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Complete company report
Generated 06-08-2026
Active BE 0464.514.192Public limited company

DE WITTE HOEVE

Gestelhof 9 ·2590 Berlaar, Belgium· 27 yrs active
Sector: Financial services (64210)
Conclusion Checked

DE WITTE HOEVE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €245k and a net result of €6k. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 46% of 498 sector peers (fiscal year 2025). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 8 annual accounts.
Key figures
Equity €245k
Net result €6k
Better than sector 46%
Active 27 yrs
Snowflake analysis 5 axes · computed by Checked
Health0Profitability12Solvency48Growth52Stability100
42 / 100

Fragile profile, watch health in particular.

Health 0
Profitability 12
Solvency 48
Growth 52
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1998, 27 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview10 NBB filings
Annual accounts filed on 21-05-2026 with the NBB · fiscal year 2025 · verkort
€0€5k€10k€15kOperating result 2021: €13k€13kNet result 2021: €9k€9kOperating result 2022: €14k€14kNet result 2022: €10k€10kOperating result 2023: €14k€14kNet result 2023: €9k€9kOperating result 2024: €11k€11kNet result 2024: €6k€6kOperating result 2025: €10k€10kNet result 2025: €6k€6k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~3.9%/year over 8 fiscal years, indicative, assuming unchanged policy.
€150k€200k€250k€300k2026: €259k (€239k - €279k)2027: €269k (€249k - €289k)2028: €279k (€260k - €299k)2018: €188k2019: €200k2020: €206k2021: €215k2022: €224k2023: €233k2024: €239k2025: €245k20182019202020212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 64, Financial services · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 38.4% 43.2%
better than 46% of 498 sector peers
Net result €6k €68k
better than 23% of 498 sector peers
Equity €245k €492k
better than 36% of 498 sector peers
Gross operating margin €12k €83k
better than 20% of 497 sector peers
Total assets €638k €1.58M
better than 29% of 498 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€6k
-8.4% -25% vs sector
Total assets
€638k
+2.2% +15% vs sector
Equity
€245k
+2.4% -49% vs sector
Income taxes
€2k
-11.0% -87% vs sector
Debt
€393k
+2.1% far above sector median
Debt ≤ 1y
€393k
+2.1% far above sector median
Solvency
38.4%
+0.2% -55% vs sector
ROE
2.3%
-10.6% +18% vs sector
ROA
0.9%
-10.4% -47% vs sector
Figures by fiscal year
Fiscal year2025
Revenuen/a
EBITDAn/a
Net profit€6k
Cash flown/a
Staff costs-
Income taxes€2k
Dividends-
Total assets€638k
Equity€245k
Debt€393k
of which ≤ 1y€393k
of which > 1y-
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2025
Current ration/a
Quick ration/a
Working capital ration/a
Solvency38.4%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA0.9%
ROE2.3%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€638k
Fixed assets 21/28€628k
Tangible fixed assets 22/27€628k
Current assets 29/58€10k
Cash & bank 54/58€10k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€638k
Equity 10/15€245k
Contributions / capital 10/11€130k
Reserves 13€115k
Amounts payable 17/49€393k
Amounts payable within one year 42/48€393k
Trade debts payable within one year 44€121
Income statement
Gross operating margin 9900€12k
Operating result 9901€10k
Financial charges 65€2k
Result before taxes 9903€8k
Income taxes 67/77€2k
Net result for the period 9904€6k
Result to be appropriated 9905€6k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Financial services(64210)
Legal form Public limited company(014)
Incorporation04-11-1998
StatusActive
Postal code2590
Establishment units 1 location
Witte Hoeve 8, 2590 Berlaar
Teelt van oliehoudende zaden en van peulvruchten : aardnoten, sojabonen, koolzaad, enz
since 19992.091.989.595
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12502A0146/00B000
ProtectedTownscape or village viewKasteel Gestelhof met park, toegangsdreven en Witte HoeveSource ↗
 Flanders 1,963 m² 1 · 348 m² 15.8 m · 3 fl.
12502A0098/00C000
ProtectedMonument · Townscape or village viewKasteel GestelhofSource ↗
 Flanders 981 m² 1 · 617 m² 19.6 m · 5 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
2 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
21-05-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2025
09-07-2025
State Gazette act Director changes
07-05-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
28-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
29-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
17-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
02-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
14-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
27-05-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
31-05-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
02-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
09-07-2025 3 directors appointed, 2 reappointed Director changes
  • Jan Van Geet, Gedelegeerd bestuurder
  • Ine Achten, Gedelegeerd bestuurder
  • Kristof Janssens, Gedelegeerd bestuurder
  • Hugo Van Geet, Bestuurder
  • Jan Van Geet, Bestuurder
Technical details 
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    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Kristof Janssens",
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  ],
  "notary": {
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    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
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    "filing_date": "2025-07-01",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2025-04-30",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0464.514.192",
    "name_full": "De Witte Hoeve",
    "legal_form": "NV"
  },
  "publication_proxy": {
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    "person_role_at_subject": "Bijzonder gevolmachtigde"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Diensten in verband met de landbouw; aanleg en onderhoud van tuinen en parken01410Holdings64200Activiteiten van holdings64210Ondersteunende activiteiten in verband met de teelt van gewassen01610Ondersteunende activiteiten in verband met de teelt van gewassen01610
Primary activity highlighted.
Names & trade names
Legal nameNL DE WITTE HOEVE
Registered office
Gestelhof 9
2590 Berlaar, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative