GEERTS
ActiveGEERTS has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €614k and a net result of €46k. Equity is shrinking by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78=
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 19.02 against 7.15 in 2024; short-term debt: 2.9% and cash: 55.5% of total assets), and 2.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.1%
Return on assets
7.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
59 d early
2023
57 d early
2022
60 d early
2021
54 d early
2020
52 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€614k▲ 8.1%
2024 · €568k
2018: €908k
2019: €946k
2020: €979k
2021: €566k
2022: €569k
2023: €563k
2024: €568k
2018 → 2025
Total assets
€632k▲ 2.5%
2024 · €617k
2018: €923k
2019: €951k
2020: €991k
2021: €609k
2022: €615k
2023: €613k
2024: €617k
2018 → 2025
Net result
€46k▲ 4.2%
2024 · €44k
2018: €41k
2019: €38k
2020: €33k
2021: €73k
2022: €35k
2023: €36k
2024: €44k
2018 → 2025
Working capital
€335k▲ 10.7%
2024 · €303k
2018: €643k
2019: €617k
2020: €666k
2021: €313k
2022: €329k
2023: €285k
2024: €303k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€566k-€569k▲ 0.5%€563k▼ 1.0%€568k▲ 0.8%€614k▲ 8.1%
Operating result€108k-€53k▼ 51.4%€50k▼ 4.4%€65k▲ 28.5%€67k▲ 4.0%
Net result€73k-€35k▼ 51.7%€36k▲ 2.8%€44k▲ 20.6%€46k▲ 4.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €632k
Fixed assets
€279k▲ 5.1%
Current assets
€354k▲ 0.5%
Equity and liabilities €632k
Equity
€614k▲ 8.1%
Debt
€19k▼ 62.2%
The debt ratio falls from 8.0% to 2.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€81k▲
2024 · €78k
Cash flow
€59k▲
2024 · €57k
Solvency
97.1%▲
2024 · 92.0%
Current ratio
19.02▲
2024 · 7.15
Quick ratio
19.02▲
2024 · 7.15
Debt / equity
0.03▼
2024 · 0.09
ROE
7.5%▼
2024 · 7.7%
ROA
7.2%▲
2024 · 7.1%
Interest coverage
1156.66▲
2024 · 1139.54
Debt
€19k▼
2024 · €49k
Debt ≤ 1 year
€19k▼
2024 · €49k
Income taxes
€22k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€617k€632k▲
Fixed assets21/28€265k€279k▲
Tangible fixed assets22/27€265k€279k▲
Land and buildings22€265k€279k▲
Current assets29/58€352k€354k▲
Cash at bank and in hand54/58€349k€351k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€617k€632k▲
Equity10/15€568k€614k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€506k€552k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€16k€15k▼
Distributable reserves133€484k€531k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€49k€19k▼
Amounts payable within one year42/48€49k€19k▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€8k€17k▲
Taxes450/3€8k€17k▲
Other amounts payable47/48€39k€2▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€14k▲
Other operating charges640/8€9k€9k▲
Gross operating margin9900€87k€90k▲
Operating profit (loss)9901€65k€67k▲
Financial income75/76B€419€596▲
Recurring financial income75€419€596▲
Financial charges65/66B€68€70▲
Recurring financial charges65€68€70▲
Profit (loss) for the period before taxes9903€65k€68k▲
Income taxes67/77€21k€22k▲
Profit (loss) for the period9904€44k€46k▲
Transfer from tax-exempt reserves789€1k€1k=
Profit (loss) for the period to be appropriated9905€45k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€45k€47k▲
Transfer from equity791/2€39k€0▼
Transfer to equity691/2€45k€47k▲
To other reserves6921€45k€47k▲
Profit to be distributed694/7€39k€0▼
Return on contributions (dividend)694€39k€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 19.02
Current ratio from 7.15 to 19.02; short-term debt falls from €49k to €19k.
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €73k ▲124%
Operating result €108k, net result €73k, both a record.
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €33k ▼13.4%
Net result drops to €33k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 127.40
Current ratio from 45.17 to 127.40; short-term debt falls from €15k to €5k.
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenstraat 1172960 BrechtGround area
1,197 m²
Building footprint
303 m²
Volume, LiDAR
2,289 m³
Parcel 11333B0367/00K000, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GEERTS
since 19892.045.316.165
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11333B0367/00K000 | Flanders | 1,196 m² | 1 · 303 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AGESIX
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LENZZENO
BE 0794.860.758
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NaRRaN Analytics
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ALPUNTO SERVICES
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 32,878 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded03-10-1989
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
64999Other financial services
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.