DECLA
ActiveSummary
DECLA has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €613,693 and a net result of €22,027. Equity is growing by about 59% per year across the filed financial years. Its solvency ranks better than 95% of 39,218 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €613,693
- Profit
- €22,027
Why 95lowers riskLiquidity: current ratio 29.57, cash €145,947Sector: Activities of head offices; management consultancy activities (NACE 70)Equity €613,693 (96.6% of total assets)Size: total assets €635,174Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 86% on solvency, 70% on liquidity, 37% on profitability and 49% on growth.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 7 accounts on average 36 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · abbreviated…
- Liquidity more than quadruplescurrent ratio 38.38
Financials · financial year 2025, micro format
2025 annual accounts filed late (13 days) Filed on 13 July 2026, deadline 30 June 2026 (7 months after the close on 30 November 2025, Companies Code art. 3:10). Source: NBB, 2026-00284386.
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result has fallen two years in a row; 2025 is 70% below 2024 and is the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 14,766 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96.2% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,766 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €7,025 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €58,508 | €48,635 | €32,727 | €12,207 | €12,499 | €10,003 | €4,636 | €18,669 | ▲ 303% |
| Other operating charges640/8 | - | - | - | €1,042 | €1,297 | €1,281 | €1,318 | €956 | ▼ 27.5% |
| Gross operating margin9900 | €47,176 | €69,781 | €244,558 | €154,930 | €193,998 | €396,451 | €100,907 | €47,857 | ▼ 52.6% |
| Operating profit (loss)9901 | -€12,202 | €19,815 | €210,814 | €141,682 | €180,202 | €385,168 | €94,952 | €28,232 | ▼ 70.3% |
| Financial income75/76B | - | - | - | - | - | €719 | €8,162 | €4,648 | ▼ 43.1% |
| Recurring financial income75 | €130 | - | - | - | - | €719 | €8,162 | €4,648 | ▼ 43.1% |
| Financial charges65/66B | - | - | - | €50 | €395 | €265 | €1,140 | €574 | ▼ 49.7% |
| Recurring financial charges65 | €63 | €76 | €50 | €50 | €395 | €265 | €1,140 | €574 | ▼ 49.7% |
| Profit (loss) for the period before taxes9903 | -€12,134 | €19,738 | €210,765 | €141,632 | €179,806 | €385,622 | €101,974 | €32,306 | ▼ 68.3% |
| Income taxes67/77 | - | €169 | €28,834 | €47,963 | €58,279 | €122,144 | €25,493 | €10,279 | ▼ 59.7% |
| Profit (loss) for the period9904 | -€12,134 | €19,569 | €181,930 | €93,669 | €121,527 | €263,478 | €76,480 | €22,027 | ▼ 71.2% |
| Profit (loss) for the period to be appropriated9905 | -€12,134 | €19,569 | €181,930 | €93,669 | €121,527 | €263,478 | €76,480 | €22,027 | ▼ 71.2% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €189,865 | €114,871 | €195,601 | €259,721 | €280,739 | €582,967 | €606,995 | €635,174 | ▲ 4.6% |
| Fixed assets21/28 | €123,481 | €76,346 | €43,619 | €42,906 | €33,309 | €23,306 | €18,670 | €1 | ▼ 100.0% |
| Tangible fixed assets22/27 | €123,481 | €76,346 | €43,619 | €42,906 | €33,309 | €23,306 | €18,670 | €1 | ▼ 100.0% |
| Plant, machinery and equipment23 | - | - | - | €1,005 | €3,299 | €2,676 | €2,563 | €0 | ▼ 100% |
| Furniture and vehicles24 | - | - | - | - | - | - | - | €0 | - |
| Leasing and similar rights25 | - | - | - | €30,063 | €19,895 | €13,564 | €12,091 | €1 | ▼ 100.0% |
| Other tangible fixed assets26 | - | - | - | €11,838 | €10,116 | €7,066 | €4,016 | €0 | ▼ 100% |
| Current assets29/58 | €66,384 | €38,526 | €151,982 | €216,815 | €247,430 | €559,661 | €588,325 | €635,173 | ▲ 8.0% |
| Amounts receivable within one year40/41 | €17,464 | €6,050 | €6,050 | €6,050 | €6,050 | - | €2,007 | €14,107 | ▲ 603% |
| Trade receivables40 | - | - | - | €6,050 | €6,050 | - | - | €12,100 | - |
| Other amounts receivable41 | - | - | - | - | - | - | €2,007 | €2,007 | = |
| Current investments50/53 | - | - | - | - | - | - | €475,000 | €475,000 | = |
| Cash at bank and in hand54/58 | €48,108 | €32,476 | €35,772 | €10,765 | €41,380 | €559,541 | €111,199 | €145,947 | ▲ 31.2% |
| Deferred charges and accrued income490/1 | - | - | - | €200,000 | €200,000 | €120 | €120 | €120 | = |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €189,865 | €114,871 | €195,601 | €259,721 | €280,739 | €582,967 | €606,995 | €635,174 | ▲ 4.6% |
| Equity10/15 | -€164,987 | -€145,418 | €36,512 | €130,181 | €251,708 | €515,186 | €591,666 | €613,693 | ▲ 3.7% |
