DE PAUW INVEST
ActiveFor the legal form of DE PAUW INVEST, Checked does not compute a bankruptcy probability. The 2025 annual accounts show equity of €503k and a net result of €54k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 61% of 7376 sector peers (fiscal year 2025). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
80
/ 100
Excellent▲ +2 vs 2024
The score weighs solvency, liquidity and profitability. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+1
Solvency79▲+9
Growth52=
Track record100
Credit verdict
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 12.9 against 11.36 in 2024; short-term debt: 2.3% and cash: 28.7% of total assets), and 46% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
38 d late
2024
14 d late
2023
25 d early
2022
51 d early
2021
8 d early
2020
62 d early
2019
17 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€78k▲ 9.7%
2022 · €71k
2018: €247k
2019: €69k
2020: €63k
2021: €64k
2022: €71k
2018 → 2023
EBIT margin
49.7%▲ 11.4pp
2022 · 38.3%
2018: 18.0%
2019: 48.1%
2020: 29.3%
2021: 32.3%
2022: 38.3%
2018 → 2023
Net result
€54k▲ 7.1%
2024 · €50k
2018: €26k
2019: €21k
2020: €9k
2021: €15k
2022: €19k
2023: €28k
2024: €50k
2018 → 2025
Working capital
€251k▼ 13.0%
2024 · €288k
2018: €-171k
2019: €-117k
2020: €-164k
2021: €-154k
2022: €-135k
2023: €-97k
2024: €288k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€64k-€71k▲ 11.4%€78k▲ 9.7%
Equity€351k-€370k▲ 5.5%€398k▲ 7.6%€449k▲ 12.7%€503k▲ 12.0%
Operating result€21k-€27k▲ 31.9%€39k▲ 42.5%€77k▲ 98.7%€80k▲ 3.9%
Net result€15k-€19k▲ 31.4%€28k▲ 46.0%€50k▲ 79.7%€54k▲ 7.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €930k
Fixed assets
€658k▼ 2.8%
Current assets
€272k▼ 14.0%
Equity and liabilities €930k
Equity
€503k▲ 12.0%
Provisions
€24k▼ 3.7%
Debt
€404k▼ 22.4%
The debt ratio falls from 52.4% to 43.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€109k▲
2024 · €101k
Cash flow
€82k▲
2024 · €74k
Solvency
54.0%▲
2024 · 45.1%
Current ratio
12.90▲
2024 · 11.36
Quick ratio
12.90▲
2024 · 11.36
Debt / equity
0.80▼
2024 · 1.16
ROE
10.7%▼
2024 · 11.2%
ROA
5.8%▲
2024 · 5.1%
Interest coverage
225.57▼
2024 · 226.94
Debt
€404k▼
2024 · €521k
Debt ≤ 1 year
€21k▼
2024 · €28k
Debt > 1 year
€383k▼
2024 · €493k
Income taxes
€27k▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€994k€930k▼
Fixed assets21/28€677k€658k▼
Tangible fixed assets22/27€677k€658k▼
Land and buildings22€654k€632k▼
Plant, machinery and equipment23€23k€21k▼
Furniture and vehicles24-€5k
Current assets29/58€316k€272k▼
Amounts receivable within one year40/41€50€4k▲
Trade receivables40€50€0▼
Other amounts receivable41-€4k
Cash at bank and in hand54/58€316k€267k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€994k€930k▼
Equity10/15€449k€503k▲
Contributions10/11€62k€62k=
Capital10€0-
Issued capital100€0-
Outside capital11€62k-
Share premium1100/10€62k-
Reserves13€377k€431k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€0-
Reserves not available under the articles1311€6k€0▼
Other1319-€6k
Tax-exempt reserves132€46k€43k▼
Distributable reserves133€325k€381k▲
Profit (loss) carried forward14€10k€10k=
Provisions and deferred taxes16€25k€24k▼
Deferred taxes168€25k€24k▼
Amounts payable17/49€521k€404k▼
Amounts payable after more than one year17€493k€383k▼
Other amounts payable178/9€493k€383k▼
Amounts payable within one year42/48€28k€21k▼
Trade debts44€0€2k▲
Suppliers440/4€0€2k▲
Taxes, remuneration and social security45€28k€12k▼
Taxes450/3€28k€12k▼
Other amounts payable47/48-€6k
Income statement
Code20242025
Non-recurring operating income76A€57k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€28k▲
Other operating charges640/8€9k€10k▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€110k€121k▲
Operating profit (loss)9901€77k€80k▲
Financial income75/76B-€8
Recurring financial income75-€8
Financial charges65/66B€446€482▲
Recurring financial charges65€446€482▲
Profit (loss) for the period before taxes9903€77k€80k▲
Transfer from deferred taxes780€908€908=
Income taxes67/77€27k€27k▼
Profit (loss) for the period9904€50k€54k▲
Transfer from tax-exempt reserves789€3k€3k=
Profit (loss) for the period to be appropriated9905€53k€57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€63k€67k▲
Profit (loss) brought forward from the previous period14P€10k€10k=
Transfer to equity691/2€53k€57k▲
To other reserves6921€53k€57k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 38 days late
2025
31-12
Financial
Highest result since 2018net €54k ▲7.1%
Operating result €80k, net result €54k, both a record.
31-12
Financial
Equity above €500kEq €503k ▲12%
8 profitable years in a row build equity to €503k.
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial
Liquidity times 17current ratio 11.36
Current ratio from 0.67 to 11.36; short-term debt falls from €293k to €28k.
06-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
10-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
23-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €9k ▼57.3%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 17 days late
2019
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 2 days late
2018
24-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herzele · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sleistraat 249550 HerzeleGround area
3,521 m²
Building footprint
441 m²
Volume, LiDAR
2,721 m³
2 parcels, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sleistraat 21 A, 9550 Herzele
since 19972.082.592.671
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41077A0231/00N002 | Flanders | 2,027 m² | 1 · 201 m² | 9.6 m · 2 fl. |
| 41077B0031/00F002 | Flanders | 1,494 m² | 1 · 240 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 9,212 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPartnership limited by shares
Founded13-01-1997
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43350Other building finishing work
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.