De Smedt Data Solutions
ActiveDe Smedt Data Solutions has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €-20k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
7
/ 100
Critical▼ -30 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency12▼-35
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.85 against 1.31 in 2024), and 93.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.7%
Return on assets
-30%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year -€20k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 16935 sector peers (2025).
NBB · sector comparisonPosition among 16935 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
3 d early
2024
22 d late
2023
5 d early
2022
25 d early
2021
13 d early
2020
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€4k▼ 81.8%
2024 · €24k
2020: €22k
2021: €23k
2022: €52k
2023: €34k
2024: €24k
2020 → 2025
Total assets
€66k▼ 27.6%
2024 · €91k
2020: €39k
2021: €40k
2022: €72k
2023: €123k
2024: €91k
2020 → 2025
Net result
€-20k▼ 97.1%
2024 · €-10k
2020: €17k
2021: €2k
2022: €29k
2023: €4k
2024: €-10k
2020 → 2025
Working capital
€-7k
2024 · €14k
2020: €11k
2021: €18k
2022: €51k
2023: €23k
2024: €14k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€52k▲ 125%€34k▼ 35.2%€24k▼ 29.3%€4k▼ 81.8%
Operating result€2k-€37k▲ 1,616%€6k▼ 82.6%€-8k€-18k▼ 122%
Net result€2k-€29k▲ 1,817%€4k▼ 87.8%€-10k€-20k▼ 97.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €18k in 2025 against €8k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66k
Fixed assets
€26k▼ 22.2%
Current assets
€40k▼ 30.7%
Equity and liabilities €66k
Equity
€4k▼ 81.8%
Debt
€61k▼ 7.9%
The debt ratio rises from 73.4% to 93.3%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-9k▼
2024 · €1k
Cash flow
€-10k▼
2024 · €-281
Solvency
6.7%▼
2024 · 26.6%
Current ratio
0.85▼
2024 · 1.31
Quick ratio
0.85▼
2024 · 1.31
Debt / equity
13.95▲
2024 · 2.76
ROE
-448.4%▼
2024 · -41.5%
ROA
-30.0%▼
2024 · -11.0%
Interest coverage
-7.45▼
2024 · 0.90
Debt
€61k▼
2024 · €66k
Debt ≤ 1 year
€47k▲
2024 · €44k
Debt > 1 year
€15k▼
2024 · €23k
Income taxes
€132▲
2024 · €128
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€91k€66k▼
Fixed assets21/28€33k€26k▼
Tangible fixed assets22/27€33k€26k▼
Furniture and vehicles24€33k€26k▼
Current assets29/58€57k€40k▼
Amounts receivable within one year40/41€7k€9k▲
Trade receivables40€0€3k▲
Other amounts receivable41€7k€7k▼
Cash at bank and in hand54/58€50k€30k▼
Deferred charges and accrued income490/1€64€64▼
Equity and liabilities
Total equity and liabilities10/49€91k€66k▼
Equity10/15€24k€4k▼
Contributions10/11€5k€5k=
Reserves13€19k€19k=
Distributable reserves133€19k€19k=
Profit (loss) carried forward14€0€-20k▼
Amounts payable17/49€66k€61k▼
Amounts payable after more than one year17€23k€15k▼
Financial debts170/4€23k€15k▼
Amounts payable within one year42/48€44k€47k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€34k€35k▲
Accrued charges and deferred income492/3€73€54▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▼
Other operating charges640/8€387€400▲
Gross operating margin9900€2k€-8k▼
Operating profit (loss)9901€-8k€-18k▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€-10k€-20k▼
Income taxes67/77€128€132▲
Profit (loss) for the period9904€-10k€-20k▼
Profit (loss) for the period to be appropriated9905€-10k€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-20k▼
Transfer from equity791/2€10k€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-20k
Net result drops to €-20k, the lowest in the series.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €29k ▲1817%
Operating result €37k, net result €29k, both a record.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berkenlaan 21740 TernatGround area
487 m²
Building footprint
81 m²
Volume, LiDAR
520 m³
Parcel 23086C0092/00V000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DSDS
since 20202.298.902.077
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23086C0092/00V000 | Flanders | 487 m² | 1 · 81 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BE SECURE
BE 0662.866.920
Laarne · Eq €4k
Stargazr
BE 1028.851.383
Beveren-Kruibeke-Zwijndrecht · Eq €4k
Valos Core
BE 1007.457.836
Sint-Gillis (bij-Brussel) · Eq €4k
Kolstmar
BE 0778.869.418
Grimbergen · Eq €4k
Silicon ICT Services
BE 0770.836.531
Zedelgem · Eq €4k
Of 29,889 companies in sector 62200 we hold annual accounts for 18,319. 5,514 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-2020
Fiscal year end31-12
Abbreviation NL
DSDS
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.