PLUM OOSTENDE

Active

Private limited companyfounded 2007active for 19 yearsSchippersstraat 40, 8400 Oostende, BelgiumKBO/BCE: BE 0890.862.450

Summary

PLUM OOSTENDE has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €266,299 and a net result of €28,660. Equity is growing by about 22% per year across the filed financial years. Its solvency ranks better than 89% of 22,554 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisFollow Report Compare

PLUM OOSTENDEActiveChecked score 86/100

Risk analysis Report Compare

Activity

Retail sale of bicycles

NACE 47632

1 site

Size

€324,279total assets 2025

Staff: 0.4 FTE
Equity: €266,299
Profit: €28,660

Turnover not published (abbreviated or micro format)

Financial health

86 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.4%

Structure

Gianni PAELINCKDirector

2025 accounts 37 days early1 of 3 deeds summarised

Why 86raises riskLiquidity: current ratio 5.56, cash €774Size: total assets €324,279Sector: Retail trade (NACE 47)lowers riskFounded in 2007Show the evidence

Checked score

Score 2025

86 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 63% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 82.1% of total assets

Liquidity 45+1

short-term debt 17.8% · cash 0.2%

Profitability 70-17

return on assets 8.8%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,231 companies, NACE 47, micro)

Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 0.3%▼ -0.3 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025lowest value 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.4%▲ +0.1 percentage points vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026

Credit of up to €22,000 on 30-day terms is acceptable

Liquidity ample (current ratio 5.56, compared with 4.78 in 2024, above the usual 1.5; short-term debt: 17.8% and cash: 0.2% of total assets), and 17.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 44% on liquidity, 51% on profitability and 64% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 5.56, cash €774

NBB · annual accounts

Founded in 2007

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Size: total assets €324,279

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Sector: Retail trade (NACE 47)

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

37 days early

2024

7 days early

2023

19 days late

2022

6 days early

2021

19 days early

2020

20 days late

2019

70 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

24-06-2026 Annual accounts filedfinancial year 2025 · micro…
24-07-2025 Annual accounts filedfinancial year 2024 · abbreviated…
31-12-2024 Back to profitnet €44,180

Key points

Positive: Among the best 11% on equitysector median €41,274 · 22,595 companies €266,299 View
One director decidessole director in office 1 View
Total assets 20256 financial years filed €324,279 View

By topic

Financials

Financial year: 2025
Total assets: €324,279
Profit: €28,660
Solvency: 82.1%

Total assets▲ 7.0%

Net result

20182025

Go to Financials

Board & ownership

Board: 1 member

Gianni PAELINCKDirector

Go to Board & ownership

Timeline

Events: 25
Since: 2009
Next accounts: by 31-07-2027

31-12-2024Equity above €200,000
15-10-2024Appointment: Gianni PAELINCK (director)
19-08-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Retail sale of bicyclesNACE 47632
Founded: 12-07-2007
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about PLUM OOSTENDE

What is the company number of PLUM OOSTENDE?: 0890.862.450. In Belgium the VAT number is the company number with BE in front: BE 0890.862.450.
Where is PLUM OOSTENDE based?: The registered office is at Schippersstraat 40, 8400 Oostende.Company details
What does PLUM OOSTENDE do?: According to the KBO register, the main activity is retail sale of bicycles (NACE 47632).
What is the legal form of PLUM OOSTENDE?: Private limited company (BV).
When was PLUM OOSTENDE founded?: On 12-07-2007.
Is PLUM OOSTENDE still active?: Yes, PLUM OOSTENDE is an active enterprise in the KBO register.
How many employees does PLUM OOSTENDE have?: On average 0.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of PLUM OOSTENDE?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is PLUM OOSTENDE profitable?: In financial year 2025, PLUM OOSTENDE made a profit of €28,660.
Where can I find the annual accounts of PLUM OOSTENDE?: PLUM OOSTENDE filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PLUM OOSTENDE due?: By 31-07-2027, for financial year 2026.Timeline