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Generated 11-08-2026
Active BE 0794.470.283Private limited company

DECLERCK CATERING

Oude Staatsbaan 124 ·9991 Maldegem, Belgium· 3 yrs active
Sector: Catering van evenementen (56210)
Conclusion Checked

The computed 12-month bankruptcy probability of DECLERCK CATERING is 3.9% (moderate). The 2025 annual accounts show equity of €174k and a net result of €116k. Its solvency ranks better than 66% of 1080 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €174k
Net result €116k
Staff (FTE) 1.9
Better than sector 66%
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health89Profitability100Solvency70Growth78Stability94
86 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 89
Profitability 100
Solvency 70
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
3.9% Moderate
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
89 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 29-10-2025 with the NBB · fiscal year 2025 · micro
€0€50k€100k€150kOperating result 2024: €79k€79kNet result 2024: €56k€56kOperating result 2025: €156k€156kNet result 2025: €116k€116k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 43.4% 25.9%
better than 66% of 1080 sector peers
Net result €116k €7k
better than 95% of 1081 sector peers
Equity €174k €23k
better than 92% of 1083 sector peers
Gross operating margin €294k €64k
better than 92% of 1077 sector peers
Staff costs €88k €52k
higher than 65% of 788 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€204k
+80.5% 24-25
Net profit
€116k
+105.7% 24-25
Cash flow
€165k
+82.6% 24-25
Total assets
€401k
+51.9% 24-25
Equity
€174k
+201.4% 24-25
Working capital
€33k
- 24-25
Employees (FTE)
2
+90.0% 24-25
Staff costs
€88k
+96.3% 24-25
Income taxes
€33k
+45.1% 24-25
Dividends
€800
- 24-25
Debt
€227k
+10.0% 24-25
Debt ≤ 1y
€195k
-0.2% 24-25
Debt > 1y
€27k
+142.9% 24-25
Current ratio
1.17
+141.6% 24-25
Quick ratio
1.16
+143.0% 24-25
Solvency
43.4%
+98.5% 24-25
Debt / equity
1.30
-63.5% 24-25
ROE
66.8%
-31.8% 24-25
ROA
29.0%
+35.5% 24-25
Interest coverage
28.03
-78.7% 24-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€204k
Net profit€116k
Cash flow€165k
Staff costs€88k
Income taxes€33k
Dividends-
Total assets€401k
Equity€174k
Debt€227k
of which ≤ 1y€195k
of which > 1y€27k
Working capital€33k
Employees (FTE)1.9
Ratios (computed)
2025
Current ratio1.17
Quick ratio1.16
Working capital ratio8.3%
Solvency43.4%
Debt / equity1.30
Long-term debt ratio0.15
Interest coverage28.03
Gross margin-
Net margin-
ROA29.0%
ROE66.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€401k
Fixed assets 21/28€173k
Tangible fixed assets 22/27€173k
Current assets 29/58€228k
Stocks & contracts in progress 3€1k
Amounts receivable within one year 40/41€68k
Cash & bank 54/58€95k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€401k
Equity 10/15€174k
Contributions / capital 10/11€2k
Reserves 13€172k
Amounts payable 17/49€227k
Amounts payable after one year 17€27k
Amounts payable within one year 42/48€195k
Trade debts payable within one year 44€97k
Income statement
Gross operating margin 9900€294k
Operating result 9901€156k
Financial income 75€523
Financial charges 65€7k
Result before taxes 9903€149k
Income taxes 67/77€33k
Net result for the period 9904€116k
Result to be appropriated 9905€116k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Catering van evenementen(56210)
Legal form Private limited company(610)
Incorporation06-12-2022
StatusActive
Postal code9991
Establishment units 1 location
DECLERCK CATERING
Balgerhoeke 26, 9900 EekloOverige niet-gespecialiseerde detailhandel
since 20222.338.864.097
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
43005A1235/00A000 Flanders 1,350 m² 1 · 419 m² 6.3 m · 2 fl.
43001B0450/00P000 Flanders 544 m² 1 · 51 m² 9.9 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
06-01-2026
State Gazette act Director changes
v3.2
2025
29-10-2025
NBB filing Annual accounts filed
fiscal year 2025 · micro
08-01-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2023
31-01-2023
State Gazette act Registered-office change
v3.2
2022
08-12-2022
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 3 acts
Address history · 1
31-01-2023
v3.2
All acts · 3 updated 7 months ago
2026
06-01-2026 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0794.470.283",
    "name_full": "DECLERCK CATERING",
    "legal_form": "BV"
  }
}
2023
31-01-2023 Registered office moved Registered-office change
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0794.470.283",
    "name_full": "DECLERCK CATERING",
    "legal_form": "BV"
  }
}
2022
08-12-2022 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "9991 Adegem, Oude Staatsbaan 124",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1996-07-04",
        "name": "De Clerck Ennio Eddy Jacqueline",
        "niss": null,
        "address": "9991 Maldegem (Adegem), Oude Staatsbaan 124"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 2000,
      "holder_person_name": "De Clerck Ennio Eddy Jacqueline",
      "is_subscriber_only": false,
      "n_shares_subscribed": 1000,
      "amount_subscribed_eur": 2000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 2000,
  "subject_company": {
    "kbo": "0794.470.283",
    "name_full": "DECLERCK CATERING",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2022-12-06",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Catering56210Catering van evenementen56210Overige niet-gespecialiseerde detailhandel47120Detailhandel in groenten en fruit47210Detailhandel in vlees en vleesproducten in gespecialiseerde winkels, m.u.v. vlees van wild en van gevogelte47221Detailhandel in vlees en vleesproducten, muv vlees van wild en van gevogelte47221Detailhandel in vlees van wild en van gevogelte in gespecialiseerde winkels47222Detailhandel in vlees van wild en van gevogelte47222Markt- en straathandel in voedings- en genotmiddelen47810Detailhandel via postorderbedrijven of via internet47910Eetgelegenheden met volledige bediening56101Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met volledige bediening56111Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112Handel in eigen onroerend goed68100Handel in eigen onroerend goed68110Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203Overige vormen van onderwijs85599Overige vormen van onderwijs85599
Primary activity highlighted.
Names & trade names
Legal nameNL DECLERCK CATERING
Registered office
Oude Staatsbaan 124
9991 Maldegem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative