DE SNACKBUS
ActiveThe computed 12-month bankruptcy probability of DE SNACKBUS is 3.8% (moderate). The 2025 annual accounts show equity of €17k and a net result of €-532. Equity is shrinking by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 87% of 3668 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▼-15
Solvency98▲+28
Growth58▲+6
Track record100
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 3.73 against 1.36 in 2024; short-term debt: 26.8% and cash: 14.6% of total assets), and 26.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.2%
Return on assets
-2.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
4 d late
2024
3 d early
2023
63 d late
2022
11 d early
2021
10 d late
2020
90 d late
2019
122 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€17k▼ 3.0%
2024 · €18k
2019: €18k
2020: €33k
2021: €34k
2022: €38k
2023: €19k
2024: €18k
2019 → 2025
Total assets
€23k▼ 39.7%
2024 · €39k
2019: €91k
2020: €81k
2021: €71k
2022: €87k
2023: €57k
2024: €39k
2019 → 2025
Net result
€-532▲ 59.7%
2024 · €-1k
2019: €-1k
2020: €15k
2021: €1k
2022: €6k
2023: €-19k
2024: €-1k
2019 → 2025
Working capital
€17k▲ 127%
2024 · €8k
2019: €-44k
2020: €-20k
2021: €-5k
2022: €10k
2023: €4k
2024: €8k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€34k-€38k▲ 11.9%€19k▼ 50.4%€18k▼ 6.9%€17k▼ 3.0%
Operating result€3k-€10k▲ 243%€-17k€1k€341▼ 70.9%
Net result€1k-€6k▲ 317%€-19k€-1k▲ 93.2%€-532▲ 59.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 71% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €23k
Equity
€17k▼ 3.0%
Debt
€6k▼ 70.4%
The debt ratio falls from 54.5% to 26.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€341▼
2024 · €6k
Cash flow
€-532▼
2024 · €3k
Solvency
73.2%▲
2024 · 45.5%
Current ratio
3.73▲
2024 · 1.36
Quick ratio
3.73▲
2024 · 1.25
Debt / equity
0.37▼
2024 · 1.20
ROE
-3.1%▲
2024 · -7.4%
ROA
-2.3%▲
2024 · -3.4%
Interest coverage
0.27▼
2024 · 2.21
Debt
€6k▼
2024 · €21k
Debt ≤ 1 year
€6k▼
2024 · €21k
Income taxes
€154▲
2024 · €0
Staff costs
€20k▼
2024 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€39k€23k▼
Fixed assets21/28€10k€0▼
Tangible fixed assets22/27€10k€0▼
Plant, machinery and equipment23€2k€0▼
Furniture and vehicles24€2k€0▼
Other tangible fixed assets26€6k€0▼
Current assets29/58€29k€23k▼
Stocks and contracts in progress3€2k€0▼
Stocks30/36€2k€0▼
Amounts receivable within one year40/41€5k€20k▲
Trade receivables40€4k€532▼
Other amounts receivable41€301€19k▲
Cash at bank and in hand54/58€21k€3k▼
Deferred charges and accrued income490/1€518€0▼
Equity and liabilities
Total equity and liabilities10/49€39k€23k▼
Equity10/15€18k€17k▼
Contributions10/11€19k€19k=
Reserves13€5k€5k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€-6k€-7k▼
Amounts payable17/49€21k€6k▼
Amounts payable within one year42/48€21k€6k▼
Trade debts44€12k€6k▼
Suppliers440/4€12k€6k▼
Taxes, remuneration and social security45€9k€175▼
Taxes450/3€4k€73▼
Remuneration and social security454/9€5k€102▼
Other amounts payable47/48€11€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€59k€20k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€0▼
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A€180€3k▲
Gross operating margin9900€66k€24k▼
Operating profit (loss)9901€1k€341▼
Financial income75/76B€26€539▲
Recurring financial income75€26€539▲
Financial charges65/66B€3k€1k▼
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€-1k€-377▲
Income taxes67/77€0€154▲
Profit (loss) for the period9904€-1k€-532▲
Profit (loss) for the period to be appropriated9905€-1k€-532▲
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€-7k▲
Profit (loss) brought forward from the previous period14P€-19k€-6k▲
Transfer from equity791/2€14k€0▼
Social balance
Average headcount (FTE)9087-0.8
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 4 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 3.73
Current ratio from 1.36 to 3.73; short-term debt falls from €21k to €6k.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 63 days late
2023
31-12
Financial
Weakest financial yearnet €-19k ▼440%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
1,134 m²
Building footprint
160 m²
Volume, LiDAR
402 m³
Parcel 13029E0179/02X000, Flanders · tallest building 3.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
De Snackbus
since 20182.281.084.365
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13029E0179/02X000 | Flanders | 1,134 m² | 1 · 160 m² | 3.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOlen2.281.084.365
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 7,892 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-10-2018
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
56220Contract catering and other food service activities
56290Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0493/40.62.00