Active BE 0799.355.818Private limited company

De Ruyt

Diksmuidestraat(STA) 55 ·8840 Staden, Belgium· 3 yrs active

Conclusion Checked

The computed 12-month bankruptcy probability of De Ruyt is 3.6% (moderate). The 2024 annual accounts show equity of €349k and a net result of €-43k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€349k
Net result	€-43k
Active	3 yrs
Locations	1

Snowflake analysis 5 axes · computed by Checked

40 / 100

Fragile profile, watch profitability in particular.

Health 15

Profitability 0

Solvency 58

Growth 32

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

3.6% Moderate

0%0,5%1,5%4%10%≥25%

Young company +No NACE activity registered +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

More than 3 years active

Founded in 2023, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

15 / 100 Critical

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 22-07-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

EBITDA

€-20k

-109.6% 23-24

Net profit

€-43k

-32.6% 23-24

Cash flow

€-25k

-132.1% 23-24

Total assets

€753k

+79.6% 23-24

Equity

€349k

-10.9% 23-24

Working capital

€-64k

- 23-24

Debt

€404k

+1353.0% 23-24

Debt ≤ 1y

€81k

+190.4% 23-24

Debt > 1y

€319k

- 23-24

Current ratio

0.20

-95.7% 23-24

Quick ratio

0.20

-95.7% 23-24

Solvency

46.3%

-50.4% 23-24

Debt / equity

1.16

+1530.2% 23-24

ROE

-12.2%

-48.8% 23-24

ROA

-5.7%

+26.2% 23-24

Interest coverage

-4.01

+48.5% 23-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	-
EBITDA	€-20k
Net profit	€-43k
Cash flow	€-25k
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€753k
Equity	€349k
Debt	€404k
of which ≤ 1y	€81k
of which > 1y	€319k
Working capital	€-64k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	0.20
Quick ratio	0.20
Working capital ratio	-8.5%
Solvency	46.3%
Debt / equity	1.16
Long-term debt ratio	0.91
Interest coverage	-4.01
Gross margin	-
Net margin	-
ROA	-5.7%
ROE	-12.2%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €737k · 97.8% Current assets €17k · 2.2%

Equity & liabilities

Equity €349k · 46.3% Debt €404k · 53.7%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€753k
Fixed assets	21/28	€737k
Tangible fixed assets	22/27	€737k
Current assets	29/58	€17k
Cash & bank	54/58	€15k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€753k
Equity	10/15	€349k
Contributions / capital	10/11	€424k
Accumulated profits (losses)	14	€-75k
Amounts payable	17/49	€404k
Amounts payable after one year	17	€319k
Amounts payable within one year	42/48	€81k
Trade debts payable within one year	44	€48k
Income statement
Gross operating margin	9900	€-19k
Operating result	9901	€-38k
Financial charges	65	€5k
Result before taxes	9903	€-43k
Net result for the period	9904	€-43k
Result to be appropriated	9905	€-43k

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Ratios computed by Checked.

Legal Structure

NACE primary	-
Legal form	Private limited company(610)
Incorporation	09-03-2023
Status	Active
Postal code	8840

Establishment units 1 location

De Ruyt

Diksmuidestraat(STA) 55, 8840 StadenOverige dienstverlenende activiteiten op het gebied van informatie, n.e. g.

since 20232.342.732.320

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
36019A1228/00P000	Flanders	1,073 m²	1 · 239 m²	-

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

22-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

15-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

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Company registry (CBE) Crossroads Bank

Names & trade names

Legal nameNL

De Ruyt

Registered office

Diksmuidestraat(STA) 55

8840 Staden, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.