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DecentAPI

Active
Private limited companyfounded 2021active for 4 yearsEdouard Speeckaertlaan 122, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0776.497.074
Summary

The computed 12-month bankruptcy probability of DecentAPI is 3.6% (moderate). The 2025 annual accounts show negative equity (-€2,475) and a net result of -€742. Equity is shrinking by about 61% per year across the filed financial years. The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known1 site
Size
€451total assets 2025
Equity
-€2,475
Loss
-€742
Turnover not published (micro format)
Financial health
47 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.6%
Structure
Accounts 3 days early0 of 1 deed read
Why 47raises riskNo main activity registeredFounded in 20211 of the last 3 latelowers riskSize: total assets €451Show the evidence

Checked score

Score 2025
47 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 7% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Weak
Solvency 0=
equity -548.9% of total assets
Liquidity 14+12
short-term debt 648.9% · cash 11.0%
Profitability 0=
return on assets -164.5%
Bankruptcy probability, 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 3.0% 12-2024: 3.0%● unchanged vs 11-2024 01-2025: 3.0%● unchanged vs 12-2024lowest value 02-2025: 3.0%● unchanged vs 01-2025lowest value 03-2025: 3.1%▲ +0.1 percentage points vs 02-2025 04-2025: 3.2%▲ +0.1 percentage points vs 03-2025 05-2025: 3.2%● unchanged vs 04-2025 06-2025: 3.3%▲ +0.1 percentage points vs 05-2025 07-2025: 3.5%▲ +0.2 percentage points vs 06-2025 08-2025: 4.4%▲ +0.9 percentage points vs 07-2025 09-2025: 4.8%▲ +0.4 percentage points vs 08-2025 10-2025: 6.8%▲ +2.0 percentage points vs 09-2025 11-2025: 6.9%▲ +0.1 percentage points vs 10-2025 12-2025: 7.9%▲ +1.0 percentage point vs 11-2025 01-2026: 9.7%▲ +1.8 percentage points vs 12-2025highest value 02-2026: 8.2%▼ -1.5 percentage points vs 01-2026 03-2026: 8.7%▲ +0.5 percentage points vs 02-2026 04-2026: 8.8%▲ +0.1 percentage points vs 03-2026 05-2026: 8.9%▲ +0.1 percentage points vs 04-2026 06-2026: 8.9%● unchanged vs 05-2026 07-2026: 9.2%▲ +0.3 percentage points vs 06-2026 08-2026: 4.1%▼ -5.1 percentage points vs 07-2026 09-2026: 4.1%● unchanged vs 08-2026 10-2026: 3.6%▼ -0.5 percentage points vs 09-2026
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 5% on solvency, 10% on liquidity, 4% on profitability and 10% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €451
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · No main activity registered
KBO
raises risk · Founded in 2021
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · 1 of the last 3 late
NBB · filings
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year -€2,475
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
3 days early
2024
165 days late
2023
19 days early
2022
on the day
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 4 accounts on average 36 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
15-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Financials · financial year 2025, micro format

Equity
-€2,475▼ 42.8%
2024 · -€1,733
Total assets
€451▼ 69.8%
2024 · €1,495
Net result
-€742▲ 16.3%
2024 · -€887
Working capital
-€2,877▼ 11.1%
2024 · -€2,590
Trend over the years