| Contributions10/11 | €12,500 | €12,500 | €12,500 | €12,500 | €12,500 | €12,500 | €12,500 | €12,500 | = |
| Capital10 | - | - | - | €12,500 | €12,500 | €12,500 | €12,500 | - | - |
| Issued capital100 | - | - | - | €18,600 | €18,600 | €18,600 | €18,600 | - | - |
| Uncalled capital101 | - | - | - | €6,100 | €6,100 | €6,100 | €6,100 | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €95,529 | €217,056 | €474,439 | €474,439 | €601,193 | ▲ 26.7% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | - | - |
| Reserves not available under the articles1311 | - | - | - | - | - | - | - | €1,860 | - |
| Distributable reserves133 | - | - | - | €93,669 | €215,196 | €472,579 | €472,579 | €599,333 | ▲ 26.8% |
| Profit (loss) carried forward14 | -€179,347 | -€159,778 | €22,152 | €22,152 | €22,152 | €28,247 | €104,727 | - | - |
| Amounts payable17/49 | €354,852 | €260,289 | €159,089 | €129,541 | €29,032 | €67,781 | €15,329 | €21,481 | ▲ 40.1% |
| Amounts payable within one year42/48 | €354,852 | €260,289 | €159,089 | €129,541 | €29,032 | €67,781 | €15,329 | €21,481 | ▲ 40.1% |
| Trade debts44 | €7,517 | €9,884 | €9,878 | €9,607 | €10,566 | €8,989 | €13,507 | €6,042 | ▼ 55.3% |
| Suppliers440/4 | - | - | - | €9,607 | €10,566 | €8,989 | €13,507 | €6,042 | ▼ 55.3% |
| Taxes, remuneration and social security45 | - | - | - | €60,787 | €18,465 | €58,792 | €1,821 | €15,439 | ▲ 748% |
| Taxes450/3 | - | - | - | - | €18,465 | €58,792 | €1,821 | €15,439 | ▲ 748% |
| Remuneration and social security454/9 | - | - | - | €60,787 | - | - | - | - | - |
| Other amounts payable47/48 | - | - | - | €59,147 | - | - | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€12,134 | €19,569 | €181,930 | €93,669 | €121,527 | €263,478 | €76,480 | €22,027 | ▼ 71.2% |
| + Depreciation and write-downs630 | €58,508 | €48,635 | €32,727 | €12,207 | €12,499 | €10,003 | €4,636 | €18,669 | ▲ 303% |
| Operating cash flow (approximation) | €46,373 | €68,204 | €214,657 | €105,876 | €134,026 | €273,481 | €81,117 | €40,696 | ▼ 49.8% |
| Investment in fixed assets (approximation) | - | -€1,500 | €0 | -€11,494 | -€2,902 | €0 | €0 | €0 | - |
| Change in cash | - | -€15,633 | €3,297 | -€25,007 | €30,615 | €518,161 | -€448,343 | €34,748 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 21 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-11-2025 | micro format | 13-07-2026 | 2026-00284386 |
| 30-11-2024 | abbreviated format | 30-07-2025 | 2025-00329452 |
| 30-11-2023 | abbreviated format | 26-06-2024 | 2024-00163264 |
| 30-11-2022 | abbreviated format | 30-06-2023 | 2023-00179544 |
| 30-11-2021 | abbreviated format | 04-07-2022 | 2022-20123307 |
| 30-11-2020 | abbreviated format | 28-07-2021 | 2021-40800181 |
| 30-11-2019 | abbreviated format | 31-12-2020 | 2020-77900349 |
| 30-11-2018 | abbreviated format | 09-09-2019 | 2019-63500482 |
| 30-11-2017 | abbreviated format | 25-07-2018 | 2018-37000155 |
| 30-11-2016 | abbreviated format | 30-07-2017 | 2017-37500551 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Claes Rudy |
|
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
28-05
Gazette deed
Resignation: Claes Rudy (manager)Appointment: Claes Rudy (director) · Capital conversion · Reserve release9 facts ▸
- General meeting, “besloten vennootschap, buitengewone algemene vergadering” (deed in Dutch)
- Other provision, “aanpassing statuten en behoud rechtsvorm, Eerste besluit” (deed in Dutch)
- Capital conversion, “van rechtswege, statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Reserve release, “vormen en meerderheden van statutenwijziging, opheffing” (deed in Dutch)
- Amendment of the articles
- Director resignation, Claes Rudy (manager)
- Director appointment, Claes Rudy (director (not named in the articles))
- Other provision, “kwijting ontslagnemende zaakvoerder, te beslissen” (deed in Dutch)
- Registered office clause, “Munkbosstraat 1,9890 Gavere” (deed in Dutch)
Show earlier events
About the unread acts
Of the 3 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 31 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 44016A0016/00C000 | Flanders | 2,002 m² | 1 · 232 m² | 7.9 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Het verwerven door inschrijving of aankoop, en het beheren van aandelen, obligaties, kasbons of andere roerende waarden, van welke vorm ook…” (deed in Dutch)
10 activities (deed in Dutch)
- Het verwerven door inschrijving of aankoop, en het beheren van aandelen, obligaties, kasbons of andere roerende waarden, van welke vorm ook, van Belgische of buitenlandse bestaande of nog op te richten vennootschappen.
