: €24k▼ -39.6% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €191k
Fixed assets
€103k ▲ 162%
Current assets
€89k ▼ 36.7%
Equity and liabilities €191k
Equity
€42k ▼ 57.4%
Debt
€149k ▲ 85.6%
Debt's share of the balance-sheet total rises from 44.8% to 78.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€51k▼
2024 · €72k
Cash flow
€44k▼
2024 · €62k
Current ratio
1.03▼
2024 · 2.34
Quick ratio
0.87▼
2024 · 1.99
Debt to equity
3.54▲
2024 · 0.81
ROE
55.9%▲
2024 · 39.4%
ROA
12.3%▼
2024 · 21.7%
Interest coverage
31.15▼
2024 · 101.16
Debt ≤ 1 year
€86k▲
2024 · €60k
Debt > 1 year
€63k▲
2024 · €20k
Income taxes
€7k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€179k€191k▲
Fixed assets21/28€39k€103k▲
Tangible fixed assets22/27€39k€103k▲
Land and buildings22-€78k
Plant, machinery and equipment23€2k€555▼
Furniture and vehicles24€38k€24k▼
Current assets29/58€140k€89k▼
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Stocks and contracts in progress3€21k€14k▼
Stocks30/36€21k€14k▼
Amounts receivable within one year40/41€20k€17k▼
Trade receivables40€15k€12k▼
Other amounts receivable41€6k€5k▼
Cash at bank and in hand54/58€96k€55k▼
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€179k€191k▲
Equity10/15€99k€42k▼
Contributions10/11€19k€19k=
Reserves13€80k€24k▼
Distributable reserves133€80k€24k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€80k€149k▲
Amounts payable after more than one year17€20k€63k▲
Financial debts170/4€20k€63k▲
Amounts payable within one year42/48€60k€86k▲
Current portion of amounts payable after more than one year42€10k€15k▲
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Advances received on contracts in progress46€6k€0▼
Taxes, remuneration and social security45€0€2k▲
Taxes450/3€0€2k▲
Other amounts payable47/48€39k€66k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€20k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€73k€52k▼
Operating profit (loss)9901€49k€31k▼
Financial income75/76B€1k€755▼
Recurring financial income75€1k€755▼
Financial charges65/66B€715€2k▲
Recurring financial charges65€715€2k▲
Profit (loss) for the period before taxes9903€50k€30k▼
Income taxes67/77€11k€7k▼
Profit (loss) for the period9904€39k€24k▼
Profit (loss) for the period to be appropriated9905€39k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€24k▼
Transfer from equity791/2€33k€80k▲
Transfer to equity691/2-€24k
To other reserves6921-€24k
Profit to be distributed694/7€72k€80k▲
Return on contributions (dividend)694€72k€80k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €3k | €2k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11k | €13k | €24k | €23k | €20k | ▼ 13.5% |
| Other operating charges640/8 | €652 | €1k | €1k | €1k | €1k | ▲ 7.5% |
| Gross operating margin9900 | €39k | €40k | €27k | €73k | €52k | ▼ 29.0% |
| Operating profit (loss)9901 | €28k | €26k | €2k | €49k | €31k | ▼ 37.0% |
| Financial income75/76B | €2k | €3k | €2k | €1k | €755 | ▼ 32.3% |
| Recurring financial income75 | €2k | €3k | €2k | €1k | €755 | ▼ 32.3% |
| Non-recurring financial income76B | €2k | €3k | - | - | - | - |
| Financial charges65/66B | €733 | €498 | €964 | €715 | €2k | ▲ 129% |
| Recurring financial charges65 | €733 | €498 | €964 | €715 | €2k | ▲ 129% |
| Non-recurring financial charges66B | €733 | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €29k | €28k | €4k | €50k | €30k | ▼ 39.3% |
| Income taxes67/77 | €7k | €3k | €2k | €11k | €7k | ▼ 38.2% |
| Profit (loss) for the period9904 | €22k | €25k | €2k | €39k | €24k | ▼ 39.6% |
| Profit (loss) for the period to be appropriated9905 | €22k | €25k | €2k | €39k | €24k | ▼ 39.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €173k | €250k | €189k | €179k | €191k | ▲ 6.7% |
| Fixed assets21/28 | €39k | €85k | €61k | €39k | €103k | ▲ 162% |
| Tangible fixed assets22/27 | €39k | €85k | €61k | €39k | €103k | ▲ 162% |
| Land and buildings22 | - | - | - | - | €78k | - |
| Plant, machinery and equipment23 | €7k | €5k | €3k | €2k | €555 | ▼ 66.4% |
| Furniture and vehicles24 | €32k | €80k | €59k | €38k | €24k | ▼ 36.7% |
| Current assets29/58 | €134k | €165k | €128k | €140k | €89k | ▼ 36.7% |
