De Vélodrome
ActiveDe Vélodrome has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €147k and a net result of €41k. Equity is growing by ~20.1% per year across the filed fiscal years. Its solvency ranks better than 67% of 18173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+4
Solvency79▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 4.44 against 2.68 in 2024; short-term debt: 15.9% and cash: 8.2% of total assets), and 46.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.9%
Return on assets
15.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
29 d early
2023
54 d late
2022
84 d early
2021
33 d early
2020
60 d late
2019
39 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€147k▲ 20.6%
2024 · €122k
2018: €42k
2019: €43k
2020: €57k
2021: €49k
2022: €54k
2023: €103k
2024: €122k
2018 → 2025
Total assets
€273k▼ 6.4%
2024 · €292k
2018: €279k
2019: €275k
2020: €275k
2021: €281k
2022: €281k
2023: €293k
2024: €292k
2018 → 2025
Net result
€41k▲ 15.4%
2024 · €36k
2018: €224
2019: €5k
2020: €14k
2021: €17k
2022: €12k
2023: €38k
2024: €36k
2018 → 2025
Working capital
€149k▲ 23.8%
2024 · €121k
2018: €58k
2019: €66k
2020: €72k
2021: €53k
2022: €56k
2023: €101k
2024: €121k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€49k-€54k▲ 11.5%€103k▲ 89.5%€122k▲ 18.8%€147k▲ 20.6%
Operating result€26k-€20k▼ 21.6%€53k▲ 163%€52k▼ 2.9%€58k▲ 12.4%
Net result€17k-€12k▼ 30.7%€38k▲ 225%€36k▼ 5.3%€41k▲ 15.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 12% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €273k
Fixed assets
€80k▼ 19.2%
Current assets
€193k▲ 0.2%
Equity and liabilities €273k
Equity
€147k▲ 20.6%
Debt
€126k▼ 25.8%
The debt ratio falls from 58.2% to 46.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€77k▲
2024 · €71k
Cash flow
€60k▲
2024 · €55k
Solvency
53.9%▲
2024 · 41.8%
Current ratio
4.44▲
2024 · 2.68
Quick ratio
1.05▲
2024 · 0.93
Debt / equity
0.86▼
2024 · 1.39
ROE
28.0%▼
2024 · 29.3%
ROA
15.1%▲
2024 · 12.2%
Interest coverage
16.28▲
2024 · 13.74
Debt
€126k▼
2024 · €170k
Debt ≤ 1 year
€43k▼
2024 · €72k
Debt > 1 year
€83k▼
2024 · €98k
Income taxes
€18k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€292k€273k▼
Fixed assets21/28€99k€80k▼
Tangible fixed assets22/27€99k€80k▼
Land and buildings22€68k€57k▼
Plant, machinery and equipment23€374€0▼
Furniture and vehicles24€2k€887▼
Other tangible fixed assets26€29k€23k▼
Current assets29/58€193k€193k▲
Stocks and contracts in progress3€125k€147k▲
Stocks30/36€125k€147k▲
Amounts receivable within one year40/41€38k€20k▼
Trade receivables40€24k€11k▼
Other amounts receivable41€13k€9k▼
Cash at bank and in hand54/58€27k€22k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€292k€273k▼
Equity10/15€122k€147k▲
Contributions10/11€20k€20k=
Reserves13€87k€114k▲
Distributable reserves133€87k€114k▲
Profit (loss) carried forward14€6k€6k=
Investment grants15€9k€7k▼
Amounts payable17/49€170k€126k▼
Amounts payable after more than one year17€98k€83k▼
Financial debts170/4€98k€83k▼
Amounts payable within one year42/48€72k€43k▼
Current portion of amounts payable after more than one year42€16k€17k▲
Trade debts44€15k€9k▼
Suppliers440/4€15k€9k▼
Advances received on contracts in progress46€0€66▲
Taxes, remuneration and social security45€26k€4k▼
Taxes450/3€24k€4k▼
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€15k€14k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€19k▼
Other operating charges640/8€4k€4k▼
Gross operating margin9900€75k€81k▲
Operating profit (loss)9901€52k€58k▲
Financial income75/76B€5k€5k▲
Recurring financial income75€5k€5k▲
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€51k€59k▲
Income taxes67/77€16k€18k▲
Profit (loss) for the period9904€36k€41k▲
Profit (loss) for the period to be appropriated9905€36k€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€47k▲
Profit (loss) brought forward from the previous period14P€6k€6k=
Transfer from equity791/2€15k€14k▼
Transfer to equity691/2€36k€41k▲
To other reserves6921€36k€41k▲
Profit to be distributed694/7€15k€14k▼
Return on contributions (dividend)694€15k€14k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €41k ▲15.4%
Operating result €58k, net result €41k, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 54 days late
2023
31-12
Financial
Equity above €100kEq €103k ▲89.5%
6 profitable years in a row build equity to €103k.
08-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 60 days late
2020
08-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 39 days late
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dageraadplaats 342018 AntwerpenGround area
115 m²
Building footprint
96 m²
Volume, LiDAR
1,154 m³
Parcel 11806F1275/00F006, Flanders · tallest building 15.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
De Vélodrome
since 20082.172.164.253
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1275/00F006 | Flanders | 115 m² | 1 · 96 m² | 15.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GREEN WHEELS
BE 0507.845.577
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BE 0719.518.284
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MULLER CYCLES
BE 0759.770.811
Aubange · Eq €149k
Velodi
BE 0455.392.927
Mortsel · Eq €150k
DE CAUSMAECKER - DE VOS
BE 0478.490.409
Assenede · Eq €145k
Of 1,467 companies in sector 47632 we hold annual accounts for 733. 647 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-07-2008
Fiscal year end31-12
Activities, NACEBEL
47632Retail sale of bicycles
47785Retail trade
46495Wholesale trade
68201Renting and operating of own or leased residential real estate, excluding social housing
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.