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De Ryck Montage

Active
Private limited companyfounded 2022active for 4 yearsKantonsweg 68, 3650 Dilsen-Stokkem, BelgiumKBO/BCE: BE 0789.479.139
Summary

De Ryck Montage has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,567 and a net result of -€4,141. Its solvency ranks better than 45% of 34,954 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Official details

Source: KBO
Status
Active since 08-08-2022 Normal situation
Activity
Roofing work NACE 43410and 2 others
Establishment unit
2.334.634.107 3650 Dilsen-Stokkem, since 08-08-2022
Financial year end
31 March
Peppol
Reachable since 18-03-2025

Board and ownership

Board

Financial position

65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Annual accounts to 31-03-2025
Gross margin
€25,718
▼ 70.1%
Turnover
≈ €160,000
estimated
Loss
€4,141
Equity
€38,567
▼ 9.7%
Total assets
€90,971
▼ 43.1%
  • 2026 accounts not filed, 3 days past the deadline
Score breakdownraises riskFigures for financial year 2025 (filed on 16-11-2025)Founded in 20221 financial year not filed after the legal deadline; last filed accounts filed 16 days latelowers riskLiquidity: current ratio 1.52, cash €41,346, halvedShow the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 41% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 67+15
equity 42.4% of total assets
Liquidity 81+11
short-term debt 40.7% · cash 45.4%
Profitability 32-66
return on assets -4.6%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 3.6% 01-2025: 3.6%● unchanged vs 12-2024 02-2025: 3.6%● unchanged vs 01-2025 03-2025: 3.6%● unchanged vs 02-2025 04-2025: 3.2%▼ -0.4 percentage points vs 03-2025 05-2025: 3.2%● unchanged vs 04-2025 06-2025: 3.2%● unchanged vs 05-2025 07-2025: 3.7%▲ +0.5 percentage points vs 06-2025 08-2025: 3.8%▲ +0.1 percentage points vs 07-2025 09-2025: 3.8%● unchanged vs 08-2025 10-2025: 3.8%● unchanged vs 09-2025 11-2025: 5.5%▲ +1.7 percentage points vs 10-2025highest value 12-2025: 4.2%▼ -1.3 percentage points vs 11-2025 01-2026: 4.2%● unchanged vs 12-2025 02-2026: 1.3%▼ -2.9 percentage points vs 01-2026 03-2026: 1.3%● unchanged vs 02-2026 04-2026: 1.0%▼ -0.3 percentage points vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.3%▲ +0.3 percentage points vs 06-2026 08-2026: 1.5%▲ +0.2 percentage points vs 07-2026 09-2026: 1.5%● unchanged vs 08-2026 10-2026: 0.8%▼ -0.7 percentage points vs 09-2026lowest value 11-2026: 1.1%▲ +0.3 percentage points vs 10-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.52 (1.26 in 2024), above the usual 1.5. Short-term debt is 40.7% and cash 45.4% of total assets. However, 57.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 45% of them on solvency, 79% on liquidity, 17% on profitability and 24% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 1.52, cash €41,346, halved
NBB · annual accounts
raises risk · Figures for financial year 2025 (filed on 16-11-2025)
NBB · annual accounts
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 16 days late
NBB · filings
raises risk · 2025 accounts filed 16 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 16-11-2025, 16 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2026
not filed
2025
16 days late
2024
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 8 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Caution: Lower net result than 82% of companies in specialised constructionsector median €10,221 · 34,941 companies -€4,141 View

Recent changes

  1. · Gazette deed Registered office moved from Zutendaal to Dilsen-StokkemNew seat: Kantonsweg 68, 3650 Dilsen-Stokkem · Previous seat: Schoolstraat 7, 3690 Zutendaal, België
  2. · Gazette deed Registered office moved from Dilsen-Stokkem to ZutendaalNew seat: Schoolstraat 7, 3690 Zutendaal · Previous seat: Bergerkampstraat 30, 3650 Dilsen-Stokkem, België
  3. · Gazette deed IncorporationStarting capital €5,000 · Appointment: DE RYCK Andy (director)
All 5 events

Comparable companies

These companies have the same main activity as De Ryck Montage: roofing work (NACE 43410). They are comparable in size and age: total assets between €85,400 and €107,000, founded between 2022 and 2023.

CompanyTotal assetsGross margin
De Ryck Montage Dilsen-Stokkem€90,971€25,718
Jan Sontrop Dak- en Kluswerken Bocholt€107,123€23,827
DSD Dakwerken Aalter€88,792€25,567
Alpeco Dakwerken Antwerpen€96,778€28,122
DAK BILL & ZOON Geraardsbergen€85,374€23,186
HAYON TOITURES Jalhay€85,919€23,262
PM DAK Antwerpen€91,541€29,033
Full comparison

Key facts about De Ryck Montage

What is the company number of De Ryck Montage?
The company number of De Ryck Montage is 0789.479.139. The VAT number is the same number with BE in front: BE 0789.479.139.
Where is De Ryck Montage based?
The registered office is at Kantonsweg 68, 3650 Dilsen-Stokkem.Company details
What does De Ryck Montage do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of De Ryck Montage?
The legal form of De Ryck Montage is Private limited company (BV).
When was De Ryck Montage founded?
De Ryck Montage was founded on 08-08-2022.
Is De Ryck Montage still active?
Yes, De Ryck Montage is an active enterprise in the KBO register.
What is the turnover of De Ryck Montage?
The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €25,718 and 356 comparable companies (NACE 43). It probably lies between €100,000 and €280,000.Financials
Is De Ryck Montage profitable?
In financial year 2025, De Ryck Montage made a loss of €4,141.
Where can I find the annual accounts of De Ryck Montage?
De Ryck Montage filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

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