Unic - Mechelen
ActiveUnic - Mechelen has been active since 1974 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €891k and a net result of €254k. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 40% of 9582 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
73
/ 100
Healthy▲ +2 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency49▲+12
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity tight (current ratio 1.08 against 1.01 in 2023), and 70% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
30%
Return on assets
8.5%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-07-2025, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
8 d early
2023
2 d late
2022
55 d early
2021
4 d early
2020
4 d early
2019
38 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€891k▲ 6.4%
2023 · €837k
2018: €513k
2019: €350k
2020: €543k
2021: €632k
2022: €789k
2023: €837k
2018 → 2024
Total assets
€2.97M▼ 12.1%
2023 · €3.38M
2018: €2.21M
2019: €2.18M
2020: €2.29M
2021: €3.31M
2022: €3.26M
2023: €3.38M
2018 → 2024
Net result
€254k▼ 14.9%
2023 · €298k
2018: €3k
2019: €-163k
2020: €193k
2021: €89k
2022: €157k
2023: €298k
2018 → 2024
Working capital
€96k▲ 395%
2023 · €19k
2018: €224k
2019: €258k
2020: €338k
2021: €36k
2022: €163k
2023: €19k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€543k-€632k▲ 16.3%€789k▲ 24.8%€837k▲ 6.1%€891k▲ 6.4%
Operating result€152k-€51k▼ 66.6%€127k▲ 150%€346k▲ 173%€270k▼ 22.0%
Net result€193k-€89k▼ 54.0%€157k▲ 76.7%€298k▲ 90.1%€254k▼ 14.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 22% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.97M
Fixed assets
€1.65M▼ 12.3%
Current assets
€1.32M▼ 12.0%
Equity and liabilities €2.97M
Equity
€891k▲ 6.4%
Debt
€2.08M▼ 18.2%
The debt ratio falls from 75.2% to 70.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€518k▼
2023 · €582k
Cash flow
€502k▼
2023 · €533k
Solvency
30.0%▲
2023 · 24.8%
Current ratio
1.08▲
2023 · 1.01
Quick ratio
0.79▲
2023 · 0.77
Debt / equity
2.33▼
2023 · 3.04
ROE
28.5%▼
2023 · 35.6%
ROA
8.5%▼
2023 · 8.8%
Interest coverage
19.93▲
2023 · 17.63
Debt
€2.08M▼
2023 · €2.54M
Debt ≤ 1 year
€1.23M▼
2023 · €1.48M
Debt > 1 year
€851k▼
2023 · €1.06M
Income taxes
€86k▲
2023 · €72k
Staff costs
€1.10M▲
2023 · €964k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€3.38M€2.97M▼
Fixed assets21/28€1.88M€1.65M▼
Tangible fixed assets22/27€1.87M€1.65M▼
Land and buildings22€1.60M€1.45M▼
Plant, machinery and equipment23€145k€106k▼
Furniture and vehicles24€129k€94k▼
Other tangible fixed assets26€2k€0▼
Financial fixed assets28€2k€100▼
Current assets29/58€1.50M€1.32M▼
Amounts receivable after more than one year29€382k€530k▲
Other amounts receivable291€382k€530k▲
Stocks and contracts in progress3€355k€352k▼
Stocks30/36€355k€352k▼
Amounts receivable within one year40/41€508k€244k▼
Trade receivables40€5k€19k▲
Other amounts receivable41€503k€225k▼
Cash at bank and in hand54/58€216k€156k▼
Deferred charges and accrued income490/1€41k€42k▲
Equity and liabilities
Total equity and liabilities10/49€3.38M€2.97M▼
Equity10/15€837k€891k▲
Contributions10/11€19k€19k=
Reserves13€818k€872k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€16k€16k=
Distributable reserves133€803k€856k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€2.54M€2.08M▼
Amounts payable after more than one year17€1.06M€851k▼
Financial debts170/4€1.02M€818k▼
Other amounts payable178/9€33k€33k=
Amounts payable within one year42/48€1.48M€1.23M▼
Current portion of amounts payable after more than one year42€257k€204k▼
Financial debts43€51k€0▼
Other loans439€51k€0▼
Trade debts44€795k€667k▼
Suppliers440/4€795k€667k▼
Taxes, remuneration and social security45€130k€154k▲
Taxes450/3€9k€18k▲
Remuneration and social security454/9€121k€136k▲
Other amounts payable47/48€250k€201k▼
Accrued charges and deferred income492/3€4k€0▼
Income statement
Code20232024
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€964k€1.10M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€235k€248k▲
Other operating charges640/8€22k€23k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€1.57M€1.64M▲
Operating profit (loss)9901€346k€270k▼
Financial income75/76B€57k€96k▲
Recurring financial income75€57k€96k▲
Financial charges65/66B€33k€26k▼
Recurring financial charges65€33k€26k▼
Profit (loss) for the period before taxes9903€370k€340k▼
Income taxes67/77€72k€86k▲
Profit (loss) for the period9904€298k€254k▼
Profit (loss) for the period to be appropriated9905€298k€254k▼
Appropriation of the result
Profit (loss) to be appropriated9906€298k€254k▼
Transfer to equity691/2€48k€54k▲
To other reserves6921€48k€54k▲
Profit to be distributed694/7€250k€200k▼
Return on contributions (dividend)694€250k€200k▼
Social balance
Average headcount (FTE)908729.029.0=
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 2 days late
2023
31-12
Financial
Highest result since 2018net €298k ▲90.1%
Operating result €346k, net result €298k, both a record.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €193k
Net result €193k after one loss-making year.
31-12
Financial
Equity above €500kEq €543k ▲55.1%
Equity rises from €350k to €543k.
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-163k ▼5390%
Net result drops to €-163k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
28-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 1975
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eikestraat 802800 MechelenGround area
2,256 m²
Building footprint
1,514 m²
Volume, LiDAR
7,472 m³
Parcel 12402B0375/00R000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Eikestraat 80, 2800 Mechelen
since 19752.010.821.282
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12402B0375/00R000 | Flanders | 2,256 m² | 1 · 1,514 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 4 entries · 14,276 EUR awarded · 1,787 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 593 EUR | 593 EUR |
| 2023 | 1 | 390 EUR | 681 EUR |
| 2022 | 2 | 13,293 EUR | 513 EUR |
Schemes
Call groene stroom (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 site · 1 with a smileyMechelen2.010.821.282
Dual-learning approval
2 live approvals · 1 endedWinkelmedewerker (vwo)
Winkelmedewerker duaal (so)
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Of 10,412 companies in sector 47110 we hold annual accounts for 5,786. 2,374 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-12-1974
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
52114
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.