DE WALLYS
ActiveDE WALLYS has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €296k and a net result of €2k. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 63% of 10310 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▼-21
Solvency75▲+3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity tight (current ratio 1.37 against 1.48 in 2024; short-term debt: 17% and cash: 12.3% of total assets), and 50.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.8%
Return on assets
0.3%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
57 d late
2023
on the day
2022
on the day
2021
25 d late
2020
28 d late
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€296k▲ 0.6%
2024 · €294k
2019: €231k
2020: €256k
2021: €268k
2022: €273k
2023: €252k
2024: €294k
2019 → 2025
Total assets
€595k▼ 4.1%
2024 · €621k
2019: €755k
2020: €717k
2021: €740k
2022: €695k
2023: €642k
2024: €621k
2019 → 2025
Net result
€2k▼ 95.6%
2024 · €42k
2019: €4k
2020: €25k
2021: €23k
2022: €5k
2023: €-20k
2024: €42k
2019 → 2025
Working capital
€38k▼ 15.7%
2024 · €45k
2019: €-52k
2020: €-39k
2021: €-16k
2022: €-7k
2023: €-17k
2024: €45k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€268k-€273k▲ 1.8%€252k▼ 7.5%€294k▲ 16.7%€296k▲ 0.6%
Operating result€43k-€22k▼ 48.6%€-5k€62k€16k▼ 74.1%
Net result€23k-€5k▼ 78.6%€-20k€42k€2k▼ 95.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 74% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €595k
Fixed assets
€456k▼ 5.3%
Current assets
€139k▲ 0.3%
Equity and liabilities €595k
Equity
€296k▲ 0.6%
Provisions
€0▼ 100%
Debt
€299k▼ 7.9%
The debt ratio falls from 52.3% to 50.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€69k▼
2024 · €115k
Cash flow
€55k▼
2024 · €96k
Solvency
49.8%▲
2024 · 47.4%
Current ratio
1.37▼
2024 · 1.48
Quick ratio
0.91▲
2024 · 0.90
Debt / equity
1.01▼
2024 · 1.10
ROE
0.6%▼
2024 · 14.3%
ROA
0.3%▼
2024 · 6.8%
Interest coverage
4.37▼
2024 · 6.65
Debt
€299k▼
2024 · €325k
Debt ≤ 1 year
€101k▲
2024 · €94k
Debt > 1 year
€198k▼
2024 · €231k
Income taxes
€488▼
2024 · €5k
Staff costs
€141k▼
2024 · €146k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€621k€595k▼
Fixed assets21/28€482k€456k▼
Tangible fixed assets22/27€482k€456k▼
Land and buildings22€347k€336k▼
Plant, machinery and equipment23€134k€118k▼
Furniture and vehicles24€2k€2k▲
Financial fixed assets28€40€40=
Current assets29/58€139k€139k▲
Stocks and contracts in progress3€54k€46k▼
Stocks30/36€54k€46k▼
Amounts receivable within one year40/41€2k€18k▲
Trade receivables40€2k€2k▲
Other amounts receivable41€215€15k▲
Cash at bank and in hand54/58€81k€73k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€621k€595k▼
Equity10/15€294k€296k▲
Contributions10/11€31k€31k=
Reserves13€263k€265k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€5k€2k▼
Distributable reserves133€259k€264k▲
Profit (loss) carried forward14-€0
Provisions and deferred taxes16€2k€0▼
Deferred taxes168€2k€0▼
Amounts payable17/49€325k€299k▼
Amounts payable after more than one year17€231k€198k▼
Financial debts170/4€231k€198k▼
Amounts payable within one year42/48€94k€101k▲
Current portion of amounts payable after more than one year42€32k€33k▲
Trade debts44€15k€22k▲
Suppliers440/4€15k€22k▲
Taxes, remuneration and social security45€20k€18k▼
Taxes450/3€7k€4k▼
Remuneration and social security454/9€13k€14k▲
Other amounts payable47/48€27k€29k▲
Income statement
Code20242025
Remuneration, social security and pensions62€146k€141k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€53k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€263k€214k▼
Operating profit (loss)9901€62k€16k▼
Financial income75/76B€627€683▲
Recurring financial income75€627€683▲
Financial charges65/66B€17k€16k▼
Recurring financial charges65€17k€16k▼
Profit (loss) for the period before taxes9903€45k€761▼
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€5k€488▼
Profit (loss) for the period9904€42k€2k▼
Transfer from tax-exempt reserves789€3k€3k=
Profit (loss) for the period to be appropriated9905€45k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€45k€5k▼
Transfer from equity791/2€0-
Transfer to equity691/2€45k€5k▼
To other reserves6921€45k€5k▼
Social balance
Average headcount (FTE)90873.83.2▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 2 days late
2025
29-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 57 days late
2024
30-06
Financial
Back to profitnet €42k
Net result €42k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Weakest financial yearnet €-20k ▼513%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
25-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 25 days late
2021
28-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 28 days late
2020
24-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
07-05-2024
WALLAYS An: Resigned as Director
07-05-2024
WALLAYS Kris: Resigned as Director
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Verheyenplein(VER) 189130 Beveren-Kruibeke-ZwijndrechtGround area
791 m²
Building footprint
302 m²
Volume, LiDAR
1,922 m³
Parcel 46027C0642/00D000, Flanders · tallest building 14.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
De Wallys
since 19892.045.861.741
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46027C0642/00D000 | Flanders | 791 m² | 1 · 302 m² | 14.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeveren-Kruibeke-Zwijndrecht2.045.861.741
Similar companies · same sector, comparable size
ACLP
BE 0701.758.376
Sint-Gillis (bij-Brussel) · Eq €296k
DIBA Retail
BE 0786.636.643
Antwerpen · Eq €296k
AS & CO BUSINESS
BE 0712.508.748
Beersel · Eq €296k
Deliepro
BE 0727.447.936
Poperinge · Eq €297k
EMPALU
BE 0723.792.224
Lievegem · Eq €296k
Of 10,527 companies in sector 47110 we hold annual accounts for 5,862. 3,808 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-09-1989
Fiscal year end30-06
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
52114
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.