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STINIC CONSTRUCT

Active
Private limited companyfounded 20224 years activeKortrijksesteenweg 1108D, 9051 Gent, BelgiumKBO/BCE: BE 0791.986.390
Summary

The computed 12-month bankruptcy probability of STINIC CONSTRUCT is 1.6% (moderate). The 2025 annual accounts show equity of €754,033 and a net result of €299,715. Equity is growing by ~56.5% per year across the filed fiscal years. Its solvency ranks better than 43% of 9,546 sector peers (NACE 43, fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Joinery installation
NACE 43320
5 sites
Size
€1.9mtotal assets 2025
Equity
€754,033
Profit
€299,715
Turnover not published (abridged schema)
Financial health
56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.6%
Structure
Parent
LE CANADA · 100%
Holdings
2
  • JAMO InvestDirector · permanent representative BAEKELMANS Sally
Accounts 29 days early2 of 4 deeds read
Why 56- Liquidity: current ratio 0.01, cash €1,138, halved- Founded in 2022- Sector Specialised construction activities (NACE 43)+ Size: total assets €1.9mShow the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 56% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Strong
Solvency 64+16
equity 38.9% of total assets
Liquidity 50=
short-term debt 10.0% · cash 0.1%
Profitability 76+11
return on assets 15.5%
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,518 companies)
Last 24 months 11-2024: 0.7%lowest value 12-2024: 0.7%● unchanged vs 11-2024lowest value 01-2025: 0.7%● unchanged vs 12-2024lowest value 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.8%▲ +0.1 percentage points vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 1.0%▲ +0.2 percentage points vs 05-2025 07-2025: 1.4%▲ +0.4 percentage points vs 06-2025 08-2025: 1.4%● unchanged vs 07-2025 09-2025: 1.4%● unchanged vs 08-2025 10-2025: 1.4%● unchanged vs 09-2025 11-2025: 1.4%● unchanged vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.4%● unchanged vs 03-2026 05-2026: 1.5%▲ +0.1 percentage points vs 04-2026 06-2026: 1.3%▼ -0.2 percentage points vs 05-2026 07-2026: 1.4%▲ +0.1 percentage points vs 06-2026 08-2026: 1.4%● unchanged vs 07-2026 09-2026: 1.7%▲ +0.3 percentage points vs 08-2026highest value 10-2026: 1.6%▼ -0.1 percentage points vs 09-2026
Credit up to €40,000 at 30 days acceptable
Liquidity short (current ratio 0.01 against 0.03 in 2024; short-term debt: 10% and cash: 0.1% of total assets), and 61.1% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 42% on solvency, 44% on liquidity, 51% on profitability and 87% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 0.01, cash €1,138, halved
NBB · annual accounts
raises risk · Founded in 2022
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Size: total assets €1.9m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
29 days early
2024
37 days early
2023
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 July (3 of the last 3 filed years within 56 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Capital & shares · RestructuringResignation: LE CANADA (director) ·…
  2. Capital & shares · RestructuringMerger · Shareholding · Accounting…
  3. Annual accounts filedfiscal year 2025 · abbreviated…

Key points

  • Positive: Among the best 9% on net resultsector median €27,689 · 9,539 companies €299,715 View
  • Positive: Equity rose in 2025from €454,318 to €754,033 ▲ 66.0% View
  • Caution: Board changedlatest change 27-08-2026 · 1 in office 1 joined · 1 left View
  • 2 restructurings since 2026latest: merger with Kato Construct 2 View
  • Controlled by LE CANADAitself parent of 2 companies 100% View

By topic

Financials

Fiscal year
2025
Total assets
€1.9m
Profit
€299,715
Solvency
38.9%
Total assets▼ 0.2%
Net result
20232025
Go to Financials

Timeline

Events
7
Since
2024
Next accounts
by 31-07-2027
  1. 31-12-2025Highest result since 2023
  2. 31-12-2025Equity above €500,000
  3. 24-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
5
Legal form
Private limited company
Activity
Joinery installationNACE 43320
Founded
06-10-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
2
Purpose
De vennootschap heeft tot voorwerp, zowel in België als in het buitenland, voor eigen…
Go to Articles of association

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