- Het bevorderen van de oprichting van vennootschappen door inbreng, participatie of investering.
- Het toestaan van leningen en kredietopeningen aan vennootschappen of particulieren, onder om het even welke vorm, In dit kader kan zij zich ook borg stellen of haar aval verlenen, in de meest ruime zin, alle handels en finaciele operaties verrichten behalve die welke wettelijk voobehouden zijn aan depo-sitobanken, houders van deposito’s op korte termijn, spaarkassen, hypotheekmaatschappijen en kapitalisatieondernemingen.
- De organisatie van de boekhoudingdiensten en van de administratieve diensten van de ondernemingen evenals het verienen van financiële technische, commerciële, fiscale of administratieve aard. In de ruimste zin, bijstand en diensten verlenen, rechtstreeks, op het vlak van administratie en financien en algemeen bestuur.
- He verlenen van dienstprestaties van economische aard, zowel in eigen beheer als in deelname met derden, zoals het verrichten van marktonderzoeken, het opzetten, leiden en controleren van een verkoopsorganisatie, en in het algemeen alles doen met het oog op een doelmatig management
- Het optreden als tussenpersoon bij onderhandelingen door gehele of gedeeltelijke overname van aandelen. In de meest ruime betekenis, het deelnemen aan emissieverrichtingen van aandelen en vastrentende waarde door intekening, waarborg plaatsing, verhandeling of anderszien, alsmede het verwezenlijken van om het even welke verrichtingen inzake portefeuille of kapitaalbestuur.
- Het waarnemen van alle bestuursopdrachten, het uitoefenen can mandaten en functies welke rechtstreeks of onrechtsreeks met haar maatschappelijk voorwerp verband houden.
- Het onderzoeken, vervaardigen en ontwikkelen van prototypes, producten, uivindingen en know-how die nuttig zijn voor de ontwikkeling van de toekomstige activiteiten van de onderneming.
- Het ontwikkelen, kopen, verkopen, in licentie nemen of geven van octooien, know-how, merknamen, en alle aanverwante immateriele duurzame activa.
- Het beheer, de instandhouding en valorisatie van een onroerend vermogen en de huurfinanciering van onroerende goederen aan derden, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de onroerende goederen te bevorderen, zoals het onderhoud, de ontwikkeling, de verfraaiing en de verhuring van deze goederen, alsmede zich borg stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze onroerende goederen.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- DÉCLA
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, administratieve zetels,agentschappen,werkhuizen,stapelplaatsen,bijkantoren in België of buitenland bij enkel besluit…” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “TITEL IV. BESTUUR - CONTROLE Artikel 11. Bestuursorgaan De vennootschap wordt bestuurd door één of meer bestuurders, natuurlijke personen of…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, kunnen hoedanigheid statutair bestuurder hebben indien benoemd in statuten” (deed in Dutch)“Al dan niet ten kosteloze titel, vergoeding bestuurders” (deed in Dutch)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Prijs vermeld in oorspronkelijke bekendmaking of bij betwisting door deskundige bepaald, geen beroep op rechter tegen weigering” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of May
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Algemene vergadering, vereist voor statutenwijziging” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Bevoegdheden en vergoeding, om welke reden en op welk ogenblik ook” (deed in Dutch)