De Visserij
ActiveSummary
The computed 12-month bankruptcy probability of De Visserij is 1.8% (moderate). The 2025 annual accounts show equity of €514k and a net result of €502k. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+60
Solvency66▲+41
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.36 against 1.06 in 2024; short-term debt: 42.4% and cash: 13.7% of total assets), but 58.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.5%
Return on assets
40.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
30 d late
2022
30 d late
2021
30 d late
2020
31 d late
2019
63 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€514k▲ 4,390%
2024 · €11k
2019: €21k
2020: €5k▼ -76.5% vs 2019
2021: €-2k▼ -130% vs 2020
2022: €-18k▼ -1068% vs 2021
2023: €-20k▼ -11.6% vs 2022lowest in 7 years
2024: €11k▲ +158% vs 2023
2025: €514k▲ +4390% vs 2024highest in 7 years
2019 → 2025
Total assets
€1.24M▼ 67.3%
2024 · €3.78M
2019: €2.55M
2020: €2.54M▼ -0.4% vs 2019
2021: €2.81M▲ +10.8% vs 2020
2022: €3.08M▲ +9.7% vs 2021
2023: €3.29M▲ +6.8% vs 2022
2024: €3.78M▲ +14.8% vs 2023highest in 7 years
2025: €1.24M▼ -67.3% vs 2024lowest in 7 years
2019 → 2025
Net result
€502k▲ 1,520%
2024 · €31k
2019: €3k
2020: €-16k▼ -706% vs 2019lowest in 7 years
2021: €-7k▲ +60.1% vs 2020
2022: €-16k▼ -146% vs 2021
2023: €-2k▲ +87.3% vs 2022
2024: €31k▲ +1624% vs 2023
2025: €502k▲ +1520% vs 2024highest in 7 years
2019 → 2025
Working capital
€714k▲ 237%
2024 · €211k
2019: €221k
2020: €205k▼ -7.4% vs 2019
2021: €199k▼ -2.9% vs 2020
2022: €182k▼ -8.4% vs 2021
2023: €180k▼ -1.1% vs 2022lowest in 7 years
2024: €211k▲ +17.2% vs 2023
2025: €714k▲ +237% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-2k-€-18k▼ 1,068%€-20k▼ 11.6%€11k€514k▲ 4,390%
2021: €-2k
2022: €-18k▼ -1068% vs 2021
2023: €-20k▼ -11.6% vs 2022lowest in 5 years
2024: €11k▲ +158% vs 2023
2025: €514k▲ +4390% vs 2024highest in 5 years
Operating result€-5k-€-11k▼ 94.8%€-1k▲ 85.9%€32k€756k▲ 2,293%
2021: €-5k
2022: €-11k▼ -94.8% vs 2021lowest in 5 years
2023: €-1k▲ +85.9% vs 2022
2024: €32k▲ +2221% vs 2023
2025: €756k▲ +2293% vs 2024highest in 5 years
Net result€-7k-€-16k▼ 146%€-2k▲ 87.3%€31k€502k▲ 1,520%
2021: €-7k
2022: €-16k▼ -146% vs 2021lowest in 5 years
2023: €-2k▲ +87.3% vs 2022
2024: €31k▲ +1624% vs 2023
2025: €502k▲ +1520% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 2,293% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €1.24M
Equity
€514k ▲ 4,390%
Debt
€724k ▼ 80.8%
Debt's share of the balance-sheet total falls from 99.7% to 58.5%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
2.36▲
2024 · 1.06
Debt to equity
1.41
ROE
97.8%▼
2024 · 271.0%
ROA
40.6%▲
2024 · 0.8%
Debt ≤ 1 year
€524k▼
2024 · €3.57M
Debt > 1 year
€200k=
2024 · €200k
Income taxes
€253k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.78M€1.24M▼
Current assets29/58€3.78M€1.24M▼
Stocks and contracts in progress3€2.68M-
Stocks30/36€2.68M-
Amounts receivable within one year40/41€648k€1.07M▲
Other amounts receivable41€648k€1.07M▲
Cash at bank and in hand54/58€456k€170k▼
Equity and liabilities
Total equity and liabilities10/49€3.78M€1.24M▼
Equity10/15€11k€514k▲
Contributions10/11€19k€19k=
Reserves13€3k€495k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€826€493k▲
Profit (loss) carried forward14€-10k-
Amounts payable17/49€3.77M€724k▼
Amounts payable after more than one year17€200k€200k=
Financial debts170/4€200k€200k=
Amounts payable within one year42/48€3.57M€524k▼
Trade debts44€968€1k▲
Suppliers440/4€968€1k▲
Advances received on contracts in progress46€3.30M-
Taxes, remuneration and social security45-€253k
Taxes450/3-€253k
Other amounts payable47/48€270k€270k=
Income statement
Code20242025
Non-recurring operating income76A€4k-
Other operating charges640/8€1k€1k▲
Gross operating margin9900€33k€757k▲
Operating profit (loss)9901€32k€756k▲
Financial charges65/66B€585€580▼
Recurring financial charges65€585€580▼
Profit (loss) for the period before taxes9903€31k€755k▲
Income taxes67/77-€253k
Profit (loss) for the period9904€31k€502k▲
Profit (loss) for the period to be appropriated9905€31k€502k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€492k▲
Profit (loss) brought forward from the previous period14P€-41k€-10k▲
Transfer to equity691/2-€492k
To other reserves6921-€492k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €91 | - | €4k | - | - |
