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DE SUTTER LUC

Active
Private limited company (pre-2019)founded 1994active for 31 yearsSpanjaardshoek 10, 9991 Maldegem, BelgiumKBO/BCE: BE 0454.158.156
Summary

DE SUTTER LUC has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €756,018 and a net result of €15,160. Equity is growing by about 2.7% per year across the filed financial years. Its solvency ranks better than 95% of 34,678 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
DE SUTTER LUCActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Joinery installation
NACE 43320
1 site
Size
€796,217total assets 2025
Equity
€756,018
Profit
€15,160
Turnover not published (abbreviated or micro format)
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 3 days early
Why 95raises risk1 of the last 3 latelowers riskLiquidity: current ratio 21.78, cash €646,140Equity €756,018 (95.0% of total assets)Founded in 1994Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 62% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 95.0% of total assets
Liquidity 100+37
short-term debt 4.6% · cash 81.2%
Profitability 42+28
return on assets 1.9%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,613 companies, NACE 43, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: < 0.1%▼ -0.1 percentage points vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.3%▲ +0.2 percentage points vs 08-2025highest value 10-2025: 0.3%● unchanged vs 09-2025highest value 11-2025: 0.3%● unchanged vs 10-2025highest value 12-2025: 0.3%● unchanged vs 11-2025highest value 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.2%▼ -0.1 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: < 0.1%▼ -0.2 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €70,000 on 30-day terms is acceptable
Liquidity ample (current ratio 21.78, compared with 17.09 in 2024, above the usual 1.5; short-term debt: 4.6% and cash: 81.2% of total assets), and 5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 98% on liquidity, 21% on profitability and 40% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 21.78, cash €646,140
NBB · annual accounts
lowers risk · Equity €756,018 (95.0% of total assets)
NBB · annual accounts
lowers risk · Founded in 1994
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · 1 of the last 3 late
NBB · filings
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 days early
2024
27 days late
2023
58 days late
2022
31 days late
2021
61 days late
2020
86 days late
2019
84 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 49 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €15,160
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Positive: Among the best 5% on solvencysector median 46.8% · 34,678 companies 95.0% View
  • Active since 1994founded 20-12-1994 31 years View
  • Total assets 20256 financial years filed €796,217 View

By topic

Financials

Financial year
2025
Total assets
€796,217
Profit
€15,160
Solvency
95.0%
Total assets▲ 0.7%
Net result
20182025
Go to Financials

Timeline

Events
33
Since
1996
Next accounts
by 31-07-2027
  1. 31-12-2024Weakest financial year
  2. 27-09-2024Annual accounts filed
  3. 31-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Joinery installationNACE 43320
Founded
20-12-1994
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Key facts about DE SUTTER LUC

What is the company number of DE SUTTER LUC?
0454.158.156. In Belgium the VAT number is the company number with BE in front: BE 0454.158.156.
Where is DE SUTTER LUC based?
The registered office is at Spanjaardshoek 10, 9991 Maldegem.Company details
What does DE SUTTER LUC do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of DE SUTTER LUC?
Private limited company (pre-2019) (BVBA).
When was DE SUTTER LUC founded?
On 20-12-1994.
Is DE SUTTER LUC still active?
Yes, DE SUTTER LUC is an active enterprise in the KBO register.
How many employees does DE SUTTER LUC have?
On average 2.3 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
What is the turnover of DE SUTTER LUC?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is DE SUTTER LUC profitable?
In financial year 2025, DE SUTTER LUC made a profit of €15,160.
Where can I find the annual accounts of DE SUTTER LUC?
DE SUTTER LUC filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DE SUTTER LUC due?
By 31-07-2027, for financial year 2026.Timeline

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