Financials
- Fiscal year
- 2025
- Total assets
- €628,719
- Loss
- -€16,836
- Solvency
- 21.4%
Total assets▼ 3.6%
Net result
20182025
DEAL
ActiveSummary
DEAL has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €134,583 and a net result of -€16,836. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 32% of 11293 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Overview
What they do
Retail sale of household textiles and bedding
NACE 47512Retail sale of clothing and accessories for women, men, children and babies (general range) NACE 47716NACE 52410
1 site
How big
€628,719total assets 2025
- Staff
- 3.7 FTE
- Equity
- €134,583
- Loss
- -€16,836
Turnover not published (abridged schema)
Who decides
Accounts filed 25 d late0 of 3 deeds read
Why 63- Sector Retail trade (NACE 47)- Liquidity: current ratio 1.36, cash €11,215, halved- Equity €134,583 (21.4% of total assets)+ Founded in 1984Show the evidence
Checked score
Score 2025
63
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 29% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
46-2
equity 21.4% of total assets
Liquidity
34-2
short-term debt 39.3% · cash 1.8%
Profitability
27-53
return on assets -2.7%
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
- Sector Retail trade (NACE 47) raises the probability
- Liquidity: current ratio 1.36, cash €11,215, halved raises the probability
- Equity €134,583 (21.4% of total assets) raises the probability
- Founded in 1984 lowers the probability for this profile
Credit up to €8,000 at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.26 in 2024; short-term debt: 39.3% and cash: 1.8% of total assets), and 78.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 37%, liquidity 31%, profitability 23%, growth against the median 25%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
56 d late
2023
6 d late
2022
on the day
2021
17 d early
2020
19 d early
2019
38 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · abbreviated…
- Back to profitnet €59,205
Key points
By topic
Timeline
- Events
- 16
- Since
- 2017
- Next accounts
- by 31-07-2027
- 25-08-2026Annual accounts filed
- 25-09-2025Annual accounts filed
- 31-12-2024Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of household textiles and beddingNACE 47512
- Founded
- 04-06-1984
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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