LE PLATO
ActiveThe computed 12-month bankruptcy probability of LE PLATO is 3.2% (moderate). The 2025 annual accounts show negative equity (€-112k) and a net result of €-6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 3674 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
23
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability20▲+14
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.07 against 0.09 in 2024; short-term debt: 278.7% and cash: 3.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-269.4%
Return on assets
-15.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-112k
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
3 d early
2023
9 d early
2022
5 d early
2021
4 d early
2020
5 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-6k▲ 64.4%
2024 · €-18k
2018: €11k
2019: €-540
2020: €16k
2021: €-2k
2022: €-24k
2023: €-72k
2024: €-18k
2018 → 2025
Working capital
€-108k▼ 4.5%
2024 · €-103k
2018: €-43k
2019: €-5k
2020: €-8k
2021: €-10k
2022: €-26k
2023: €-91k
2024: €-103k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€-16k€-88k▼ 448%€-106k▼ 20.0%€-112k▼ 5.9%
Operating result€3k-€-20k€-68k▼ 236%€-14k▲ 79.3%€-3k▲ 77.8%
Net result€-2k-€-24k▼ 919%€-72k▼ 198%€-18k▲ 75.5%€-6k▲ 64.4%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €14k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41k
Fixed assets
€34k▼ 24.1%
Current assets
€8k▼ 20.9%
Key figures and ratios
EBITDA
€8k▲
2024 · €3k
Cash flow
€4k▲
2024 · €-797
Solvency
-269.4%▼
2024 · -194.5%
Current ratio
0.07▼
2024 · 0.09
Quick ratio
0.01▼
2024 · 0.02
Debt / equity
-1.37▲
2024 · -1.51
ROA
-15.1%▲
2024 · -32.4%
Interest coverage
2.44▲
2024 · 0.77
Debt
€153k▼
2024 · €160k
Debt ≤ 1 year
€116k▲
2024 · €113k
Debt > 1 year
€38k▼
2024 · €47k
Staff costs
€30k▼
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€54k€41k▼
Fixed assets21/28€44k€34k▼
Tangible fixed assets22/27€44k€34k▼
Plant, machinery and equipment23€43k€34k▼
Furniture and vehicles24€2k-
Current assets29/58€10k€8k▼
Stocks and contracts in progress3€8k€6k▼
Stocks30/36€8k€6k▼
Amounts receivable within one year40/41€19€60▲
Trade receivables40€13€53▲
Other amounts receivable41€7€7=
Cash at bank and in hand54/58€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€54k€41k▼
Equity10/15€-106k€-112k▼
Contributions10/11€19k€19k=
Outside capital11€19k-
Share premium1100/10€19k-
Profit (loss) carried forward14€-124k€-130k▼
Amounts payable17/49€160k€153k▼
Amounts payable after more than one year17€47k€38k▼
Financial debts170/4€47k€38k▼
Amounts payable within one year42/48€113k€116k▲
Current portion of amounts payable after more than one year42€10k€11k▲
Trade debts44€21k€29k▲
Suppliers440/4€21k€29k▲
Taxes, remuneration and social security45€11k€6k▼
Taxes450/3€11k€6k▼
Other amounts payable47/48€71k€70k▼
Income statement
Code20242025
Remuneration, social security and pensions62€51k€30k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€11k▼
Other operating charges640/8€611€929▲
Gross operating margin9900€54k€38k▼
Operating profit (loss)9901€-14k€-3k▲
Financial income75/76B€2€0▼
Recurring financial income75€2€0▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€-18k€-6k▲
Profit (loss) for the period9904€-18k€-6k▲
Profit (loss) for the period to be appropriated9905€-18k€-6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-124k€-130k▼
Profit (loss) brought forward from the previous period14P€-107k€-124k▼
Social balance
Average headcount (FTE)90872.01.0▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-72k
Net result drops to €-72k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Roubaix(TEM) 247520 TournaiGround area
1,228 m²
Building footprint
321 m²
Parcel 57078D0806/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
LE PLATO
since 20152.238.666.958
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57078D0806/00F000 | Wallonia | 1,228 m² | 1 · 321 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTournai2.238.666.958
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 6,404 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-01-2015
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.