Summary
CUIDADO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €664,390 and a net result of €135,784. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 33% of 8091 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-12-2025, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
56 d early
2023
14 d early
2022
on the day
2021
on the day
2020
23 d late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 17 January (4 of the last 5 filed years within 36 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€664,390▲ 25.7%
2024 · €528,606
Net result
€135,784▼ 7.3%
2024 · €146,408
Total assets
€2.2m▲ 32.3%
2024 · €1.7m
Solvency
30.4%▼ 1.6pp
2024 · 32.0%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€105,794▲ 226%€210,680▲ 99.1%€268,309▲ 27.4%€227,931▼ 15.0%€211,808▼ 7.1%
Net result€67,271within the sector's middle half▲ 316%€148,087above the sector's middle half▲ 120%€172,743above the sector's middle half▲ 16.6%€146,408above the sector's middle half▼ 15.2%€135,784above the sector's middle half▼ 7.3%
Equity€450,372above the sector's middle half▲ 17.6%€209,455within the sector's middle half▼ 53.5%€382,198within the sector's middle half▲ 82.5%€528,606above the sector's middle half▲ 38.3%€664,390above the sector's middle half▲ 25.7%
Total assets€1.7mabove the sector's middle half▲ 45.7%€1.7mabove the sector's middle half▲ 3.7%€1.6mabove the sector's middle half▼ 7.7%€1.7mabove the sector's middle half▲ 3.2%€2.2mabove the sector's middle half▲ 32.3%
Debt€1.2m▲ 59.8%€1.5m▲ 24.7%€1.2m▼ 20.0%€1.1m▼ 7.8%€1.5m▲ 35.3%
Working capital€30,973within the sector's middle half▼ 86.4%-€322,643below the sector's middle half-€357,820below the sector's middle half▼ 10.9%-€249,955below the sector's middle half▲ 30.1%-€421,072below the sector's middle half▼ 68.5%
Solvency26.9%within the sector's middle half▼ 6.4pp12.1%below the sector's middle half▼ 14.8pp23.8%within the sector's middle half▲ 11.8pp32.0%within the sector's middle half▲ 8.1pp30.4%within the sector's middle half▼ 1.6pp
Current ratio1.26within the sector's middle half▼ 1.710.44below the sector's middle half▼ 0.810.29below the sector's middle half▼ 0.160.48below the sector's middle half▲ 0.190.21below the sector's middle half▼ 0.26
Return on assets (ROA)4.0%within the sector's middle half▲ 2.6pp8.5%within the sector's middle half▲ 4.5pp10.8%within the sector's middle half▲ 2.2pp8.9%within the sector's middle half▼ 1.9pp6.2%within the sector's middle half▼ 2.6pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.2m
Fixed assets
€2.1m ▲ 45.4%
Current assets
€113,538 ▼ 50.2%
Equity and liabilities €2.2m
Equity
€664,390 ▲ 25.7%
Debt
€1.5m ▲ 35.3%
Debt's share of the balance-sheet total rises from 68.0% to 69.6%. Equity and debt are higher.
Key figures and ratios
ROE
20.4%▼
2024 · 27.7%
Debt ≤ 1 year
€534,610▲
2024 · €477,785
Debt > 1 year
€910,674▲
2024 · €583,896
Income taxes
€59,359▼
2024 · €63,670
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €2,500 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €192,407 | €47,270 | €49,235 | €50,046 | €131,334 | ▲ 162% |
| Other operating charges640/8 | - | €1,774 | €1,904 | €2,458 | €4,439 | ▲ 80.6% |
| Gross operating margin9900 | €299,545 | €259,725 | €319,448 | €280,435 | €347,582 | ▲ 23.9% |
| Operating profit (loss)9901 | €105,794 | €210,680 | €268,309 | €227,931 | €211,808 | ▼ 7.1% |
| Financial income75/76B | - | €0 | €1 | €117 | €572 | ▲ 388% |
| Recurring financial income75 | €450 | €0 | €1 | €117 | €572 | ▲ 388% |
| Financial charges65/66B | - | €19,006 | €19,572 | €17,970 | €17,237 | ▼ 4.1% |
| Recurring financial charges65 | €21,826 | €19,006 | €19,572 | €17,970 | €17,237 | ▼ 4.1% |
| Profit (loss) for the period before taxes9903 | €84,419 | €191,674 | €248,738 | €210,078 | €195,143 | ▼ 7.1% |
| Income taxes67/77 | €17,148 | €43,587 | €75,995 | €63,670 | €59,359 | ▼ 6.8% |
| Profit (loss) for the period9904 | €67,271 | €148,087 | €172,743 | €146,408 | €135,784 | ▼ 7.3% |
| Profit (loss) for the period to be appropriated9905 | €67,271 | €148,087 | €172,743 | €146,408 | €135,784 | ▼ 7.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.7m | €1.7m | €1.6m | €1.7m | €2.2m | ▲ 32.3% |
| Fixed assets21/28 | €1.5m | €1.5m | €1.5m | €1.4m | €2.1m | ▲ 45.4% |
| Tangible fixed assets22/27 | €1.5m | €1.5m | €1.5m | €1.4m | €2.1m | ▲ 45.4% |
| Land and buildings22 | - | €1.5m | €1.4m | €1.4m | €2.0m | ▲ 41.3% |
