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DecentAPI

Active
Private limited companyfounded 20214 yrs activeEdouard Speeckaertlaan 122, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0776.497.074
Summary

The computed 12-month bankruptcy probability of DecentAPI is 4.1% (elevated). The 2025 annual accounts show negative equity (-€2,475) and a net result of -€742. Equity is shrinking by ~61% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known1 site
Size
€451total assets 2025
Equity
-€2,475
Loss
-€742
Turnover not published (abridged schema)
Financial health
46 Fair Checked score 2025
Bankruptcy chance 12 m
4.1%
Structure
Accounts 3 d early0 of 1 deed read
Why 46- Founded in 2021- No main activity registered- 1 of the last 3 late+ Size: total assets €451Show the evidence

Checked score

Score 2025
46 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 7% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 0=
equity -548.9% of total assets
Liquidity 14+12
short-term debt 648.9% · cash 11.0%
Profitability 0=
return on assets -164.5%
Bankruptcy probability, 12 months
4.1% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 3.0% 12-2024: 3.0%● 0.0% vs 11-2024 01-2025: 3.0%▼ -0.9% vs 12-2024lowest value 02-2025: 3.0%● 0.0% vs 01-2025lowest value 03-2025: 3.1%▲ +2.9% vs 02-2025 04-2025: 3.2%▲ +3.1% vs 03-2025 05-2025: 3.2%▲ +1.5% vs 04-2025 06-2025: 3.3%▲ +2.4% vs 05-2025 07-2025: 3.5%▲ +5.7% vs 06-2025 08-2025: 4.4%▲ +26.9% vs 07-2025 09-2025: 4.8%▲ +9.5% vs 08-2025 10-2025: 6.8%▲ +41.8% vs 09-2025 11-2025: 6.9%▲ +1.6% vs 10-2025 12-2025: 7.9%▲ +14.1% vs 11-2025 01-2026: 9.7%▲ +22.7% vs 12-2025highest value 02-2026: 8.2%▼ -15.6% vs 01-2026 03-2026: 8.7%▲ +5.3% vs 02-2026 04-2026: 8.8%▲ +2.2% vs 03-2026 05-2026: 8.9%▲ +1.1% vs 04-2026 06-2026: 8.9%● 0.0% vs 05-2026 07-2026: 9.2%▲ +2.8% vs 06-2026 08-2026: 4.1%▼ -55.5% vs 07-2026 09-2026: 4.1%● 0.0% vs 08-2026 10-2026: 4.1%● 0.0% vs 09-2026
  • Size: total assets €451 lowers the probability for this profile
  • Founded in 2021 raises the probability for this profile
  • No main activity registered raises the probability
  • 1 of the last 3 late raises the probability
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 5%, liquidity 10%, profitability 4%, growth against the median 10%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €451
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Founded in 2021
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · No main activity registered
In the bankruptcy model this factor raises the probability.
KBO
raises risk · 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year -€2,475
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
3 d early
2024
165 d late
2023
19 d early
2022
on the day
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 4 accounts on average 36 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€2,475 View
  • Risk: 4 loss-making years in a rowloss fiscal year 2025 -€742 View
  • Total assets 20254 fiscal years filed €451 View

By topic

Financials

Fiscal year
2025
Total assets
€451
Loss
-€742
Solvency
-548.9%
Total assets▼ 69.8%
Net result
20222025
Go to Financials

Timeline

Events
4
Since
2023
Next accounts
by 31-07-2027
  1. 28-07-2026Annual accounts filed
  2. 12-01-2026Annual accounts filed
  3. 12-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
26-10-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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