RESCO
ActiveRESCO has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €384k and a net result of €-33k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 67% of 10190 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency89▼-10
Growth32=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 2.06 in 2024), and 45.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€33k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
15 d early
2023
27 d early
2022
121 d late
2021
1 d late
2020
30 d late
2019
20 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
11-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-33k▼ 34.1%
2024 · €-25k
2018: €13k
2019: €3k
2020: €18k
2021: €18k
2022: €-22k
2023: €-24k
2024: €-25k
2018 → 2025
Working capital
€195k▼ 15.4%
2024 · €231k
2018: €318k
2019: €321k
2020: €338k
2021: €352k
2022: €316k
2023: €259k
2024: €231k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€489k-€467k▼ 4.6%€443k▼ 5.2%€418k▼ 5.6%€384k▼ 8.0%
Operating result€29k-€-14k€-19k▼ 33.5%€-14k▲ 23.1%€-21k▼ 46.8%
Net result€18k-€-22k€-24k▼ 7.8%€-25k▼ 3.4%€-33k▼ 34.1%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €21k in 2025 against €14k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €701k
Fixed assets
€201k▼ 6.0%
Current assets
€500k▲ 11.5%
Equity and liabilities €701k
Equity
€384k▼ 8.0%
Debt
€317k▲ 29.4%
The debt ratio rises from 37.0% to 45.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-2k▼
2024 · €6k
Cash flow
€-14k▼
2024 · €-4k
Solvency
54.8%▼
2024 · 63.0%
Current ratio
1.64▼
2024 · 2.06
Quick ratio
0.88▼
2024 · 1.01
Debt / equity
0.82▲
2024 · 0.59
ROE
-8.7%▼
2024 · -6.0%
ROA
-4.8%▼
2024 · -3.8%
Interest coverage
-0.14▼
2024 · 0.50
Debt
€317k▲
2024 · €245k
Debt ≤ 1 year
€305k▲
2024 · €218k
Debt > 1 year
€12k▼
2024 · €27k
Staff costs
€165k▲
2024 · €136k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€663k€701k▲
Fixed assets21/28€214k€201k▼
Tangible fixed assets22/27€213k€201k▼
Land and buildings22€89k€89k=
Plant, machinery and equipment23€120k€108k▼
Other tangible fixed assets26€4k€4k=
Financial fixed assets28€885€0▼
Current assets29/58€449k€500k▲
Amounts receivable after more than one year29€50k€27k▼
Other amounts receivable291€50k€27k▼
Stocks and contracts in progress3€229k€231k▲
Stocks30/36€229k€231k▲
Amounts receivable within one year40/41€45k€19k▼
Trade receivables40€19k€6k▼
Other amounts receivable41€26k€13k▼
Cash at bank and in hand54/58€106k€221k▲
Deferred charges and accrued income490/1€19k€1k▼
Equity and liabilities
Total equity and liabilities10/49€663k€701k▲
Equity10/15€418k€384k▼
Contributions10/11€300k€300k=
Reserves13€30k€30k=
Distributable reserves133€30k€30k=
Profit (loss) carried forward14€88k€54k▼
Amounts payable17/49€245k€317k▲
Amounts payable after more than one year17€27k€12k▼
Financial debts170/4€26k€11k▼
Other amounts payable178/9€900€900=
Amounts payable within one year42/48€218k€305k▲
Current portion of amounts payable after more than one year42€20k€15k▼
Trade debts44€182k€269k▲
Suppliers440/4€182k€269k▲
Taxes, remuneration and social security45€16k€21k▲
Taxes450/3€602€0▼
Remuneration and social security454/9€15k€21k▲
Other amounts payable47/48-€176
Accrued charges and deferred income492/3€0€144▲
Income statement
Code20242025
Non-recurring operating income76A€476€288▼
Remuneration, social security and pensions62€136k€165k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€19k▼
Other operating charges640/8€18k€19k▲
Non-recurring operating charges66A€0€885▲
Gross operating margin9900€161k€183k▲
Operating profit (loss)9901€-14k€-21k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€13k€14k▲
Recurring financial charges65€13k€14k▲
Profit (loss) for the period before taxes9903€-25k€-33k▼
Profit (loss) for the period9904€-25k€-33k▼
Profit (loss) for the period to be appropriated9905€-25k€-33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€88k€54k▼
Profit (loss) brought forward from the previous period14P€113k€88k▼
Social balance
Average headcount (FTE)90873.03.5▲
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 7 days late
2025
31-12
Financial
Weakest financial yearnet €-33k
Net result drops to €-33k, the lowest in the series.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
29-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 121 days late
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 1 day late
2021
31-12
Financial
Highest result since 2018net €18k ▲4.4%
Net result €18k, the highest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 20 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 23 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
under verification, last change in 2022
This board is reconstructed from a single act (22376419). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Doris Katharina Bernadette Schaus
CurrentNicht statutarischer verwalter · since 28-11-2022
Karin Jacqueline Schaus
CurrentNicht statutarischer verwalter · since 28-11-2022
Ralph Ewald Schaus
CurrentNicht statutarischer verwalter · since 28-11-2022
28-11-2022
Doris Katharina Bernadette Schaus: Appointed as Nicht statutarischer verwalter
28-11-2022
Karin Jacqueline Schaus: Appointed as Nicht statutarischer verwalter
28-11-2022
Ralph Ewald Schaus: Resigned as Statutarischer geschäftsführer
28-11-2022
Ralph Ewald Schaus: Appointed as Nicht statutarischer verwalter
28-11-2022
Stephan Günther Schaus: Resigned as Statutarischer geschäftsführer
Not every act has been read: a resignation may be missing here
1 of this company's 1 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Sankt Vith · 1 establishment unit since 1983
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klosterstrasse 364780 Sankt Vith1 establishment unit
RESCO
since 19832.110.332.493
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Of 10,412 companies in sector 47110 we hold annual accounts for 5,787. 3,449 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-1983
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
52114
68203Renting and operating of own or leased non-residential real estate, excluding land
70203
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filings
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.