De Schepper Agri

Active

Private limited companyfounded 20242 yrs activeKersgatstraat 18A, 1785 Merchtem, BelgiumKBO/BCE: BE 1007.578.590

Summary

De Schepper Agri has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96,314 and a net result of €39,370. Its solvency ranks better than 63% of 1454 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisWatch Report Compare

De Schepper AgriActiveChecked score 69/100

Risk analysis Report Compare

Activity

Repair and maintenance of machinery

NACE 33120

1 site

Size

€168,213total assets 2025

Equity: €96,314
Profit: €39,370

Turnover not published (abridged schema)

Financial health

69 Healthy Checked score 2025

Bankruptcy chance 12 m: 0.9%

Structure

Accounts 8 d early0 of 1 deed read

Why 69- Founded in 2024- Size: total assets €168,213+ Liquidity: current ratio 1.41, cash €27,304+ Equity €96,314 (57.3% of total assets)Show the evidence

Checked score

Score 2025

69 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 68% of its sector peers (NACE 33, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 82+12

equity 57.3% of total assets

Liquidity 50-8

short-term debt 42.2% · cash 16.2%

Profitability 98-2

return on assets 23.4%

Bankruptcy probability, 12 months

0.9% Low

0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (2,324 companies)

Last 12 months 11-2025: 0.7%lowest value 12-2025: 0.8%▲ +3.0% vs 11-2025 01-2026: 0.7%▼ -2.5% vs 12-2025 02-2026: 0.7%▼ -0.1% vs 01-2026 03-2026: 0.8%▲ +5.4% vs 02-2026 04-2026: 0.8%▲ +7.4% vs 03-2026 05-2026: 0.9%▲ +6.6% vs 04-2026 06-2026: 0.9%▼ -1.7% vs 05-2026 07-2026: 0.9%▲ +3.9% vs 06-2026 08-2026: 0.9%▲ +1.1% vs 07-2026highest value 09-2026: 0.9%● 0.0% vs 08-2026highest value 10-2026: 0.9%▼ -1.6% vs 09-2026

Founded in 2024 raises the probability for this profile
Liquidity: current ratio 1.41, cash €27,304 lowers the probability
Size: total assets €168,213 raises the probability for this profile
Equity €96,314 (57.3% of total assets) lowers the probability

Credit up to €6,000 at 30 days only on tighter terms

Liquidity tight (current ratio 1.41 against 0.8 in 2024; short-term debt: 42.2% and cash: 16.2% of total assets), and 42.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 33, micro). Better than this share of them on solvency 64%, liquidity 44%, profitability 79%, growth against the median 86%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

Liquidity: current ratio 1.41, cash €27,304

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Size: total assets €168,213

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Equity €96,314 (57.3% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

8 d early

2024

7 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage