DE TRÉ JOERI
ActiveThe computed 12-month bankruptcy probability of DE TRÉ JOERI is 2.4% (moderate). The 2024 annual accounts show equity of €9k and a net result of €606. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 47% of 9981 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▼-2
Solvency64▲+14
Growth52=
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.39 against 1.17 in 2023; short-term debt: 38.4% and cash: 15.4% of total assets), and 60.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
39.1%
Return on assets
2.8%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
19 d late
2022
38 d early
2021
23 d early
2020
36 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€9k▲ 7.6%
2023 · €8k
2020: €6k
2021: €6k
2022: €7k
2023: €8k
2020 → 2024
Total assets
€22k▼ 31.5%
2023 · €32k
2020: €12k
2021: €41k
2022: €33k
2023: €32k
2020 → 2024
Net result
€606▼ 51.1%
2023 · €1k
2020: €4k
2021: €230
2022: €336
2023: €1k
2020 → 2024
Working capital
€3k▲ 54.3%
2023 · €2k
2020: €-3k
2021: €514
2022: €2k
2023: €2k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€6k-€6k▲ 3.7%€7k▲ 5.3%€8k▲ 18.5%€9k▲ 7.6%
Operating result€5k-€650▼ 87.2%€1k▲ 62.2%€2k▲ 104%€1k▼ 38.9%
Net result€4k-€230▼ 93.7%€336▲ 46.3%€1k▲ 269%€606▼ 51.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 39% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €22k
Fixed assets
€10k▼ 40.8%
Current assets
€12k▼ 20.7%
Equity and liabilities €22k
Equity
€9k▲ 7.6%
Debt
€13k▼ 44.5%
The debt ratio falls from 75.1% to 60.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€8k▼
2023 · €9k
Cash flow
€8k▼
2023 · €8k
Solvency
39.1%▲
2023 · 24.9%
Current ratio
1.39▲
2023 · 1.17
Quick ratio
1.39▲
2023 · 1.17
Debt / equity
1.56▼
2023 · 3.02
ROE
7.1%▼
2023 · 15.6%
ROA
2.8%▼
2023 · 3.9%
Interest coverage
24.44▼
2023 · 26.96
Debt
€13k▼
2023 · €24k
Debt ≤ 1 year
€8k▼
2023 · €13k
Debt > 1 year
€5k▼
2023 · €11k
Income taxes
€367▼
2023 · €567
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€32k€22k▼
Fixed assets21/28€17k€10k▼
Tangible fixed assets22/27€17k€10k▼
Plant, machinery and equipment23€940-
Furniture and vehicles24€16k€10k▼
Current assets29/58€15k€12k▼
Amounts receivable within one year40/41€13k€8k▼
Trade receivables40€3k€310▼
Other amounts receivable41€10k€8k▼
Cash at bank and in hand54/58€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€32k€22k▼
Equity10/15€8k€9k▲
Contributions10/11€3k€3k=
Reserves13€5k€6k▲
Distributable reserves133€5k€6k▲
Amounts payable17/49€24k€13k▼
Amounts payable after more than one year17€11k€5k▼
Financial debts170/4€11k€5k▼
Amounts payable within one year42/48€13k€8k▼
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€510€341▼
Taxes450/3€510€341▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€2k€840▼
Gross operating margin9900€11k€9k▼
Operating profit (loss)9901€2k€1k▼
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€346€341▼
Recurring financial charges65€346€341▼
Profit (loss) for the period before taxes9903€2k€973▼
Income taxes67/77€567€367▼
Profit (loss) for the period9904€1k€606▼
Profit (loss) for the period to be appropriated9905€1k€606▼
Appropriation of the result
Profit (loss) to be appropriated9906€1k€606▼
Transfer to equity691/2€1k€606▼
To other reserves6921€1k€606▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €230 ▼93.7%
Net result drops to €230, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 1.05
Current ratio from 0.44 to 1.05.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heirebaan(Den) 4059400 NinoveGround area
642 m²
Building footprint
158 m²
Volume, LiDAR
12 m³
Parcel 41012A1535/00A000, Flanders · tallest building 4.2 m. Linked by address, not a title deed.
1 establishment unit
DE TRÉ JOERI
since 20192.297.323.749
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41012A1535/00A000 | Flanders | 642 m² | 1 · 158 m² | 4.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DC HABITAT
BE 0792.757.145
Kraainem · Eq €9k
JBA-Algemene bouwwerken
BE 0798.977.023
Beringen · Eq €9k
SCE Engineering
BE 1014.161.823
Charleroi · Eq €9k
JOIN CONSTRUCT
BE 0770.246.118
Ternat · Eq €9k
ALL-PLANT
BE 0460.828.489
Oudenaarde · Eq €9k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 8,644 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-12-2019
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43310Plastering work
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.