Age4 yrs
Real estate1 parcel · 970 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of DeaFisc is 0.3% (very low). The 2025 annual accounts show equity of €31k and a net result of €12k. Equity is growing by ~46.7% per year across the filed fiscal years. Its solvency ranks better than 46% of 1954 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 3 annual accounts.
Signals
2 signals · with evidenceConsistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
View the equity trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-05-2026, 77 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 15-05-2026 | 77 d early | 2026-00111679 |
| 31-12-2024 | 31-07-2025 | 26-06-2025 | 35 d early | 2025-00187077 |
| 31-12-2023 | 31-07-2024 | 22-07-2024 | 9 d early | 2024-00271538 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.3%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Young company
+Annual accounts: healthy financial profile
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€12k+90.1%
Working capital€7k-27.6%
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 15-05-2026 with the NBB · fiscal year 2025 · micro
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Net result: growth of ~23.5%/year over 3 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 69, Legal & accounting · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 47.5% | 53.8% | |
| Net result | €12k | €43k | |
| Equity | €31k | €56k | |
| Gross operating margin | €23k | €68k | |
| Total assets | €65k | €133k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P46
Weakening position over 2023-2025
· n=1954-4826
P16
Stable position over 2023-2025
· n=1954-4823
P36
Improving position over 2023-2025
· n=1955-4826
P15
Stable position over 2023-2025
· n=1953-4821
Describes the position versus peers, not a forecast.
€23k
+109.6%
23-25
€12k
+90.1%
23-25
€17k
+98.5%
23-25
€65k
+120.3%
23-25
€31k
+61.1%
23-25
€7k
-27.6%
23-25
€250
-
23-25
€5k
+126.8%
23-25
Show 10 other metrics
€34k
+229.7%
23-25
€22k
+168.2%
23-25
€12k
-
23-25
1.32
-39.8%
23-25
1.32
-39.8%
23-25
47.5%
-26.8%
23-25
1.11
+104.6%
23-25
37.9%
+18.0%
23-25
18.0%
-13.7%
23-25
31.30
-78.1%
23-25
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €23k |
| Net profit | €12k |
| Cash flow | €17k |
| Staff costs | - |
| Income taxes | €5k |
| Dividends | - |
| Total assets | €65k |
| Equity | €31k |
| Debt | €34k |
| of which ≤ 1y | €22k |
| of which > 1y | €12k |
| Working capital | €7k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 1.32 |
| Quick ratio | 1.32 |
| Working capital ratio | 10.9% |
| Solvency | 47.5% |
| Debt / equity | 1.11 |
| Long-term debt ratio | 0.40 |
| Interest coverage | 31.30 |
| Gross margin | - |
| Net margin | - |
| ROA | 18.0% |
| ROE | 37.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €65k |
| Fixed assets | 21/28 | €36k |
| Tangible fixed assets | 22/27 | €35k |
| Financial fixed assets | 28 | €400 |
| Current assets | 29/58 | €29k |
| Amounts receivable within one year | 40/41 | €14k |
| Cash & bank | 54/58 | €15k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €65k |
| Equity | 10/15 | €31k |
| Contributions / capital | 10/11 | €5k |
| Reserves | 13 | €10k |
| Accumulated profits (losses) | 14 | €16k |
| Amounts payable | 17/49 | €34k |
| Amounts payable after one year | 17 | €12k |
| Amounts payable within one year | 42/48 | €22k |
| Trade debts payable within one year | 44 | €8k |
| Income statement | ||
| Gross operating margin | 9900 | €23k |
| Operating result | 9901 | €17k |
| Financial income | 75 | €51 |
| Financial charges | 65 | €730 |
| Result before taxes | 9903 | €16k |
| Income taxes | 67/77 | €5k |
| Net result for the period | 9904 | €12k |
| Result to be appropriated | 9905 | €12k |
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2025 · computed89
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lange Schouwenstraat 233520 ZonhovenEstablishment units
1 locationDeaFisc
since 20222.333.746.853
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area970 m²
Buildings1
Building footprint221 m²
Volume (LiDAR)951 m³
Tallest building7.8 m · ±1 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71443F0170/00P000 | Flanders | 970 m² | 1 · 221 m² | 7.8 m · 1 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts Company purpose
IT-diensten, educatie, kampen, management advies, etc.
Per act of 17-04-2026
Address history · 1
14-11-2024
Registered-office move
All acts · 2
updated 4 months ago
2026
17-04-2026 Act object · Incorporation · Legal form · Seat
- Act object: OPRICHTING ( NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR) · Bel Concept
- Publication: 2026-04-17 · Bel Concept
- Filing: 2026-04-15 · Bel Concept
- Incorporation · Bel Concept
- Legal form: Vennootschap onder firma · Bel Concept
- Seat: 2400 Mol, Statieplein 3/130 · Bel Concept
- Duration: onbepaalde duur · Bel Concept
- Founder · Varszegi Dénes
- Founder · Biro Ivett Monika
- Capital contribution: paid: volledig volgestort, type: in geld, amount: 500, currency: EUR · Varszegi Dénes
- Capital contribution: paid: volledig volgestort, type: in geld, amount: 500, currency: EUR · Biro Ivett Monika
- First fiscal year: end: 2026-12-31, start: 2026-04-15 · Bel Concept
- Fiscal year: end: 31-12, start: 01-01 · Bel Concept
- Officer appointment: role: niet-statutaire zaakvoerder, start: 2026-04-15, duration: onbepaalde duur, compensation: onbezoldigd · Varszegi Dénes
- Purpose: IT-diensten, educatie, kampen, management advies, etc. · Bel Concept
- Power of attorney: bijzondere volmacht voor oprichtingsformaliteiten · BV Deafisc
- Power of attorney: bijzondere volmacht voor oprichtingsformaliteiten · Juhasz Krisztina
- Pre incorporation ratification: 2026-04-01 · Bel Concept
- Filing agent: Lasthebber · Mazur Kamila
- Annual meeting schedule: Juni · Bel Concept
Summary:
Act object · Incorporation · Legal form · Seat
2024
14-11-2024 Registered office moved from Mol to Zonhoven
- Ruiterstraat 38, 2400 Mol → Lange Schouwenstraat 23, 3520 Zonhoven
Analysis
Financial profile
5 of 5 axes measured88
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
89
Profitability
100
Solvency
78
Growth
78
Stability
94
Credit advice
verdict per customer and amountSimilar
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We hold annual accounts for 1,589 of the 12,136 companies in this sector. 1,315 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Activiteiten van (gecertificeerde) (fiscaal) accountants69201Boekhouders en boekhouders-fiscalisten69202
Primary activity highlighted.
Names & trade names
| Legal nameNL | DeaFisc |
Registered office
Lange Schouwenstraat 23
3520 Zonhoven, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.