| Plant, machinery and equipment23 | - | €638 | €510 | €383 | €255 | ▼ 33.3% |
| Furniture and vehicles24 | - | €7,996 | €6,717 | €1,632 | €72,160 | ▲ 4,323% |
| Other tangible fixed assets26 | - | - | €14,543 | €22,248 | €21,249 | ▼ 4.5% |
| Current assets29/58 | €151,625 | €258,537 | €145,247 | €227,830 | €113,538 | ▼ 50.2% |
| Amounts receivable within one year40/41 | €30,000 | €50,658 | €44,269 | €43,678 | €52,682 | ▲ 20.6% |
| Trade receivables40 | - | €46,745 | €43,282 | €43,678 | €52,379 | ▲ 19.9% |
| Other amounts receivable41 | - | €3,913 | €987 | €0 | €303 | - |
| Current investments50/53 | €100,000 | €50,000 | €2,000 | €152,082 | €7,480 | ▼ 95.1% |
| Cash at bank and in hand54/58 | €20,471 | €155,435 | €95,618 | €24,838 | €46,111 | ▲ 85.6% |
| Deferred charges and accrued income490/1 | - | €2,444 | €3,360 | €7,232 | €7,265 | ▲ 0.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.7m | €1.7m | €1.6m | €1.7m | €2.2m | ▲ 32.3% |
| Equity10/15 | €450,372 | €209,455 | €382,198 | €528,606 | €664,390 | ▲ 25.7% |
| Contributions10/11 | - | €187,860 | €187,860 | €187,860 | €187,860 | = |
| Reserves13 | €337,842 | €21,595 | €194,338 | €340,746 | €476,530 | ▲ 39.8% |
| Non-distributable reserves130/1 | - | €18,786 | €18,786 | €0 | - | - |
| Reserves not available under the articles1311 | - | €18,786 | €18,786 | €0 | - | - |
| Tax-exempt reserves132 | - | €2,809 | €2,809 | €2,809 | €2,809 | = |
| Distributable reserves133 | - | €0 | €172,743 | €337,937 | €473,721 | ▲ 40.2% |
| Profit (loss) carried forward14 | - | €0 | €0 | - | - | - |
| Amounts payable17/49 | €1.2m | €1.5m | €1.2m | €1.1m | €1.5m | ▲ 35.3% |
| Amounts payable after more than one year17 | €1.1m | €899,376 | €661,586 | €583,896 | €910,674 | ▲ 56.0% |
| Financial debts170/4 | - | €691,512 | €453,722 | €376,032 | €702,810 | ▲ 86.9% |
| Other amounts payable178/9 | - | €207,864 | €207,864 | €207,864 | €207,864 | = |
| Amounts payable within one year42/48 | €120,652 | €581,179 | €503,067 | €477,785 | €534,610 | ▲ 11.9% |
| Current portion of amounts payable after more than one year42 | - | €98,549 | €77,029 | €77,689 | €179,722 | ▲ 131% |
| Trade debts44 | €12,709 | €12,064 | €9,185 | €3,769 | €5,099 | ▲ 35.3% |
| Suppliers440/4 | - | €12,064 | €9,185 | €3,769 | €5,099 | ▲ 35.3% |
| Taxes, remuneration and social security45 | - | €41 | €28,843 | €19,372 | €14,411 | ▼ 25.6% |
| Taxes450/3 | - | - | €28,377 | €13,635 | €9,188 | ▼ 32.6% |
| Remuneration and social security454/9 | - | €41 | €466 | €5,738 | €5,223 | ▼ 9.0% |
| Other amounts payable47/48 | - | €470,525 | €388,010 | €376,954 | €335,378 | ▼ 11.0% |
| Accrued charges and deferred income492/3 | - | €45,911 | €55,886 | €63,946 | €78,077 | ▲ 22.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €67,271 | €148,087 | €172,743 | €146,408 | €135,784 | ▼ 7.3% |
| + Depreciation and write-downs630 | €192,407 | €47,270 | €49,235 | €50,046 | €131,334 | ▲ 162% |
| Operating cash flow (approximation) | €259,678 | €195,357 | €221,977 | €196,454 | €267,118 | ▲ 36.0% |
| Investment in fixed assets (approximation) | - | -€1,880 | -€29,340 | -€18,960 | -€779,143 | ▼ 4,009% |
| Change in cash | - | €134,964 | -€59,817 | -€70,781 | €21,273 | ▲ 130% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
12-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
06-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Equity above €500,000Eq €528,606 ▲38.3%
6 profitable years in a row build equity to €528,606.
17-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €172,743 ▲16.6%
Operating result €268,309, net result €172,743, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
30-06
Financial
Weakest financial yearnet €16,163 ▼72.7%
Net result drops to €16,163, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2014
Ground area
1,637 m²
Building footprint
244 m²
Volume, LiDAR
1,448 m³
Parcel 23070D0134/00X000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
CUIDADO
since 20142.235.371.928
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23070D0134/00X000 | Flanders | 1,637 m² | 1 · 244 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 13,379 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-09-2014
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
82100Office administrative and support services
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0560957037
Also
9925:BE0560957037
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.