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COPPENS-COMPUTERCENTER

Active
Private limited companyfounded 200125 yrs activeKoning Leopoldlaan 20/D, 9990 Maldegem, BelgiumKBO/BCE: BE 0475.096.892

COPPENS-COMPUTERCENTER has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €361k and a net result of €103k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 46% of 7930 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
61 / 100
Healthy▼ -23 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency62▲+3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity short (current ratio 0.99 against 1.03 in 2024), and 59.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 25 years 0 30 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
40.4%
Return on assets
11.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
11 d early
2023
7 d early
2022
6 d early
2021
on the day
2020
2 d early
2019
1 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€361k▲ 1.9%
2024 · €354k
2019: €298k 2020: €324k 2021: €329k 2022: €339k 2023: €338k 2024: €354k
2019 → 2025
Total assets
€892k▼ 6.1%
2024 · €950k
2019: €1.11M 2020: €1.09M 2021: €1.08M 2022: €998k 2023: €930k 2024: €950k
2019 → 2025
Net result
€103k▼ 17.1%
2024 · €124k
2019: €90k 2020: €126k 2021: €101k 2022: €88k 2023: €53k 2024: €124k
2019 → 2025
Working capital
€-2k
2024 · €10k
2019: €59k 2020: €97k 2021: €63k 2022: €49k 2023: €28k 2024: €10k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€329k-€339k▲ 3.0%€338k▼ 0.2%€354k▲ 4.7%€361k▲ 1.9%
Operating result€105k-€97k▼ 7.3%€60k▼ 37.8%€140k▲ 131%€117k▼ 15.9%
Net result€101k-€88k▼ 13.0%€53k▼ 39.5%€124k▲ 132%€103k▼ 17.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €105k€105kNet result 2021: €101k€101kOperating result 2022: €97k€97kNet result 2022: €88k€88kOperating result 2023: €60k€60kNet result 2023: €53k€53kOperating result 2024: €140k€140kNet result 2024: €124k€124kOperating result 2025: €117k€117kNet result 2025: €103k€103k20212022202320242025
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €892k
Fixed assets €538k▼ 4.5%
Current assets €354k▼ 8.5%
Equity and liabilities €892k
Equity €361k▲ 1.9%
Debt €531k▼ 10.9%
The debt ratio falls from 62.7% to 59.6%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€145k
2024 · €173k
Cash flow
€130k
2024 · €157k
Solvency
40.4%
2024 · 37.3%
Current ratio
0.99
2024 · 1.03
Quick ratio
0.79
2024 · 0.69
Debt / equity
1.47
2024 · 1.68
ROE
28.5%
2024 · 35.0%
ROA
11.5%
2024 · 13.0%
Interest coverage
15.62
2024 · 15.15
Debt
€531k
2024 · €596k
Debt ≤ 1 year
€356k
2024 · €377k
Debt > 1 year
€166k
2024 · €214k
Income taxes
€6k
2024 · €8k
Staff costs
€253k
2024 · €268k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€950k€892k
Fixed assets21/28€563k€538k
Intangible fixed assets21-€962
Tangible fixed assets22/27€563k€537k
Land and buildings22€553k€535k
Plant, machinery and equipment23€0-
Furniture and vehicles24€6k€2k
Leasing and similar rights25€4k€0
Current assets29/58€387k€354k
Stocks and contracts in progress3€129k€72k
Stocks30/36€129k€72k
Amounts receivable within one year40/41€140k€160k
Trade receivables40€51k€69k
Other amounts receivable41€89k€90k
Cash at bank and in hand54/58€119k€113k
Deferred charges and accrued income490/1-€10k
Equity and liabilities
Total equity and liabilities10/49€950k€892k
Equity10/15€354k€361k
Contributions10/11€19k€19k=
Reserves13€162k€169k
Distributable reserves133€162k€169k
Profit (loss) carried forward14€173k€173k=
Amounts payable17/49€596k€531k
Amounts payable after more than one year17€214k€166k
Financial debts170/4€214k€166k
Amounts payable within one year42/48€377k€356k
Current portion of amounts payable after more than one year42€53k€49k
Trade debts44€150k€120k
Suppliers440/4€150k€120k
Advances received on contracts in progress46€178€28
Taxes, remuneration and social security45€38k€37k
Taxes450/3€14k€9k
Remuneration and social security454/9€24k€28k
Other amounts payable47/48€135k€150k
Accrued charges and deferred income492/3€5k€10k
Income statement Code20242025
Non-recurring operating income76A-€1k
Remuneration, social security and pensions62€268k€253k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€28k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-2k€0
Other operating charges640/8€8k€8k
Non-recurring operating charges66A-€6k
Gross operating margin9900€446k€412k
Operating profit (loss)9901€140k€117k
Financial income75/76B€4k€844
Recurring financial income75€4k€844
Financial charges65/66B€11k€9k
Recurring financial charges65€11k€9k
Profit (loss) for the period before taxes9903€132k€109k
Income taxes67/77€8k€6k
Profit (loss) for the period9904€124k€103k
Profit (loss) for the period to be appropriated9905€124k€103k
Appropriation of the result
Profit (loss) to be appropriated9906€281k€275k
Profit (loss) brought forward from the previous period14P€157k€173k
Transfer to equity691/2-€7k
To other reserves6921-€7k
Profit to be distributed694/7€108k€96k
Directors or managers695€108k€96k
Social balance
Average headcount (FTE)90875.35.3=

The notes to these accounts (34 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
29-01
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
20-01
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial Weakest financial yearnet €53k ▼39.5%
Net result drops to €53k, the lowest in the series; recovery starts the following year.
25-01
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-01
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-01
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial Highest result since 2019net €126k ▲40.8%
Operating result €140k, net result €126k, both a record.
30-01
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-01
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-01
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 41 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 2001
establishment approximate The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Koning Leopoldlaan 20/D9990 Maldegem
Ground area
970 m²
Building footprint
251 m²
Volume, LiDAR
1,355 m³
Parcel 43010C0050/00S000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Coppens-Computercenter
Koning Leopoldlaan 20 D, 9990 MaldegemNACE 5153204
since 20012.093.291.078
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
43010C0050/00S000indicative Flanders 970 m² 1 · 250 m² 7.6 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 1,452 EUR awarded · 1,188 EUR paid
Year Entries awardedpaid
2025 1 1,452 EUR1,188 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
1 entry · 1,452 EUR · 1,188 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Dual-learning approval

1 ended

Similar companies · same sector, comparable size

Of 2,119 companies in sector 46500 we hold annual accounts for 1,399. 1,047 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded26-06-2001
Fiscal year end30-06
Activities, NACEBEL
46500Wholesale of information and communication equipment
46660Wholesale trade
47400Retail sale of information and communication equipment
47410Retail trade
51850
52487
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.