DECABOUW
ActiveSummary
DECABOUW has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €138,669 and a net result of €3,218. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 94% of 7564 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability43▼-16
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 9.9 against 7.39 in 2024; short-term debt: 10.1% and cash: 5.7% of total assets), and 10.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.9%
Return on assets
2.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
13 d late
2023
22 d late
2022
16 d late
2021
26 d late
2020
31 d late
2019
25 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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Financials · fiscal year 2025, micro schema
Equity
€138,669▲ 2.4%
2024 · €135,452
Total assets
€154,237▼ 1.5%
2024 · €156,655
Net result
€3,218▼ 76.3%
2024 · €13,583
Working capital
€138,614▲ 2.4%
2024 · €135,396
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€12,505▼ 46.5%€23,910▲ 91.2%€13,814▼ 42.2%€18,060▲ 30.7%€2,290▼ 87.3%
Net result€10,664▼ 42.7%€18,323▲ 71.8%€10,960▼ 40.2%€13,583▲ 23.9%€3,218▼ 76.3%
Equity€106,688▲ 11.1%€125,012▲ 17.2%€135,972▲ 8.8%€135,452▼ 0.4%€138,669▲ 2.4%
Total assets€148,127▲ 15.8%€150,971▲ 1.9%€166,824▲ 10.5%€156,655▼ 6.1%€154,237▼ 1.5%
Debt€41,439▲ 30.0%€25,959▼ 37.4%€30,853▲ 18.9%€21,204▼ 31.3%€15,568▼ 26.6%
Working capital€105,600▲ 11.5%€124,956▲ 18.3%€135,916▲ 8.8%€135,396▼ 0.4%€138,614▲ 2.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 87% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €154,237
Fixed assets
€56 =
Current assets
€154,181 ▼ 1.5%
Equity and liabilities €154,237
Equity
€138,669 ▲ 2.4%
Debt
€15,568 ▼ 26.6%
Debt's share of the balance-sheet total falls from 13.5% to 10.1%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
9.90▲
2024 · 7.39
Debt to equity
0.11▼
2024 · 0.16
ROE
2.3%▼
2024 · 10.0%
ROA
2.1%▼
2024 · 8.7%
Debt ≤ 1 year
€15,568▼
2024 · €21,204
Income taxes
€2,134▼
2024 · €7,476
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 16,986 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 16,986 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €0 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,033 | €1,033 | €0 | - | - | - |
| Other operating charges640/8 | €819 | €635 | €657 | €756 | €701 | ▼ 7.2% |
| Gross operating margin9900 | €14,358 | €25,578 | €14,470 | €18,816 | €2,991 | ▼ 84.1% |
| Operating profit (loss)9901 | €12,505 | €23,910 | €13,814 | €18,060 | €2,290 | ▼ 87.3% |
| Financial income75/76B | €4,083 | €3,754 | €3,178 | €3,192 | €3,164 | ▼ 0.9% |
| Recurring financial income75 | €4,083 | €3,754 | €3,178 | €3,192 | €3,164 | ▼ 0.9% |
| Financial charges65/66B | €207 | €97 | €74 | €193 | €102 | ▼ 47.3% |
| Recurring financial charges65 | €207 | €97 | €74 | €193 | €102 | ▼ 47.3% |
| Profit (loss) for the period before taxes9903 | €16,382 | €27,567 | €16,918 | €21,059 | €5,351 | ▼ 74.6% |
| Income taxes67/77 | €5,718 | €9,243 | €5,958 | €7,476 | €2,134 | ▼ 71.5% |
| Profit (loss) for the period9904 | €10,664 | €18,323 | €10,960 | €13,583 | €3,218 | ▼ 76.3% |
| Profit (loss) for the period to be appropriated9905 | €10,664 | €18,323 | €10,960 | €13,583 | €3,218 | ▼ 76.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €148,127 | €150,971 | €166,824 | €156,655 | €154,237 | ▼ 1.5% |
| Fixed assets21/28 | €1,088 | €56 | €56 | €56 | €56 | = |
| Tangible fixed assets22/27 | €1,033 | €0 | - | - | - | - |
| Furniture and vehicles24 | €1,033 | €0 | - | - | - | - |
| Financial fixed assets28 | €56 | €56 | €56 | €56 | €56 | = |
| Current assets29/58 | €147,039 | €150,915 | €166,769 | €156,600 | €154,181 | ▼ 1.5% |