2022 to 2025, 4 financial years

The operating result stays negative: a loss of €606 in 2025 against €825 in 2024; the loss shrinks.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€606 2025 Net result-€742 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result-€1,098--€633▲ 42.3%-€825▼ 30.2%-€606▲ 26.5%
Net result-€1,141--€705▲ 38.2%-€887▼ 25.8%-€742▲ 16.3%
Equity-€141--€846▼ 498%-€1,733▼ 105%-€2,475▼ 42.8%
Total assets€2,476-€1,875▼ 24.3%€1,495▼ 20.2%€451▼ 69.8%
Debt€2,617-€2,721▲ 4.0%€3,229▲ 18.7%€2,926▼ 9.4%
Working capital-€1,907--€2,158▼ 13.1%-€2,590▼ 20.0%-€2,877▼ 11.1%
Turnover and EBIT margin not published: the micro format does not require them.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€151▲
2024 · -€370
Cash flow
-€287▲
2024 · -€432
Interest coverage
-1.11▲
2024 · -5.96
Debt ≤ 1 year
€2,926▼
2024 · €3,229
Ratios withheld: a balance sheet total of €451 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,639 companies that looked in July 2024 the way this one looks now, 8.8% went bankrupt within 24 months and 84.8% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.8% went bankrupt
5.6% stopped otherwise
84.8% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 25 lines
Balance sheet Code20242025
Assets
Total assets20/58€1,495€451▼
Formation expenses20€856€401▼
Current assets29/58€639€50▼
Amounts receivable within one year40/41€612€0▼
Other amounts receivable41€612€0▼
Cash at bank and in hand54/58€27€50▲
Equity and liabilities
Total equity and liabilities10/49€1,495€451▼
Equity10/15-€1,733-€2,475▼
Contributions10/11€1,000€1,000=
Profit (loss) carried forward14-€2,733-€3,475▼
Amounts payable17/49€3,229€2,926▼
Amounts payable within one year42/48€3,229€2,926▼
Trade debts44€303€0▼
Suppliers440/4€303€0▼
Other amounts payable47/48€2,926€2,926=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€455€455=
Gross operating margin9900-€370-€151▲
Operating profit (loss)9901-€825-€606▲
Financial charges65/66B€62€136▲
Recurring financial charges65€62€136▲
Profit (loss) for the period before taxes9903-€887-€742▲
Profit (loss) for the period9904-€887-€742▲
Profit (loss) for the period to be appropriated9905-€887-€742▲
Appropriation of the result
Profit (loss) to be appropriated9906-€2,733-€3,475▼
Profit (loss) brought forward from the previous period14P-€1,846-€2,733▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€508€455€455€455=
Gross operating margin9900-€590-€179-€370-€151▲ 59.1%
Operating profit (loss)9901-€1,098-€633-€825-€606▲ 26.5%
Financial charges65/66B€43€72€62€136▲ 119%
Recurring financial charges65€43€72€62€136▲ 119%
Profit (loss) for the period before taxes9903-€1,141-€705-€887-€742▲ 16.3%
Profit (loss) for the period9904-€1,141-€705-€887-€742▲ 16.3%
Profit (loss) for the period to be appropriated9905-€1,141-€705-€887-€742▲ 16.3%
Line2022202320242025Change
Assets
Total assets20/58€2,476€1,875€1,495€451▼ 69.8%
Formation expenses20€1,766€1,311€856€401▼ 53.1%
Current assets29/58€710€564€639€50▼ 92.2%
Amounts receivable within one year40/41€710€535€612€0▼ 100%
Trade receivables40€199€0---
Other amounts receivable41€511€535€612€0▼ 100%
Cash at bank and in hand54/58€0€29€27€50▲ 85.1%
Equity and liabilities
Total equity and liabilities10/49€2,476€1,875€1,495€451▼ 69.8%
Equity10/15-€141-€846-€1,733-€2,475▼ 42.8%
Contributions10/11€1,000€1,000€1,000€1,000=
Profit (loss) carried forward14-€1,141-€1,846-€2,733-€3,475▼ 27.1%
Amounts payable17/49€2,617€2,721€3,229€2,926▼ 9.4%
Amounts payable within one year42/48€2,617€2,721€3,229€2,926▼ 9.4%
Trade debts44--€303€0▼ 100%
Suppliers440/4--€303€0▼ 100%
Other amounts payable47/48€2,617€2,721€2,926€2,926=
Line2022202320242025Change
Profit (loss) for the period9904-€1,141-€705-€887-€742▲ 16.3%
+ Depreciation and write-downs630€508€455€455€455=
Operating cash flow (approximation)-€633-€250-€432-€287▲ 33.6%
Change in cash-€29-€2€23-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference
31-12-2025 micro format 28-07-2026 2026-00339740
31-12-2024 micro format 12-01-2026 2026-00008116
31-12-2023 micro format 12-07-2024 2024-00240040
31-12-2022 micro format 31-07-2023 2023-00298271

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

DecentAPI was incorporated on 26 October 2021 as a private limited company.1 Total assets fell from €2,476 in 2022 to €1,495 in 2024.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2022 and 2024

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
28-07
NBB filing Annual accounts filed
financial year 2025 · micro format
12-01
NBB filing Annual accounts filed
financial year 2024 · micro format · 165 days late
2024
12-07
NBB filing Annual accounts filed
financial year 2023 · micro format
2023
31-07
NBB filing Annual accounts filed
financial year 2022 · micro format
NBB filing
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded26-10-2021
Financial year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0776497074
Registered 03-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 15 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2021
registered office establishment The establishment unit on the map
Ground area
211 m²
Building footprint
102 m²
Building volume
882 m³
Parcel 21673D0087/00R046, Brussels · tallest building 11.3 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
DecentAPI
Edouard Speeckaertlaan 122, 1200 Sint-Lambrechts-WoluweComputer programming
since 2021unit no. 2.324.279.059
1 parcel
Brussels 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
21673D0087/00R046 Brussels 211 m² 1 · 102 m² 11.2 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.