| Other operating charges640/8 | €4k | €990 | €1k | €1k | €1k | ▲ 3.1% |
| Non-recurring operating charges66A | - | €900 | - | - | - | - |
| Gross operating margin9900 | €-977 | €-9k | €-397 | €33k | €757k | ▲ 2,215% |
| Operating profit (loss)9901 | €-5k | €-11k | €-1k | €32k | €756k | ▲ 2,293% |
| Financial income75/76B | €0 | - | - | - | - | - |
| Recurring financial income75 | €0 | - | - | - | - | - |
| Financial charges65/66B | €1k | €5k | €546 | €585 | €580 | ▼ 1.0% |
| Recurring financial charges65 | €1k | €5k | €546 | €585 | €580 | ▼ 1.0% |
| Profit (loss) for the period before taxes9903 | €-7k | €-16k | €-2k | €31k | €755k | ▲ 2,336% |
| Income taxes67/77 | €0 | - | - | - | €253k | - |
| Profit (loss) for the period9904 | €-7k | €-16k | €-2k | €31k | €502k | ▲ 1,520% |
| Profit (loss) for the period to be appropriated9905 | €-7k | €-16k | €-2k | €31k | €502k | ▲ 1,520% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.81M | €3.08M | €3.29M | €3.78M | €1.24M | ▼ 67.3% |
| Current assets29/58 | €2.81M | €3.08M | €3.29M | €3.78M | €1.24M | ▼ 67.3% |
| Stocks and contracts in progress3 | €2.63M | €2.66M | €2.68M | €2.68M | - | - |
| Stocks30/36 | €2.63M | €2.66M | €2.68M | €2.68M | - | - |
| Amounts receivable within one year40/41 | - | €30k | €405k | €648k | €1.07M | ▲ 64.9% |
| Other amounts receivable41 | - | €30k | €405k | €648k | €1.07M | ▲ 64.9% |
| Cash at bank and in hand54/58 | €184k | €394k | €211k | €456k | €170k | ▼ 62.7% |
| Deferred charges and accrued income490/1 | €2k | - | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.81M | €3.08M | €3.29M | €3.78M | €1.24M | ▼ 67.3% |
| Equity10/15 | €-2k | €-18k | €-20k | €11k | €514k | ▲ 4,390% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €3k | €3k | €3k | €3k | €495k | ▲ 18,323% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €826 | €826 | €826 | €826 | €493k | ▲ 59,568% |
| Profit (loss) carried forward14 | €-23k | €-39k | €-41k | €-10k | - | - |
| Amounts payable17/49 | €2.81M | €3.10M | €3.31M | €3.77M | €724k | ▼ 80.8% |
| Amounts payable after more than one year17 | €200k | €200k | €200k | €200k | €200k | = |
| Financial debts170/4 | €200k | €200k | €200k | €200k | €200k | = |
| Amounts payable within one year42/48 | €2.61M | €2.90M | €3.11M | €3.57M | €524k | ▼ 85.3% |
| Financial debts43 | €2.20M | €708k | - | - | - | - |
| Credit institutions430/8 | €2.20M | €708k | - | - | - | - |
| Trade debts44 | €4k | €4k | €5k | €968 | €1k | ▲ 18.1% |
| Suppliers440/4 | €4k | €4k | €5k | €968 | €1k | ▲ 18.1% |
| Advances received on contracts in progress46 | €140k | €1.92M | €2.84M | €3.30M | - | - |
| Taxes, remuneration and social security45 | - | - | - | - | €253k | - |
| Taxes450/3 | - | - | - | - | €253k | - |
| Other amounts payable47/48 | €270k | €270k | €270k | €270k | €270k | = |
| Accrued charges and deferred income492/3 | €625 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-7k | €-16k | €-2k | €31k | €502k | ▲ 1,520% |
| Operating cash flow (approximation) | €-7k | €-16k | €-2k | €31k | €502k | ▲ 1,520% |
| Change in cash | - | €211k | €-184k | €245k | €-286k | ▼ 217% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial
Highest result since 2019net €502k ▲1,520%
Operating result €756k, net result €502k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.36
Current ratio from 1.06 to 2.36; short-term debt falls from €3.57M to €524k.
31-12
Financial
Equity above €500kEq €514k ▲4,390%
2 profitable years in a row build equity to €514k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Back to profitnet €31k
Net result €31k after 4 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
02-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 63 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2018
Ground area
8,516 m²
Building footprint
5,977 m²
Volume, LiDAR
71,681 m³
2 parcels, Flanders · tallest building 24.7 m, ±5 floors. Linked by address, not a title deed.
24
companies at this address
See who is registered here
1 establishment unit
De Visserij
since 20182.280.996.372
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D3609/00W000 | Flanders | 6,639 m² | 1 · 4,129 m² | 16.3 m · 5 fl. |
| 44804D1769/00C000 | Flanders | 1,876 m² | 1 · 1,848 m² | 24.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded11-10-2018
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.