| Amounts receivable after more than one year29 | €95,000 | €95,000 | €95,000 | €95,000 | €95,000 | = |
| Trade receivables290 | - | €95,000 | €95,000 | €95,000 | €95,000 | = |
| Other amounts receivable291 | €95,000 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €23,242 | €19,068 | €1,953 | €3,603 | €1,906 | ▼ 47.1% |
| Trade receivables40 | €6,887 | €16,842 | €1,603 | €2,956 | €828 | ▼ 72.0% |
| Other amounts receivable41 | €16,355 | €2,225 | €350 | €647 | €1,079 | ▲ 66.7% |
| Current investments50/53 | - | - | €28,951 | €31,998 | €31,998 | = |
| Cash at bank and in hand54/58 | €21,719 | €26,899 | €27,581 | €12,708 | €8,790 | ▼ 30.8% |
| Deferred charges and accrued income490/1 | €7,077 | €9,949 | €13,285 | €13,291 | €16,487 | ▲ 24.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €148,127 | €150,971 | €166,824 | €156,655 | €154,237 | ▼ 1.5% |
| Equity10/15 | €106,688 | €125,012 | €135,972 | €135,452 | €138,669 | ▲ 2.4% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €83,626 | €101,950 | €112,910 | €112,389 | €115,607 | ▲ 2.9% |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Distributable reserves133 | €81,767 | €100,090 | €111,050 | €110,530 | €113,748 | ▲ 2.9% |
| Profit (loss) carried forward14 | €4,470 | €4,470 | €4,470 | €4,470 | €4,470 | = |
| Amounts payable17/49 | €41,439 | €25,959 | €30,853 | €21,204 | €15,568 | ▼ 26.6% |
| Amounts payable within one year42/48 | €41,439 | €25,959 | €30,853 | €21,204 | €15,568 | ▼ 26.6% |
| Trade debts44 | €14,986 | €10,373 | €3,173 | €3,945 | €4,927 | ▲ 24.9% |
| Suppliers440/4 | €14,986 | €10,373 | €3,173 | €3,945 | €4,927 | ▲ 24.9% |
| Taxes, remuneration and social security45 | €16,452 | €15,586 | €18,856 | €14,645 | €9,665 | ▼ 34.0% |
| Taxes450/3 | €16,452 | €15,586 | €18,856 | €14,645 | €9,665 | ▼ 34.0% |
| Other amounts payable47/48 | €10,000 | €0 | €8,824 | €2,614 | €975 | ▼ 62.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10,664 | €18,323 | €10,960 | €13,583 | €3,218 | ▼ 76.3% |
| + Depreciation and write-downs630 | €1,033 | €1,033 | €0 | - | - | - |
| Operating cash flow (approximation) | €11,696 | €19,356 | €10,960 | €13,583 | €3,218 | ▼ 76.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €5,180 | €682 | -€14,872 | -€3,918 | ▲ 73.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
31-12
Financial
Weakest financial yearnet €3,218 ▼76.3%
Net result drops to €3,218, the lowest in the series.
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Equity above €100,000Eq €106,688 ▲11.1%
4 profitable years in a row build equity to €106,688.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €18,622 ▲106%
Net result €18,622, the highest in the series.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Deerlijk · 1 establishment unit since 1995
Ground area
630 m²
Building footprint
110 m²
Parcel 34009A0048/00D000, Flanders. Linked by address, not a title deed.
1 establishment unit
DECABOUW
since 19952.071.302.069
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34009A0048/00D000 | Flanders | 630 m² | 1 · 110 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOUWWERKEN L.V.B.
BE 0434.557.129
Retie · Eq €138,677
Bouwwerken Kenes
BE 0811.125.975
Kortenaken · Eq €138,634
BE BOUWONDERNEMING
BE 0837.193.142
Kalmthout · Eq €138,807
AD REM
BE 0469.051.814
Brussel · Eq €138,814
FOR BEST HOUSES
BE 0463.450.855
Elsene · Eq €138,497
Of 29,787 companies in sector 41001 we hold annual accounts for 16,042. 12,759 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded24-03-1995
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43331Floor and wall tiling
E-invoicing
Reachable via Peppol
Peppol ID
0208:0454834087
Also
9925:BE0454834087
Registered
20-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.