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De Schakel Thuisverpleging

Active
Private limited companyfounded 1990active for 35 yearsBorredam 4, 1740 Ternat, BelgiumKBO/BCE: BE 0442.761.151
Summary

De Schakel Thuisverpleging has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60,128 and a net result of €22,258. Equity has been shrinking by about 16% per year since 2018. If that trend continues, it turns negative around financial year 2028. Its solvency ranks better than 16% of 3,032 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 20-12-1990 Normal situation
Activity
Nursing and midwifery NACE 86940
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
  • CUIDADO BVDirector · since 24-09-2014
Shareholders
  • CUIDADOact of 04-10-2023
  • Pascale De Potterannual accounts 2021

Financial position

89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€47,372
▲ 363%
Turnover
≈ €140,000
estimated
Profit
€22,258
▲ 15×
Equity
€60,128
▼ 40.5%
Total assets
€481,048
▼ 0.6%
Score breakdownraises riskNo registered site in the KBOlowers riskSize: total assets €481,048Sector: Human health activities (NACE 86)Figures for financial year 2025 (filed on 22-06-2026)Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 13% of micro companies in human health (NACE 86)
Financial strength · tick: 2024
Weak
Solvency 37-9
equity 12.5% of total assets
Liquidity 12-7
short-term debt 87.5% · cash 8.3%
Profitability 75+6
return on assets 4.6%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,160 companies, NACE 86, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: 0.1%▲ +0.1 percentage points vs 05-2025 07-2025: < 0.1%▼ -0.1 percentage points vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: 0.1%▲ +0.1 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026highest value 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.02 (1.23 in 2024), below the usual 1.5. Short-term debt is 87.5% and cash 8.3% of total assets. 87.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 16% of them on solvency, 2% on liquidity, 18% on profitability and 15% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €481,048
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Human health activities (NACE 86)
KBO
lowers risk · Figures for financial year 2025 (filed on 22-06-2026)
NBB · annual accounts
raises risk · No registered site in the KBO
KBO · seat and establishments
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 3032 sector peers (2025).
NBB · sector comparison
Position among 3032 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 days early
2024
50 days early
2023
62 days early
2022
3 days early
2021
51 days early
2020
31 days late
2019
118 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 8 days before the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 2nd oldest company in Ternat, Health and social work sectorin the Checked rankings No. 2 View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Permanent representative: De Potter Pascale
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as De Schakel Thuisverpleging: nursing and midwifery (NACE 86940). They are comparable in size and age: total assets between €288,000 and €452,000, founded between 1994 and 1999.

CompanyTotal assetsGross margin
De Schakel Thuisverpleging Ternat€481,048€47,372
THUISVERPLEGING TOMMERS CHANTAL Genk€430,233€40,030
CABINET INFIRMIER DELATTRE Saint-Ghislain€400,644€39,053
MIFLO Kuurne€377,363€48,828
WILLY DE SMET Asse€339,758€73,079
MARCELLINE VEREYCKEN VERZORGING AAN HUIS Aarschot€287,772€45,597
DEFLOU Danny, Thuisverpleging Middelkerke€452,141€69,917
Full comparison

Key facts about De Schakel Thuisverpleging

What is the company number of De Schakel Thuisverpleging?
The company number of De Schakel Thuisverpleging is 0442.761.151. The VAT number is the same number with BE in front: BE 0442.761.151.
Where is De Schakel Thuisverpleging based?
The registered office is at Borredam 4, 1740 Ternat.Company details
What does De Schakel Thuisverpleging do?
According to the KBO register, the main activity is nursing and midwifery (NACE 86940).
What is the legal form of De Schakel Thuisverpleging?
The legal form of De Schakel Thuisverpleging is Private limited company (BV).
When was De Schakel Thuisverpleging founded?
De Schakel Thuisverpleging was founded on 20-12-1990.
Is De Schakel Thuisverpleging still active?
Yes, De Schakel Thuisverpleging is an active enterprise in the KBO register.
What is the turnover of De Schakel Thuisverpleging?
The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €47,372 and 40 comparable companies (NACE 869). It probably lies between €99,000 and €180,000.Financials
Is De Schakel Thuisverpleging profitable?
In financial year 2025, De Schakel Thuisverpleging made a profit of €22,258.
Where can I find the annual accounts of De Schakel Thuisverpleging?
De Schakel Thuisverpleging filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of De Schakel Thuisverpleging due?
De Schakel Thuisverpleging must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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