De Rouck Steven
ActiveSummary
De Rouck Steven has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €43k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 61% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency95▲+19
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.53 against 1.52 in 2024; short-term debt: 29.7% and cash: 43% of total assets), and 29.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.3%
Return on assets
38.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
65 d early
2024
9 d early
2023
29 d early
2022
11 d early
2021
62 d early
2020
72 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€78k=
2024 · €78k
2020: €23k
2021: €78k
2022: €128k
2023: €78k
2024: €78k
2020 → 2025
Total assets
€111k▼ 28.1%
2024 · €155k
2020: €64k
2021: €139k
2022: €214k
2023: €173k
2024: €155k
2020 → 2025
Net result
€43k▼ 7.8%
2024 · €47k
2020: €23k
2021: €56k
2022: €49k
2023: €55k
2024: €47k
2020 → 2025
Working capital
€50k▲ 27.7%
2024 · €40k
2020: €10k
2021: €57k
2022: €82k
2023: €33k
2024: €40k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€78k-€128k▲ 63.1%€78k▼ 38.7%€78k=€78k=
Operating result€79k-€64k▼ 18.3%€70k▲ 9.3%€59k▼ 15.3%€55k▼ 6.8%
Net result€56k-€49k▼ 12.3%€55k▲ 11.9%€47k▼ 15.6%€43k▼ 7.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 7% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €111k
Fixed assets
€28k ▼ 28.3%
Current assets
€84k ▼ 28.0%
Equity and liabilities €111k
Equity
€78k =
Debt
€33k ▼ 56.8%
Debt's share of the balance-sheet total falls from 49.5% to 29.7%. Debt is lower.
Key figures and ratios
EBITDA
€73k▼
2024 · €76k
Cash flow
€60k▼
2024 · €63k
Current ratio
2.53▲
2024 · 1.52
Debt to equity
0.42▼
2024 · 0.98
ROE
55.0%▼
2024 · 59.6%
ROA
38.6%▲
2024 · 30.1%
Interest coverage
132.97▼
2024 · 140.38
Debt ≤ 1 year
€33k▼
2024 · €77k
Income taxes
€12k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€155k€111k▼
Fixed assets21/28€39k€28k▼
Tangible fixed assets22/27€39k€28k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€33k€24k▼
Current assets29/58€116k€84k▼
Amounts receivable within one year40/41€24k€35k▲
Trade receivables40€21k€29k▲
Other amounts receivable41€3k€6k▲
Cash at bank and in hand54/58€91k€48k▼
Deferred charges and accrued income490/1€703€752▲
Equity and liabilities
Total equity and liabilities10/49€155k€111k▼
Equity10/15€78k€78k=
Contributions10/11€1k€1k=
Reserves13€77k€77k=
Distributable reserves133€77k€77k=
Amounts payable17/49€77k€33k▼
Amounts payable within one year42/48€77k€33k▼
Current portion of amounts payable after more than one year42€6k-
Trade debts44€6k€4k▼
Suppliers440/4€6k€4k▼
Taxes, remuneration and social security45€13k€12k▼
Taxes450/3€10k€10k▼
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€53k€17k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€17k▲
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A-€999
Gross operating margin9900€77k€75k▼
Operating profit (loss)9901€59k€55k▼
Financial charges65/66B€539€547▲
Recurring financial charges65€539€547▲
Profit (loss) for the period before taxes9903€59k€55k▼
Income taxes67/77€12k€12k▼
Profit (loss) for the period9904€47k€43k▼
Profit (loss) for the period to be appropriated9905€47k€43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€43k▼
Profit to be distributed694/7€47k€43k▼
Return on contributions (dividend)694€47k€43k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €128k ▲63.1%
3 profitable years in a row build equity to €128k.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2020net €56k ▲150%
Operating result €79k, net result €56k, both a record.
20-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vogelzangstraat(Ned) 1089400 NinoveGround area
664 m²
Building footprint
101 m²
Volume, LiDAR
715 m³
Parcel 41044B0368/00T000, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
De Rouck Steven
since 20202.307.380.273
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41044B0368/00T000 | Flanders | 664 m² | 1 · 101 m² | 11.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BisschOPS
BE 0728.462.674
Liège · Eq €78,246
Celanti
BE 1005.755.881
Dendermonde · Eq €78,251
UBECARE
BE 0792.355.782
Zaventem · Eq €78,222
SHERWOOD SOFTWARE SERVICES
BE 0872.780.264
Crisnée · Eq €78,279
WEBSOLID
BE 0840.985.248
Tongeren-Borgloon · Eq €78,287
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 15,585 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-08-2020
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
46190Agents in non-specialised wholesale trade
62900Other information technology and computer services
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.