DEBRAE
ActiveDEBRAE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €409k and a net result of €19k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 42% of 346 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2026
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability72▲+1
Solvency81▲+2
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.47 against 0.27 in 2025; short-term debt: 40.4% and cash: 14.8% of total assets), and 44.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
55.7%
Return on assets
2.6%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 18-09-2026, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
43 d early
2025
on the day
2024
10 d early
2023
32 d early
2022
34 d early
2021
17 d early
2020
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€409k▲ 4.8%
2025 · €390k
2019: €406k
2020: €419k
2021: €426k
2022: €431k
2023: €442k
2024: €455k
2025: €390k
2019 → 2026
Total assets
€734k▲ 0.9%
2025 · €727k
2019: €829k
2020: €895k
2021: €884k
2022: €828k
2023: €824k
2024: €846k
2025: €727k
2019 → 2026
Net result
€19k▲ 20.0%
2025 · €16k
2019: €13k
2020: €12k
2021: €9k
2022: €5k
2023: €11k
2024: €13k
2025: €16k
2019 → 2026
Working capital
€-157k▲ 33.7%
2025 · €-237k
2019: €-262k
2020: €-372k
2021: €-333k
2022: €-343k
2023: €-288k
2024: €-206k
2025: €-237k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€431k-€442k▲ 2.6%€455k▲ 3.0%€390k▼ 14.3%€409k▲ 4.8%
Operating result€22k-€29k▲ 32.3%€33k▲ 11.6%€35k▲ 5.9%€43k▲ 23.1%
Net result€5k-€11k▲ 119%€13k▲ 19.5%€16k▲ 18.7%€19k▲ 20.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2026 is 23% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €734k
Fixed assets
€594k▼ 7.3%
Current assets
€139k▲ 61.1%
Equity and liabilities €734k
Equity
€409k▲ 4.8%
Debt
€325k▼ 3.7%
The debt ratio falls from 46.4% to 44.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€89k▲
2025 · €84k
Cash flow
€65k▼
2025 · €65k
Solvency
55.7%▲
2025 · 53.6%
Current ratio
0.47▲
2025 · 0.27
Quick ratio
0.47▲
2025 · 0.27
Debt / equity
0.80▼
2025 · 0.87
ROE
4.6%▲
2025 · 4.0%
ROA
2.6%▲
2025 · 2.1%
Interest coverage
6.00▼
2025 · 6.22
Debt
€325k▼
2025 · €338k
Debt ≤ 1 year
€297k▼
2025 · €324k
Income taxes
€9k▲
2025 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€727k€734k▲
Fixed assets21/28€641k€594k▼
Tangible fixed assets22/27€641k€594k▼
Land and buildings22€603k€573k▼
Plant, machinery and equipment23€11k€7k▼
Furniture and vehicles24€27k€14k▼
Current assets29/58€87k€139k▲
Amounts receivable within one year40/41€22k€29k▲
Trade receivables40€16k€28k▲
Other amounts receivable41€7k€882▼
Cash at bank and in hand54/58€63k€109k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€727k€734k▲
Equity10/15€390k€409k▲
Contributions10/11€19k€19k=
Reserves13€252k€271k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€250k€269k▲
Profit (loss) carried forward14€119k€119k=
Amounts payable17/49€338k€325k▼
Amounts payable within one year42/48€324k€297k▼
Trade debts44€290€4k▲
Suppliers440/4€290€4k▲
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Other amounts payable47/48€319k€290k▼
Accrued charges and deferred income492/3€14k€28k▲
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€47k▼
Other operating charges640/8€7k€7k▼
Gross operating margin9900€92k€96k▲
Operating profit (loss)9901€35k€43k▲
Financial income75/76B€1€68▲
Recurring financial income75€1€68▲
Financial charges65/66B€14k€15k▲
Recurring financial charges65€14k€15k▲
Profit (loss) for the period before taxes9903€21k€28k▲
Income taxes67/77€5k€9k▲
Profit (loss) for the period9904€16k€19k▲
Profit (loss) for the period to be appropriated9905€16k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€119k€138k▲
Profit (loss) brought forward from the previous period14P€104k€119k▲
Transfer from equity791/2€81k€0▼
Transfer to equity691/2-€19k
To other reserves6921-€19k
Profit to be distributed694/7€81k€0▼
Return on contributions (dividend)694€81k€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
18-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial
Highest result since 2019net €19k ▲20%
Operating result €43k, net result €19k, both a record.
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
21-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €5k ▼41.3%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
2021
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
25-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
17-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudegemstraat (SCH) 209200 DendermondeGround area
1,756 m²
Building footprint
196 m²
Volume, LiDAR
1,253 m³
Parcel 42019A1529/00E000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Oudegemstraat (SCH) 20, 9200 Dendermonde
since 20012.093.364.324
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42019A1529/00E000 | Flanders | 1,756 m² | 1 · 196 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FRANK RENGELINK
BE 0869.753.270
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DARLIV INTERNATIONAL
BE 0889.200.285
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Deshayes Invest
BE 0828.599.338
Knokke-Heist · Eq €409k
A & T LAZUR
BE 0475.339.293
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BLUE CIRCLE CONSULTING
BE 0778.473.005
Gent · Eq €409k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 36,219 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-06-2001
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
46610Wholesale trade
51880
70322
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.