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DE TAALTRAINER

Active
Private limited companyfounded 20179 yrs activeSint-Elooistraat 15, 9080 Lochristi, BelgiumKBO/BCE: BE 0670.924.452
Summary

DE TAALTRAINER has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,445 and a net result of €3,445. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 36% of 2527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Other education
NACE 85599
1 site
Size
€12,945total assets 2025
Equity
€3,445
Profit
€3,445
Turnover not published (abridged schema)
Financial health
95 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 11 d early0 of 2 deeds read
Why 95+ Sector Education (NACE 85)+ Size: total assets €12,945+ Liquidity: current ratio 1.21, cash €2,696+ Figures for FY 2025 (filed 23-01-2026)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 61% of its sector peers (NACE 85, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 52+27
equity 26.6% of total assets
Liquidity 36=
short-term debt 73.4% · cash 20.8%
Profitability 100+100
return on assets 26.6%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,782 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%▼ -2.9% vs 11-2024 01-2025: 0.2%▲ +17.9% vs 12-2024highest value 02-2025: 0.2%▼ -34.2% vs 01-2025 03-2025: 0.1%▼ -9.6% vs 02-2025 04-2025: 0.2%▲ +10.6% vs 03-2025 05-2025: 0.2%● 0.0% vs 04-2025 06-2025: 0.2%● 0.0% vs 05-2025 07-2025: 0.2%▲ +2.6% vs 06-2025 08-2025: 0.2%● 0.0% vs 07-2025 09-2025: 0.2%▲ +4.4% vs 08-2025 10-2025: 0.2%▲ +7.2% vs 09-2025 11-2025: 0.2%▼ -0.6% vs 10-2025 12-2025: 0.2%▼ -1.1% vs 11-2025 01-2026: 0.2%▲ +8.0% vs 12-2025 02-2026: < 0.1%▼ -76.8% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%▼ -2.3% vs 05-2026lowest value 07-2026: < 0.1%● 0.0% vs 06-2026lowest value 08-2026: < 0.1%● 0.0% vs 07-2026lowest value 09-2026: < 0.1%▲ +2.3% vs 08-2026 10-2026: < 0.1%▲ +6.8% vs 09-2026
  • Sector Education (NACE 85) lowers the probability
  • Size: total assets €12,945 lowers the probability for this profile
  • Liquidity: current ratio 1.21, cash €2,696 lowers the probability
  • Figures for FY 2025 (filed 23-01-2026) lowers the probability
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 85, micro). Better than this share of them on solvency 35%, liquidity 19%, profitability 91%, growth against the median 99%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Sector Education (NACE 85)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €12,945
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.21, cash €2,696
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 23-01-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 20-01-2026, 11 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
11 d early
2024
1 d early
2023
6 d early
2022
6 d early
2021
11 d early
2020
2 d early
2019
2 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 25 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close04-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €3,445
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Total assets 20256 fiscal years filed €12,945 View
  • Active since 2017founded 09-02-2017 9 years View

By topic

Financials

Fiscal year
2025
Total assets
€12,945
Profit
€3,445
Solvency
26.6%
Total assets▲ 32.4%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2019
Next accounts
by 31-01-2027
  1. 20-01-2026Annual accounts filed
  2. 30-06-2025Back to profit
  3. 30-01-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other educationNACE 85599
Founded
09-02-2017
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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