| Amounts receivable after more than one year29 | €65k | €67k | €33k | €0 | - | - |
| Trade receivables290 | - | - | €0 | - | - | - |
| Other amounts receivable291 | €65k | €67k | €33k | €0 | - | - |
| Stocks and contracts in progress3 | €20k | €13k | €13k | €21k | €14k | ▼ 31.8% |
| Stocks30/36 | €20k | €13k | €13k | €21k | €14k | ▼ 31.8% |
| Amounts receivable within one year40/41 | €10k | €62k | €23k | €20k | €17k | ▼ 17.3% |
| Trade receivables40 | €6k | €53k | €14k | €15k | €12k | ▼ 17.8% |
| Other amounts receivable41 | €4k | €9k | €9k | €6k | €5k | ▼ 16.0% |
| Cash at bank and in hand54/58 | €39k | €22k | €55k | €96k | €55k | ▼ 42.9% |
| Deferred charges and accrued income490/1 | - | - | €4k | €3k | €3k | ▼ 6.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €173k | €250k | €189k | €179k | €191k | ▲ 6.7% |
| Equity10/15 | €149k | €134k | €132k | €99k | €42k | ▼ 57.4% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Outside capital11 | €19k | - | - | - | - | - |
| Other1109/19 | €19k | - | - | - | - | - |
| Reserves13 | €115k | €115k | €113k | €80k | €24k | ▼ 70.7% |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Legal reserve130 | €2k | - | - | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €0 | - | - | - |
| Distributable reserves133 | €113k | €113k | €113k | €80k | €24k | ▼ 70.7% |
| Profit (loss) carried forward14 | €15k | - | €0 | €0 | €0 | - |
| Amounts payable17/49 | €25k | €116k | €57k | €80k | €149k | ▲ 85.6% |
| Amounts payable after more than one year17 | €7k | €41k | €30k | €20k | €63k | ▲ 210% |
| Financial debts170/4 | €7k | €41k | €30k | €20k | €63k | ▲ 210% |
| Amounts payable within one year42/48 | €17k | €75k | €27k | €60k | €86k | ▲ 43.2% |
| Current portion of amounts payable after more than one year42 | €7k | €16k | €10k | €10k | €15k | ▲ 53.6% |
| Trade debts44 | €6k | €10k | €5k | €5k | €3k | ▼ 39.0% |
| Suppliers440/4 | €6k | €10k | €5k | €5k | €3k | ▼ 39.0% |
| Advances received on contracts in progress46 | - | €9k | €4k | €6k | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €4k | €6k | €3k | €0 | €2k | - |
| Taxes450/3 | €2k | €6k | €3k | €0 | €2k | - |
| Remuneration and social security454/9 | €2k | - | - | - | - | - |
| Other amounts payable47/48 | €800 | €34k | €5k | €39k | €66k | ▲ 67.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22k | €25k | €2k | €39k | €24k | ▼ 39.6% |
| + Depreciation and write-downs630 | €11k | €13k | €24k | €23k | €20k | ▼ 13.5% |
| Operating cash flow (approximation) | €33k | €37k | €26k | €62k | €44k | ▼ 29.9% |
| Investment in fixed assets (approximation) | - | €-59k | €0 | €-1k | €-83k | ▼ 7,845% |
| Change in cash | - | €-16k | €33k | €41k | €-41k | ▼ 201% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €2k ▼92.6%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 4.75
Current ratio from 2.19 to 4.75; short-term debt falls from €75k to €27k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 7.74
Current ratio from 2.50 to 7.74; short-term debt falls from €79k to €17k.
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €45k ▲30.1%
Operating result €63k, net result €45k, both a record.
31-12
Financial
Equity above €150kEq €181k ▲32.2%
2 profitable years in a row build equity to €181k.
Show earlier events
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2015
Ground area
775 m²
Building footprint
126 m²
Parcel 44034C0264/00T000, Flanders. Linked by address, not a title deed.
1 establishment unit
Deco-DC
since 20152.244.687.490
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44034C0264/00T000 | Flanders | 775 m² | 1 · 126 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CWD
BE 0508.449.848
Nijlen · Eq €42,138
Atelier Peré
BE 0629.952.444
Wuustwezel · Eq €42,045
My House
BE 0784.382.283
Waregem · Eq €42,345
SCHILDERWERKEN PLETTNER
BE 0804.120.102
Oostende · Eq €41,945
Jelso
BE 0798.706.611
Izegem · Eq €42,418
Of 7,863 companies in sector 43341 we hold annual accounts for 2,663. 2,288 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-08-2015
Fiscal year end31-12
Activities, NACEBEL 2025
43341Painting of buildings
43331Floor and wall tiling
Scores and ratios are computed by Checked and are not a credit decision.